Komwe mungayikire ndalama mu 2020 - TOP njira 35 zopeza ndalama + upangiri wa akatswiri ndi zitsanzo zakugulitsa

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Moni, okondedwa owerenga magazini azachuma a RichPro.ru! Lero tikukuwuzani komwe mungasungire ndalama zanu. Popeza mavuto azachuma mdziko muno amakupangitsani kuganizira za chitetezo cha ndalama zanu.

Mwa njira, mwawona kuti mtengo wa dola ndiwofunika kale motani? Yambani kupanga ndalama pamasiyana pamitengo yosinthira apa!

Pamene munthu ali ndi kuchuluka kwakatundu kachuma, ndiye pamakhala mantha enieni otaya. Ichi ndichifukwa chake ndikofunikira kuyesa kukhala owerenga kwambiri pankhani zopeza ndalama, kuwunika mwayi wosiyanasiyana wopezera ndalama.

Za komwe mungasungire ndalama kuti igwire ntchito ndikubweretsa ndalama mwezi uliwonse - werengani nkhani yathu

Zachidziwikire, ambiri aife tili kutali ndi ndale, chuma chambiri ndi njira zoyendetsera maboma, koma izi sizimatilepheretsa mwayi wophunzirira zomwe anthu akuchita bwino, onani malangizo a akatswiri, poteronjira yabwino kwambiri yogwiritsira ntchito ndalama kuti mupange ndalama... Kuwona mwatsatanetsatane za izi kudzakuthandizani kudziwa malo opindulitsa kwambiri pakadali pano.

Munkhaniyi muphunzira:

Kumene mungagwiritse ntchito 2020 chaka kuti asataye - upangiri wa akatswiri;
Komwe mungaike ndalama kuti mupeze ndalama (kuti azigwira ntchito) pamalipiro apamwamba okhala ndi chitsimikizo - mfundo zoyambira ndalama;
Ganizirani komwe mungayike ndalama ku Russia + njira zenizeni zopezera ndalama, kutengera kuchuluka kwa ndalama.

Malamulo 5 oyendetsera ndalama

1. Komwe mungayikire ndalama kuti musataye - 5 malamulo oyendetsera ndalama 💎

Chifukwa chake, momwe mungasungire ndalama kuti musazitaye komanso zomwe muyenera kuchita kuti igwire ntchito ndikupanga ndalama? Patsamba lathu la richpro.ru amaperekedwaMalamulo 5 azachumalokonzedwa ndi akatswiri ndipo latsimikiziridwa kukhala lothandiza pazaka zambiri. Pogwiritsa ntchito malamulowa pochita, mutha kupeza mayankho oyenera kuti musunge ndikusunga ndalama zanu.

Malamulo # 1. Ndalama zaulere

Lamuloli likuti mutha kubzala ndalama zaulere zokha zomwe zimapezeka pambuyo pokwaniritsa zofunikira zonse, ndiye kuti, tikulankhula za ndalama zomwe sizinatengeredwe ngongole / ngongole, ndi zina zambiri.

Osatengera ndalama kuti mugulitsire pa ngongole kapena ngongole... Tiyenera kumvetsetsa kuti pambuyo pake ndalama zomwe sizinayende bwino zimatha kubweretsa bankirapuse ndikuchepetsa kuthekera kobweza ndalama panthawiyo.

Emil Askerov

Katswiri wophunzira za ndalama, katswiri komanso katswiri.

Bajeti yolembedwa molakwika yabanja ikubweretserani zovuta zina.

Kumbukirani kuti musagwiritse ntchito ngongole mopitirira muyeso. Ngati mukusowa ndalama, simungangowononga mbiri yanu yangongole kwanthawi yayitali, komanso kusiya ubale ndi abwenzi apamtima komanso abale.

Koma ngati mungaganize zogwiritsa ntchito ngongole, ndiye kuti nkhani yathu komwe mungapeze ngongole popanda kukana, ngakhale mutakhala ndi mbiri yoyipa yangongole, ikuthandizani.

Malamulo # 2. Ndalama zanthawi zonse

Akatswiri amalimbikitsa kugawa ndalama mwezi uliwonse ndi 2 mbali:

kuonetsetsa kuti munthu alipo;
kuti amange capital.

Gawo la ndalama zomwe zimaperekedwa kuti muzisungire ndalama ziyenera kukhalabe zolimba. Ngati mulibe ndalama zokhazikika pamwezi, mutha kulingalira njira zomwe mungapangire ndalama popanda ndalama (tidalemba izi m'nkhaniyi).

Malamulo # 3. Ndondomeko yazogulitsa

Ndikofunikira kuwunika zomwe mungasankhe pasadakhale, komanso kulingalira njira zosiyanasiyana zachuma. Nthawi yomweyo, ndikofunikira kumvetsetsa kuti zomwe mwakonzekera zitha kusintha poganizira momwe zinthu zikuyendera mdziko muno. Ndiye kuti, mapulani omanga bwino ayenera kukhala osinthika komanso oyenera.

Yesetsani kumamatira mfundo za kusiyanasiyana komanso osalola kuti ndalama zonse zomwe zilipo zigwiritsidwe ntchito limodzi (njira yogwiritsira ntchito ndalama). Kuyika ndalama m'mapulojekiti angapo kudzakhala kothandiza kwambiri. Ngakhale sizingatheke kupeza phindu mdera lina (padzakhala kutayika), mitundu ina yazachuma idzakonza vutoli.

Malamulo # 4. Osataya phindu lanu

Lamuloli likuti ndalama zomwe mwapeza ziyenera kupanga ndikuwonjezera capital yanu. Akatswiri ambiri amalangiza kuti achotse mwachangu ndalama zomwe amapeza posungira zinthu zina.

Zindikirani! Pangani mbiri yanu yakubwezera ndalama ndikuyang'ana njira zatsopano zopezera ndalama.

Malamulo # 5. Sungani ndalama zanu

Mukamabweza ndalama pakampani iliyonse, yesetsani kuti muzindikire zomwe zikuchitika momwe mungathere, osamala ngakhale zochepa zazing'ono. Izi zikuthandizani kuti mupewe zolakwitsa zambiri komanso mavuto, komanso kukuthandizani kuti mupange zisankho zoyenera pakugulitsa nthawi.

Kuphatikiza apo, muyenera kusamala kwambiri zokayikitsa ndipo opindulitsa kwambiri malingaliro azogulitsa. Onetsetsani mosamala zonse zomwe zingachitike pamitundu iyi yazachuma.

Mkulu Fadeev

Katswiri pankhani zachuma ndi zachuma.

Funsani funso

Musaiwale kuti milandu yabodza yakhala ikuchulukirachulukira ndipo sizotheka nthawi zonse kudziwa ngati zomwe kampani / munthu akufuna zili zenizeni.

Funsani za kampani yomwe mukufuna kugwira nawo ntchito. Sakatulani ndemanga zosiyanasiyana pa intaneti ndipo phunzirani kuchokera pazomwe anthu ena adakumana nazo ali ndi mbiri yakugulitsa ndalama.
Yesani kupanga kuwerengera koyambirira, mverani ndalama zomaliza. Phindu lomwe limathamanga kwambiri komanso lokwera kwambiri liyenera kukuchenjezani.

Pokumbukira malamulowa, zidzakhala zosavuta kuti mugwiritse ntchito malingaliro omwe alipo kale. Tiyenera kumvetsetsa kuti kungophunzira mokwanira zokhazokha kukuthandizani kuti mukhale okhazikika pazachuma.

Tazolowera kudalira mawu a anzathu, makolo, abale, koma zinthu zikusintha tsiku lililonse ndipo ndalama zomwe dzulo limapindula zitha kukhala zotayika. Ichi ndichifukwa chake muyenera kudalira kuwerenga ndalama.

Malinga ndi akatswiri, ndalama zomwe timalandira mwezi uliwonse ziyenera kugawidwa m'magulu atatu:

chachikulu - iyi ndi ndalama yomwe imagwiritsidwa ntchito pogula chakudya, zovala, nyumba;
okwanira - pafupifupi 10% za ndalama zomwe zalandilidwa. Kuno ndalama zikuyenera kugula galimoto, ulendo wopita kutchuthi;
kugwira ntchito - ndalama zonse zotsala, zomwe zingathe kutayidwa mwakufuna kwawo. Ndi iye amene ali gwero la ndalama zamtsogolo.

Monga mukuwonera pachithunzichi, gawo laling'ono la ndalama limatsalira pazogulitsa, koma ndalamazi ndizotheka onjezani kangapo ndi njira yoyenera.

Ngati mungapeze ntchito yomwe ndiyopindulitsa kwambiri pakugulitsa ndalama, ndipo mulibe ndalama zokwanira zogwirira ntchitoyo, mutha kuyesa kupeza omwe mukugulitsa nawo ndalama. Mwa kujowina magulu, mumapanga thumba limodzi, lomwe limatchedwa chilankhulo chachuma dziwe... Chifukwa chake, mudzayamba ntchitoyo ndikupeza phindu lanu.

Izi sizachilendo ndipo anthu nthawi zambiri amafuna kupeza anthu amalingaliro ofanana pankhani zachuma. Lingaliro labwino limatha kukupatsani chilimbikitso, ndipo ndalama zonse zimatha kubwezera zabwino. Zotsatira zake, wophunzira aliyense adzapambana.

2. Malangizo a komwe mungapeze ndalama kuti mugwiritse ntchito bwino invest

Nthawi zina zimawoneka kuti mawu omwewo «ndalama» amatanthauza ndalama zambiri zomwe ndizovuta kuzipeza nthawi yomweyo. (Nkhani yathu "Komwe mungapeze ndalama pompano" ikuthandizani). Ndicho chifukwa chake anthu ambiri amayesetsa kuwasunga kunyumba mpaka nthawi yabwino. M'malo mwake, malamulowa ndi olakwika.

Kumbukirani ndalama zaulere ziyenera kukuthandizani, kukopa ndalama zatsopano.

Ngati tizingolankhula za njira yotere yosunga ndi kuwonjezera ndalama mothandizidwa ndi banki, ndiye kuti ndalama zoyambirira zitha kukhala 1000 Ma ruble. Ndikofunika kusankha choyenera ndalama kubanki ndi kagwiritsidwe ntchito kake. Werengani za mitundu yama banki yosungidwa m'magazini athu.

Poganizira njira zina mongakugula ndalama, zitsulo zamtengo wapatali, zinthu zaluso, ndipo makamaka bizinesi yanu, ndiye njira zoterezi zidzafuna ndalama zochulukirapo kuchokera kwa inu. Koma ngakhale pano pali mwayi wopeza pang'onopang'ono kuchuluka kofunikira kwa ndalama.

Choyambirira, dziphunzitseni nokha kupulumutsa. Yesetsani kugula bwino, ndikupanga phindu lanu. Timalimbikitsa kuwerenga nkhaniyi - "Momwe mungasungire ndalama + upangiri wa akatswiri"
Chachiwiri, sungani mwezi uliwonse10% kuchokera ku ndalama zomwe amalandira posungira. Chifukwa chake, mupanga mawonekedwe omveka bwino ogawa ndalamazo ndipo m'miyezi ingapo mudzabwera pazotsatira zomwe mukufuna.

Njira zabwino zopezera ndalama kuti musataye, kupulumutsa ndi kupeza - TOP-35 njira zopezera ndalama

Njira za 3.35 zopeza ndalama kuti zigwire ntchito ndikupanga ndalama 💸

Tiyeni tiwone njira zomwe zingagwiritsidwe ntchito popanga ndalama zathu, komanso yesetsani kupeza zabwino ndi zovuta zake.

Njira nambala 1. Kusungitsa ndalama kubanki (ndi banki iti yomwe ndiyabwino kuyika ndalama pa chiwongola dzanja)

Iyi ndiye njira yodziwika bwino komanso yotsika mtengo yopezera ndalama zanu. Chachikulu ndichakuti pamgwirizano womwe munapanga ndi banki, ndalama zonse zomwe mudapereka Osati kokha pitilizani kwakanthawi, komanso chulukitsani, malinga ndi mlingo wake.

Wogulitsa (depositor) amakhala ndi chidaliro kuti alandila ndalama, zomwe zimatha kuwerengedweratu. Njira yogwiritsira ntchito ndalama ndiyopindulitsa onse awiri.

Njira yogulitsa # 1 - gawo

Kubwezeretsa ndalamazo, mumagwira ntchito kuti muwonjezere, ndipo banki, kutenga ndalama, imagwira ntchito zambiri zomwe zimamupindulitsa.Mwachitsanzo, chopereka chanu pansi 10% amapatsidwa ngongole ndi ngongole kwa kasitomala wina yemwe ali pansi pake20% ndipo, patadutsa chaka chimodzi, ndalama zobwezeredwa zidzakhala zazikulu ndalama kubungwe ili la ngongole.

Mutha kusankha gawo loyenera kwambiri kwaulere pawokha komanso mothandizidwa ndi mlangizi yemwe amatsogozedwa nthawi zonse ndi zopereka zomwe zikugwirizana munthawi yapadera.

China chofunikira mwayi Njira iyi yachuma ingatchulidwe sungani inshuwaransi, yayambitsidwa posachedwa yokhudzana ndi bankirapuse yanthawi zonse yamabungwe angongole. Ngati kukula kwa zoperekazo mpaka ma ruble 1,400,000, ndiye kuti amakhala ndi inshuwaransi yokakamiza. Chifukwa chake, mumalandira chitsimikizo kuti ngati bankirapuse itayika, boma libweza ndalama zomwe mudasungitsa.

Ngati ndalama zanu zogulira zimadutsa 1,4 miliyoni miliyoni, ndiye mutha kugawaniza ndalamazo pogwiritsa ntchito mabanki angapo.

Komabe, ndalama kubanki ilinso ndi zofunikira zofooka... Chofunikira ndichakuti koyambirira magawo ochepera of a njira zonse zopezera ndalama amaikidwapo ndalama zomwe zidayikidwa. Zitha kutero kuchokera 0.1% mpaka 9%kutengera kupezeka kwa banki inayake. Kuphatikiza apo, kusakhazikika kwachuma mdziko muno kumabweretsa kuchepa kwachuma kwamuyaya (kufufuma).

Ndi banki iti yomwe ndiyabwino kuyika ndalama mu 2020 - lingaliro la akatswiri

Kuti mupange chisankho choyenera kuti ndi banki iti yomwe ndiyabwino kutsegula ndalama, tikupangira kuti mudzidziwe bwino Mabanki A5-mdzikolo, yolembedwa poganizira kudalirika kwa aliyense wa iwo.

Kurchanov Vladimir

Katswiri wazogulitsa kubanki ndi ntchito zamabizinesi ang'onoang'ono komanso apakatikati.

Funsani funso

Banki ndi yotetezeka ngati boma ndiye likugawana nawo masheya. Sizokayikitsa kuti boma lingakhale ndi chidwi ndi bankirapuse.

Chifukwa chake, mabanki a TOP 5 omwe mutha kuyika ndalama mosamala pa chiwongola dzanja:

Sberbank;
Rosselkhozbank;
VTB 24;
Gazprombank;
Alfa Bank.

Avereji ya chiwongola dzanja chifukwa cha ruble deposits kuchokera 1 000 ma ruble chaka chino ndi6-7%... Pogwiritsa ntchito kuwerengera kosavuta, titha kudziwa ndalama zomwe Investor adzalandire kuchokera kubweza ndikubweza kamodzi pa akauntiyi 1 000 Ma ruble okhala ndi capitalization pamwezi pansi 6%.

Tebulo: "Kuchuluka kwa ndalama zomwe mudasungitsa ma ruble 1,000 ndi capitalization ya 6% pamwezi, kutengera nthawi yakugulitsa"

Nthawi yothandizira	Kuchuluka kwa Akaunti
Zaka 5	1348.85
Zaka 10	1819.40
Zaka 15	2454.09
Zaka 20	3310.21
Zaka 25	4464.97

Mwa njira iyi, pa 25 zaka kuchuluka kudzawonjezeka ↑ mu 4,5 nthawi. Komabe, iyi ndi nthawi yayitali kwambiri yogulitsa ndalama, ndipo sikuti aliyense wogulitsa ndalama amakhala wokonzeka kuyika ndalama kwakanthawi.

Mutha kugwiritsa ntchito chowerengera chathu, momwe mungawerengere zokolola zake pamlingo wina ndi nthawi:

M'nkhani ina, tidalembanso za mabanki ati omwe amapereka ndalama zopindulitsa kwambiri kwa anthu chaka chino.

Mavoti odalirika kubanki amasintha pang'ono pakapita nthawi. Komabe, woyamba 3 banki pafupifupi nthawi zonse amakhala m'malo awo, chifukwa awa ndi mabanki akulu omwe amathandizidwa ndi boma. Ndiye kuti, kudalirika kwawo kuli pamlingo wapamwamba mdziko muno. Apa mutha kusankha chiphaso chobwezeretsanso, chiwongola dzanja, komanso kutalikitsa. Mutha kuwerengera za capitalization ndi kupitiliza kwa ndalama m'mabuku athu.

Inshuwaransi yokakamiza

Kutsegula gawo lolowera pang'ono (kuyambira ma ruble 10 zikwi)

Kupepuka ndi kuphweka kwa kulembetsa ndalama

Kulandila ndalama zochepa osatenga nawo mbali mwachangu

Ngati kukula kwa dipo kuli ma ruble opitilira 1.4 miliyoni, ndiye kuti pali chiopsezo chotaya ndalama zonse zotsalazo

Pomwe bankirapuse itachotsedwa ndi kuchotseredwa chilolezo ku mabanki popanda kutenga nawo mbali, pamakhala zoopsa zotayika ndalama zonsezo

Voterani njira iyi yopezera ndalama:

Njira nambala 2. Investment mu ndalama zothandizana

Iwo omwe sadziwa pang'ono masheya amasankha kuyikamo ndalama zothandizana (Ndalama zothandizirana). Kwa munthu wamba, tanthauzo lotere limamveka lovuta, koma kwenikweni zonse ndizosavuta.

Ndalama zothandizirana zimaimira ndalama zonse pamodzi ndikuwongolera zina. Ndalama zonse zimasonkhanitsidwa muthumba limodzi kenako zimayendetsedwa mothandizidwa ndi manejala waluso malinga ndi njira yosankhidwa.

Mfundo yogwiritsira ntchito ndalama zothandizana

Anthu ambiri alibe chidziwitso chodalirika chokhudza momwe mabungwe azachuma amagwirira ntchito. Chifukwa chake, athe kugula chitetezo cha kampaniyo, koma osayendetsa bwino.

Zofunika! Wogulitsa ndalama amaika ndalama zake m'magulu ogwirizana. Kampani yoyang'anira imapeza mwayi wogula zachitetezo, ndalama kapena zitsulo zamtengo wapatali ndi ndalamazi, zomwe, malinga ndi kuneneratu kwake, ziyenera kukwera mtengo ↑ mtsogolo. Zoneneratu zikadzakhala zowona, ndiye kuti wogawana nawo adzalandira gawo lake la phindu.

Kuti akwaniritse izi, akatswiri azachuma akuyenera kukhala odziwa bwino zachuma osati dziko lawo komanso dziko lapansi. Kuti muchite izi, muyenera kudziwa zoyambira luso ndipo zachikhalidwe kusanthula, dziwani nkhani zapadziko lonse lapansi ndikutha kupanga zisankho zoyenera munthawi yake.

Kugulitsa ndalama m'mapangano omwe ali pachiwopsezo chochepa

Sikuti aliyense wazamalonda ali ndi chidziwitso chotere, ndichifukwa chake munthu sangachite popanda chithandizo cha akatswiri. Ndikofunikira kusankha kampani yodalirika yomwe ili ndi chidziwitso chachikulu komanso ziwerengero zabwino, zomwe mungakhulupirire ndi ndalama zanu.

Mwa njira iyi,mwayi thumba lazogulitsa ndikuti ndalamazo zimayendetsedwa ndi akatswiri.Chifukwa chake, wogulitsa ndalama safunikira kulowa m'mabuku onse obisika komanso malingaliro, kuphunzira njira zamalonda tsiku lililonse pamsika wogulitsa, ndikwanira kuperekera ndalama zake ku kampani yodalirika yoyang'anira.

Kuphatikiza apo, mutha kutsatira zomwe zimachitika ndi thumba lazachuma, ndipo mumagula nokha magawo a kampani yomweyo.

Ziyenera kumvedwa kuti zochitika pakampani iliyonse yoyang'anira zimayang'aniridwa ndi boma. Izi zimatsimikizira mgwirizano wabwino ndikuteteza ufulu wogawana nawo masheya.

Ndalama zogulitsa zomwe zimayamika mbiri yawo zimaloleza akatswiri abwino pantchito iyi kuti azitha kuyang'anira zopereka zokopa. Kuphatikiza apo, kuyika ndalama mu mgwirizano kumatha kupezeka kwa aliyense, chifukwa kuchuluka koyambira koyambira kumayambira 1 000 Ma ruble.

Monga mwalamulo, banki imakhala ngati kampani yoyang'anira. Mwachitsanzo, Sberbankpazinthu zake zimapereka zambiri 20 Mitundu yazandalama zomwe zimatha kufananizira ndikusanthula iliyonse.

Akatswiri amalangiza kugawa ndalama zomwe zilipo pakati pa ndalama zingapo, zomwe zingathandize wogulitsa ndalama kuti azichita bwino kuchepetsa ↓ zoopsa. Chifukwa chake, ngakhale thumba limodzi lazachuma likakupangitsani kutayika, ena atha kuthandiza kusunga ndalama popereka ndalama.

Kuti muchepetse chiopsezo chotaya ndalama zanu pazochepera, muyenera kudziwa pasadakhale zambiri zamomwe mungagwiritsire ntchito ndalama zomwe mukugwirizana nazo. Yesetsani kupeza zatsopano komanso zowona za kampaniyo pogwiritsa ntchito zowunikira pa intaneti, mayendedwe azidziwitso ndi zina zomwe zimapezeka pagulu.

Zowopsa pang'ono

Kuchuluka kwa ndalama zochepa kumachokera ku ma ruble 1000.

Chiwongola dzanja ndichokwera kuposa madipoziti ndi ma bond

Phindu labwino mukamayikira zaka 3 mpaka 5

Kufunika kolipira msonkho (13%)

Pali Commission yogula ndi kugulitsa magawo

Ndalama zothandizirana sizimatsimikizira kupeza ndalama (poyerekeza ndi madipoziti ndi ma bond). Pali nthawi zopanda phindu

Voterani njira iyi yopezera ndalama:

Njira nambala 3. Kupeza malo ndi nyumba

Njira yogwiritsira ntchito ndalama # 3. Kugula malo (ofesi, nyumba, ndi zina)

Kugula malo ndi imodzi mwanjira zabwino kwambiri zopezera ndalama. Monga lamulo, chinthu chogulitsa nyumba ndi nyumba sichimataya konse mtengo wake. Tinafotokozera kale momwe zimakhalira zopindulitsa kugula nyumba ndi zomwe muyenera kudziwa mukamagula nyumba yina.

Kwazaka khumi zapitazi, pakhala kuwonjezeka kosalekeza kwamtengo wanyumba ku Russia, nthawi zina izi zidachitika modumpha kwambiri, ndikupatsa mwayi kwa mwini wake kukhala wakuda. Zambiri mwatsatanetsatane pakugulitsa nyumba ndi malo, komanso zabwino ndi zoyipa za njirayi, tidalemba m'nkhani yapita.

Akatswiri amalangiza kupeza zochepa chipinda chimodzi kapena zipinda... Kusankha nyumba ndi nyumba nthawi zonse kumatheka kubwerekapotero kulandira ndalama zopanda pake.

Chitsanzo cha nyumba, kugula komwe mungabwereke ku ruble 20,000 pamwezi mumzinda waukulu

Mwachitsanzo, Mtengo wokwanira kubwereka zipinda ziwiri zam'chipinda chimodzi (chomwe chili ndi 30 m² iliyonse) ndiokwera mtengo kangapo kuposa mtengo wa zipinda ziwiri (zokhala ndi 60 m²). Komanso, malo ocheperako ndiosavuta kukonzanso ndikupangira.

Malinga ndi akatswiri, kubwereka chipinda chogulidwa kumabweretsa mwini wake10-20% pachaka, yomwe idzalipira ndalama zonse za 6-8 zaka, pambuyo pake nyengo yopeza phindu lonse iyamba. Koma kubwereka nyumba yonse kumangobweretsa 5-7% pachaka ndipo ino ndi nthawi yayitali yobwezera ndalama zanu.

Njira yobwerekera nyumba tsiku lililonse imapatsa mwayi kwa mwini wake ndalama, koma zimaphatikizapo kufunikira kogwira ntchito nthawi zonse kuti apeze makasitomala ndi mtengo wakukonzanso kwakanthawi.

Kuyika ndalama zanu m'nyumba kumakhala ndi zabwino zambiri:

ndalama zongobwereka;
kuthekera kokhala kwina;
Kutsika kwakukulu, komwe kumatsimikizira kubweza ndalama zomwe mwayika nazo munthawi iliyonse yabwino.

Ndikofunika kumvetsetsa kuti mutha kugulitsa malo anu nthawi zonse. (Kuti mumve zambiri za momwe mungachitire izi mwachangu, werengani nkhani yoti "Kodi mungagulitse bwanji nyumba mwachangu komanso mopindulitsa?").

Chofunika kwambiri kuipa ya njirayi yogwiritsira ntchito ndalama ndi kukwera mtengo wa malo ndi nyumba... Sikuti aliyense ali ndi ndalama zoterezi. Kuphatikiza apo, zovuta zimatha kubwera mukamamaliza ntchito yanyumba. M'masiku amakono, pali ziwembu zambiri zogulitsa malo, ndichifukwa chake ndikofunikira kukhala tcheru posaka malo, kuwunika zikalata ndikugwira ntchito ndi maloya.

Monga lamulo, ndalama zomwe zimayendetsedwa munyumba ndi nyumba zimatetezedwa ku inflation

Kutha kupanga zochitika ndi ndalama zambiri

Kulandila ndalama zongobwereketsa kubweza nyumba ndi malo

Zowopsa zochepa

Mapepala omwe amatenga nthawi yogulitsa (kugula / kugulitsa malo ndi nyumba)

Chuma chofunikira kwambiri choyambira (kuyambira ma ruble 500,000 ndi zina zambiri)

Voterani njira iyi yopezera ndalama:

Za mitundu yazogulitsa malo ndi nyumba, onani kanema pansipa:

Njira nambala 4. Zitsulo zamtengo wapatali

M'zaka zaposachedwa, pakhala kuwonjezeka kwamitengo yazitsulo zamtengo wapatali pamisika yapadziko lonse lapansi, chifukwa chake, kugula golide yakhala njira yotchuka kwambiri yopezera ndalama pakati pa anthu. Zosungitsa zitha kuchitidwa mu ingots ndikugwiritsa ntchito inshuwaransi yovomerezeka (akaunti yachitsulo yopanda malire) ku banki. Kuphatikiza pa golide, mutha kugwiritsanso ntchito ndalamasiliva, palladium ndipo pulatinamu.

Ndikofunika kulingalira! Zogulitsazo zikachitika mwanjira ina, ndiye kuti VAT yomwe ikugulitsidwa kapena kugula sikulipiritsa. Koma kupangidwa kwazitsulo kukhala ingot kumaphatikizira kulipira msonkho wowonjezera (VAT) pamlingo wa 18%.

Ubwino waukulu wa njirayi ndi motere:

kukula kolimba ↑ kwamitengo yazitsulo zamtengo wapatali;
kutetezedwa kwa ndalama ku inflation;
Kusunga ndalama munthawi iliyonse yachuma kapena ndale mdziko muno;
kukhala ndi ndalama zambiri, ndiye kuti, kusamutsa mwachangu ndalama ngati kuli kofunikira;

Golide, monga chitsulo chamtengo wapatali, nthawi zonse amakhala pamtengo. Mtengo wa golide umasinthasintha pang'ono, koma m'kupita kwanthawi umakwera mtengo.

Zina mwazovuta zoyika ndalama pazitsulo zamtengo wapatali ndi izi:

kufunika kopanga zosungira zapadera;
kugula kapena kugulitsa kumachitika kokha kudzera kubanki;
Kupeza ndalama kumawonjezeka pang'onopang'ono.

Akatswiri apanga malamulo angapo ofunikira kutsatira:

Ndikofunikira kugula zitsulo zamtengo wapatali panthawi yakuchepa kwamitengo yawo.
Tiyenera kumvetsetsa kuti ndalama zoterezi zimangolipira pakapita nthawi.
Musanayambe masitepe akulu, yesetsani kuphunzira msika pasadakhale, kumvetsetsa zenizeni za kapangidwe ndi kagwiritsidwe ntchito ka chitsulo chilichonse, ndikuwunikiranso zomwe akatswiri alosera.

Ndi inshuwaransi yokakamiza, chitetezo chazachuma chifukwa chakubedwa kwa miyala yamtengo wapatali

Ndi inshuwaransi yokakamiza, kumasuka kugula ndi kugulitsa miyala yamtengo wapatali

Kutsegula akaunti ya OMC ku banki kwaulere

Palibe VAT pazogulitsa kapena kugula

Ndi inshuwaransi yokakamiza, palibe kuba ma ingots

Ndi inshuwaransi yokakamiza, kumasuka kugula ndi kugulitsa miyala yamtengo wapatali

Kutsegula akaunti ya OMC kubanki ndi kwaulere

Palibe VAT yogulitsa kapena kugula chitsulo

Zowopsa zakamsika zakunja zomwe zimakhudza mtengo wazitsulo zamtengo wapatali

Voterani njira iyi yopezera ndalama:

Njira nambala 5. Bizinesi

Njira yogwiritsira ntchito ndalama nambala 5. Kupanga bizinesi ndi chitukuko

Kukhala ndi bizinesi kumatha kukhala kopindulitsa kwa eni ake, koma kungakhale kovuta kwambiri kukwaniritsa izi. Kuphatikiza apo, njirayi imakhudzanso zoopsa zapaderazi. Tinalemba kale za m'mene mungayambitsire bizinesi yanu m'magazini yathu, yomwe ili ndi malangizo amomwe mungatsegule, zomwe muyenera kuyang'ana, komanso malingaliro abizinesi ambiri monga zitsanzo.

Poyambira bwino ntchito, ndikofunikira osati kuwerengera molondola zinthu zomwe zimagwiritsidwa ntchito (malipilo ogwira ntchito, kugula katundu, kubwereka malo, ndi zina zambiri), komanso ganizirani zisonyezo zomwe zimapereka chifukwa cholankhulira phindu la mwambowu (kuchuluka kwa malo omwe akonzedweratu, mtengo wa cheke chapakati). Kuphatikiza apo, mutha kulingalira za kuthekera kokhala ndi bizinesi yabungwe limodzi, yomwe, mothandizidwa moyenera, ingakuthandizeni kupeza ndalama.

Komabe, pali zinthu zingapo zomwe zingalepheretse chitukuko cha bizinesi. Uwu ndi mpikisano wapamwamba, kusowa kwa maubwenzi okhazikika ndi omwe amapereka katundu, kufunika kokonzanso zida, kusintha kwa malamulo aku Russia, ndi zina zambiri.

Chosavuta chachikulu njirayi ndi kusowa kwa chitsimikizo chilichonse chazachuma cha ndalama zomwe mwayika nazo. Mwini wabizinesi sangotaya ndalama zake zokha, komanso amadzazidwa ndi ngongole chifukwa cha zomwe kampaniyo imachita.

Dera lililonse lamabizinesi limafunikira chidwi kuchokera kwa eni ake. Kuti mukwaniritse zotsatira zabwino kuchokera pazomwe mukuchita, ndikofunikira kuti muzitha kudziletsa komanso kuzindikira nthawi zonse zosintha zomwe zikuchitika.

Muthanso kuchita bizinesi mukugwiritsa ntchito ndalama za ngongole (ngati sizikupezeka pakadali pano). M'munsimu muli mawu a ngongole kubizinesi.

Kuyerekeza kuyerekezera kwa ngongole kwa mabizinesi ang'onoang'ono

Mwayi wotenga nawo mbali pakukula kwa bizinesi (ntchito yoyambira) kapena kungopeza ndalama zochepa

Malo ocheperako olowera mu bizinesi

Kulephera kuwerengera ndalama pasadakhale

Nthawi yobwezera poyambira siyikudziwika

Kufunika kofufuza mwatsatanetsatane dongosolo lamakampani amtsogolo, kusanthula kwa mafakitale ndi gulu lonse

Voterani njira iyi yopezera ndalama:

Mwatsatanetsatane komanso mwatsatanetsatane pankhani yakugulitsa bizinesi, tidalemba m'nkhani yathu yapita.

Onaninso kanema pansipa wonena za kusunga ndalama mumabizinesi:

Njira nambala 6. Kugula zotetezedwa

Zida zandalama monga masheya ndi ma bond zitha kukhala zopindulitsa pambuyo pake. Pansipa tiwona mwatsatanetsatane kupezeka kwa mitundu yayikulu yazachitetezo.

Njira yogwiritsira ntchito ndalama # 6. Kugula zotetezedwa (masheya, ma bond, ndi zina zambiri)

Zogulitsa Ndi chitetezo chomwe chimapatsa mwayi kwa eni ake kuti agawane nawo likulu la kampaniyo. Zimalola osati kungolandira ndalama zokha, komanso kutenga nawo mbali pakuwongolera bizinesiyo.

Chofunika kwambiri mwayi magawo ndi kuthekera kwawo kubweretsa ndalama zambiri kwa mwininyumba, nthawi zina phindu la pachaka limatha kufika kuposa 100%. Kuphatikiza apo, zotetezedwa zotere zili ndi kukwera kwambiri ndipo akhoza kugulitsidwa mosavuta ngati kuli kofunikira. Pakadali pano, zochitika zonse ndi magawo zitha kuchitika mawonekedwe pa intaneti, yomwe ndiyophatikizanso yosatsutsika.

Kukula kwakukulu pamitengo (m'magawo ochepa) yazogawana zamakampani aku Russia mzaka 2

Timalimbikitsanso kuwonera kanema wopeza ndalama pakukweza:

Komanso, pogwira ntchito ndi zotetezedwa, makampani ambiri amatsegula makampani awo oyang'anira kumadera akunyanja ("kumayiko ena"). Tinalemba kale zakunyanja m'magazini athu am'mbuyomu.

Chosavuta chachikulu magawo ndi awo kusinthasintha kwakukulu... Mkhalidwe wamsika ungadzuke mwa njira yabwino komanso yosayenera kwa eni masheya. Chifukwa chake, wogulitsa ndalama alibe chitsimikizo chopeza phindu.

Mgwirizano Ndi ngongole yachitetezo yomwe wapereka (kampani kapena boma) ndikupatsa mwayi kuti mwininyumba alandire ndalama zina kwakanthawi.

Mwa kukhwima, maubwenzi nthawi zambiri amagawika nthawi yayifupi, yayitali komanso yayitali. Zitha kusankhidwanso malinga ndi zina: wopereka, ndalama, kusinthasintha, mtundu wa ndalama.

Ntchito yayikulu Njira yotereyi ndi kuthekera kolosera zamtsogolo za phindu. Zikuoneka kuti chiwopsezo pogula ma bond ndiocheperako - kuposa momwe mungagwiritsire ntchito zotetezedwa zina.

Ndikofunikira kudziwa kuti pali mitundu ya ma bond omwe sakhoma msonkho. Kuphatikiza apo, akagula ndalama pogwiritsa ntchito IIS (Individual Investment Account), wogulitsa ndalama ali ndi ufulu wolandila kuchotsera msonkho.

Chosavuta chachikulu Zomangira zake kuti zokolola zawo ndizotsika ↓ kuposa zida zina zoopsa (mwachitsanzo, masheya).

Tiyenera kukumbukira kuti ndizosatheka kuti munthu agule magawo ndi ma bond pazokha. Kuti achite izi, ayenera kugwiritsa ntchito mautumikiwa wogulitsa... Poterepa, ndikofunikira kuwunika ngati ili ndi layisensi yoyenera.

Kuti mumve zambiri zakugulitsa ndalama m'masheya, onani kanema:

Voterani njira iyi yopezera ndalama:

Njira nambala 7. Kubwereketsa kwayekha (P2P kubwereketsa)

Pakadali pano, kubwereketsa kwayokha kukuyamba kutchuka, momwe ndalama zimaperekedwa kwa wobwereka mwapadera. Ndikofunikira kupanga mgwirizano molondola, kuwunika zoopsa ndi zotayika zonse, kuphunzira zaumwini za munthu amene mugwire naye ntchito.

Chitsanzo cha nsanja yobwereketsa P2P

Mwayi njirayi ili ndi phindu lalikulu. Kupereka ndalama kuchokera kwa munthu wina ndi mnzake kwakanthawi kochepa kumakupatsani mwayi wolandila mpaka 50% pachaka.

Komabe, kubwereketsa ndalama zachinsinsi kumathandizanso kuipa... Zikakhala choncho, nthawi zonse pamakhala chiwopsezo chachikulu chosabweza ndalama zomwe adabwereka, popeza ngakhale kufunafuna mosamala kwa obwereketsa sikukutsimikizira kuwona mtima kwawo.

Kuthekera kokhazikitsa ngongole zanu (% kuchuluka kwa obwereketsa ena amafikira 25-100% pachaka)

Kulandila ndalama zochepa ndikuchulukitsa ochepa

Kuchuluka kwa ngongole kumakhala kosiyanasiyana (kuchokera ku 10 zikwi mpaka madola 10 zikwi)

Wogulitsa amatetezedwa ndi p2p yobwereketsa ndalama, chifukwa ngati wobwereketsa sabweza ngongoleyo panthawi, dongosololi limapereka ngongole yatsopano kwa wobwerekayo

Kufunika kotsimikizira aliyense amene akufuna kubwereka: kudalira komwe ogwiritsa ntchito ena akuyenera kulingaliridwa

Kukhazikitsa chiwongola dzanja chapakati chifukwa chofunikira kwambiri kuchokera kwa omwe akufuna kubwereka

Voterani njira iyi yopezera ndalama:

Njira nambala 8. Kugula ndalama

Ndikotheka kugula ndalama pazandalama mothandizidwa ndi mabanki komanso kukopa makampani azamalonda kuti agulitse pamsika wa Forex.

Ngati Pachiyambi muyenera kungopereka chikalata chotsimikizira kuti ndinu ndani, ndiye lachiwiri - mgwirizano wapadera wasainidwa, womwe ukhoza kukhala ndi zoopsa zina poyamba. Mu imodzi mwazolemba zathu m'magazini athu, mutha kudziwa momwe mungayambire kugulitsa Ndalama Zakunja ndi zomwe muyenera kumvetsera mukamasankha broker Forex.

Ndalama zotchuka kwambiri masiku ano ndi izi: Dola yaku America, Yuro, Yen yaku Japan, Moona mtima ku Switzerland ndipo British mapaundi abwino kwambiri.

Ubwino waukulu wa njirayi ndi motere:

m'kupita kwanthawi, phindu la ndalama zazikulu nthawi zambiri limakula ↑, zomwe zimawonjezera mwayi wopanga phindu ↑.
inu mukuyang'anira vutoli ndipo mutha kusankha nokha ndalamazo. Mukamatsatira maphunzirowo pa intaneti, mutha kudziwa momwe zochita zanu zikuyendera ndikuchitapo kanthu munthawi yake pazotayika.
kugula kwa inu sikuchepera nthawi. Izi zitha kukonzedwa nthawi iliyonse yaulere.

Tikukulangizaninso kuti muwerenge nkhaniyi - "Kodi ndiyofunika kugula madola ndi mayuro tsopano", zomwe zimafotokoza zomwe zimakulitsa ndikugwa kwa ndalama, komanso kuneneratu zamitengo ndi upangiri wa akatswiri.

Chosavuta chachikulu ndizosadalirika zamitengo yosinthira. Pofuna kupewa zotayika, ndikofunikira kuyang'anitsitsa zosintha pamalingaliro ndikuganiza molondola komwe mayendedwe amayenda.

Ngati wogulitsa akuyenera kuwonjezera kukula kwa ndalama zomwe agulitsa the, ndiye kuti akatswiri amalangiza kugula dola kapena Yuro. (Tidalemba zomwe zichitike kwa dollar posachedwa m'magazini yapitayi, yomwe ili ndi upangiri waluso ndi malingaliro).
Ngati choyambirira ndichotetezera ndalama ndipo ndinu okhazikika mosamala, ndibwino kumvetsera mapaundi kapena Moona mtima ku Switzerland, - Udindo wa ndalamazi ndiwokhazikika pamsika wakunja.

Recently Komanso posachedwa, kutchuka kwa ndalama m'makampani aku cryptocurrency kwakhala kukukulira. Tinakambirana za iwo mwatsatanetsatane m'magazini yapita.

Voterani njira iyi yopezera ndalama:

Njira nambala 9. Kugulitsa zaluso

Njirayi ndi yoyenera kwa iwo omwe amadziwa bwino zaluso. Mothandizidwa ndi mabizinesi mdera lino, simungangopulumutsa ndalama zanu, komanso muziwonjezera kwambiri⇑.

Chofunika mwayi Kugwira ntchito zaluso ndi njira yosavuta yogulira. Wogulitsa ndalama amasankha zomwe angapeze mtsogolo mwa katalogi kapena mwachindunji mu gallery yomwe. Chiwonetsero chomwe mumakonda chitha kugulidwa pamtengo womwe ukuwonetsedwa pamndandanda wamitengo.

Ngati kuli kofunikira kutsimikizira kutsimikizika kwa ntchitoyi, katswiri amatenga nawo mbali, yemwe angaperekedwe mwina ndi bungwe lenilenilo kapena osankhidwa mwachindunji ndi wogulitsa ndalama. Pambuyo pomaliza kwa zomwe akuchita, ntchito yomwe mumakonda imaperekedwa kwa eni ake.

Ndikoyenera kulingalira! Kusungitsa ndalama koteroko kumakhala kopindulitsa kwambiri pakagwa mavuto, nkhondo kapena zovuta kwambiri. Uwu ndiye mtundu wa chitetezo chamtengo wapatali, chomwe chidzawonetsetse phindu mtsogolo.

Andrey Vernov

Katswiri wazachuma komanso ndalama.

Funsani funso

Njira yogwiritsira ntchito njirayi imatha kuonedwa kuti ndi yayitali, chifukwa pokhapokha mutapeza nthawi yayitali mutha kupeza ndalama zambiri.

Ngakhale zabwino zonse, ndizotheka kusiyanitsa ndi zovuta zingapo... Choyamba, msika uwu uli ndi otsika ↓ zamadzimadzi... Ziphuphu zimachitika pafupipafupi 1-2 pachaka, ndipo kugulitsa kungatenge kuchokera 6 kale 18 miyezi.

Njira yogulira luso lamakono kudzera m'nyumba yogulitsa

Kuphatikiza apo, posankha kugulitsa zaluso, mutha kukhala ndi zovuta kupeza wogula yemwe ali ndi chidwi komanso wokhoza kugula izi.

Ndikofunika kumvetsetsa! Ndalama zamtunduwu sizingathe kubweretsa ndalama zapakatikati za eni ake, monga kubwereka nyumba kapena kugula masheya, koma ndalamazo zimakhala zazikulu. Mwiniwake ayenera kupereka zosunga zolondola, inshuwaransi, chitetezo cha zaluso.

Ngakhale misika yodziwika bwino kulibe 100% Chitetezo ku zabodza. Nthawi zambiri ogwira ntchito akatswiri amakhala ochepa kwambiri ndipo sizotheka kuwona zaluso zonse mwakuthupi.

Chimodzi mwazithunzi zotsika mtengo kwambiri chogulitsidwa pamsika

Akatswiri amalimbikitsa kugwiritsa ntchito njirayi mosamala kwambiri. Ndikofunikira kuwonetsetsa kuti ntchito ndizotsimikizika, zomwe zimangokhudza akatswiri odalirika okha.

Zowopsa zochepa

Kudalirika. Zojambula zimakonda kukula pamitengo pakapita nthawi

Likulu loyambira

Kukhala ndi chidziwitso chapadera kwambiri (muyenera kudziwa bwino zaluso)

Investment term kuyambira zaka 5 kapena kupitilira apo

Voterani njira iyi yopezera ndalama:

Njira nambala 10. Ntchito zapaintaneti

Ndikukula kwa ukadaulo wamakono, malangizo azachuma pa intaneti akukhala otchuka kwambiri.

Njira yogwiritsira ntchito ndalama # 10. Kupereka ndalama muzinthu zapaintaneti

Bukuli lili pa Madera awiri, zomwe zitha kukhala zosangalatsa kwa onse omwe amagulitsa ndalama zatsopano komanso katswiri wodziwa kale.

Pali magawo atatu akulu azachuma pa intaneti:

Kapangidwe kazinthu zatsopano zapaintaneti, zomwe sizitchedwa kuyambitsa. Mwa njira, tidalemba zomwe zimayambira m'nkhani yathu yapita. Ntchito zoterezi zimakhala ndi lingaliro lapadera ndipo zimapangidwa kuti zigulitsidwe pambuyo pake. (Timalimbikitsanso kuwerenga nkhaniyi - Momwe mungapangire tsamba lanu kwaulere).
Kuyika ndalama pakupanga tsamba lanu, zomwe ziyamba kubweretsa ndalama zowonjezera pafupipafupi.
Kulipira ndalama pazinthu zomwe zikuwoneka kuti ndizopindulitsa kwambiri.

Tiyeni tiwone mwatsatanetsatane mbali iliyonse kuti timvetsetse momwe zingadzakhalire zabwino pambuyo pake.

Pachiyambi muyenera kupeza lingaliro loyambirira lomwe lingasangalatse wogula mtsogolo ndi phindu lake. Ndikofunika kuyigwiritsa ntchito mosamala ndikumvetsetsa zazing'onozing'ono. Kuphatikiza apo, akatswiri akuphatikizidwa omwe amatha kubweretsa lingaliroli. Ntchito yanu ndikuwongolera magawo aliwonse a ntchito. Kuchuluka kwa phindu lomwe mumalandira m'manja mwanu kumadalira pamlingo wolongosoka kwa tsamba la intaneti komanso kukongola kwake kwa eni mtsogolo.
Njira yachiwiri ndi gawo lotchuka kwambiri lazachuma. Mutha kupanga bizinesi yanu pa intaneti ngakhale mutakhala ndi ndalama zochepa. Mumasunga m'malo ogulitsira, malo osungira, ogwira ntchito, koma muli ndi mwayi wopeza ogwiritsa ntchito osiyanasiyana ndikugulitsa malonda nthawi yabwino. Zochita zamtunduwu ndizowopsa kuposa kuyambitsa bizinesi zenizeni. Komabe, kupambana kwa ntchitoyi kumadalira kutengapo gawo kwanu, chidwi chanu komanso zolinga zanu.
Njira yachitatu Kuyikanso ndalama ndi kotchuka. Apa ndikofunikira kuti wogulitsa ndalama apeze anthu omwe angatsimikizire kuti ntchito yawo ndiyothandiza. Pali masamba ambiri omwe amakhala ndi masambawa ndi malongosoledwe azomwe amafunikira komanso mulingo wa phindu. Kulembetsa maudindo otere kumachitika ndi mtundu wina wamgwirizano wopangidwa ndi akatswiri.

Kupereka ndalama mumawebusayiti. Chitsanzo chogulitsa tsamba lawebusayiti kuchokera pa kusinthana kwa Telderi. Maere amawonetsa ndalama zomwe amapeza pamwezi ndi zolipirira pamwezi ndi zina zambiri kwa ogula (osunga ndalama)

Kupereka ndalama muzinthu zapaintaneti - uwu ndi malangizo omwe ayenera kuphunziridwa mosamala kwambiri, chifukwa simungadziwire zotsatirazo. Inde, pali zoopsa zomwe zimakhalapo.

kuthekera kopanga chuma popanda ndalama zochepa komanso osakopa ndalama zobwerekedwa

kuthekera kopeza ndalama muzinthu zingapo nthawi imodzi ndikupanga mbiri yanu yazachuma

kulandira ndalama zowonjezera kuchokera kuzinthu zotsatsa kapena ntchito

imafuna chidwi chokhazikika kwa omwe amagulitsa ndalama

muyenera kupanga polojekiti nthawi zonse ndikukopa omvera

Chofunikira komanso chofunikirakuipa njira yotereyi imatha kutchedwa kuti kusadalirika. Malinga ndi akatswiri, kuchokera10 Malingaliro omwe aperekedwa kuti aganizidwe, okha4 wokhoza kukhala wopindulitsa.

Voterani njira iyi yopezera ndalama:

Njira nambala 11. Zosankha za Binary

Njira yoyendetsera ndalama iyi ithandizira anthu omwe atha kutenga zoopsa ndikupanga zisankho zoyenera munthawi zachuma kuti apindule mwachangu.

Njira nambala 11. Kugulitsa zosankha za bayinare

Ntchito yayikulu ya Investor: oneneratu molondola kusintha kwa mtengo wa chuma chomwe chikugwiritsidwa ntchito.

Mwachitsanzo, munthu amakhala ndi mwayi wogulitsa. Malinga ndi kuneneratu kwake, chimodzimodzi patsiku, mtengo wawo uyenera kukula kwambiri ↑. Pambuyo pa nthawi yoikika, zotsatira zake zimayesedwa.

Ngati malingaliro atsimikiziridwa, phindu lidzakhala pafupifupi 65-85%. Monga mukuwonera, uku ndikuwonjezeka kwakukulu kwa ndalama zomwe mwapeza. Komabe, musaiwale kuti kuneneratu sikungatsimikizidwe. Ndiye wogulitsa ndalama ataya 80-100% mitengo.

Tinalemba kale mwatsatanetsatane za zomwe mungasankhe m'magazini yathu - "Kodi zosankha za binary ndi ziti, zachinyengo za oyamwa - malingaliro a akatswiri ndi malingaliro enieni ochokera kwa newbies."

Andrey Vernov

Katswiri wazachuma komanso ndalama.

Poyamba, zitha kuwoneka kuti kupeza ndalama mwanjira imeneyi ndimasewera chabe. M'malo mwake, sizili choncho. Ndikofunika kusanthula pang'ono dongosolo, ndipo mudzayamba kulosera molondola, ndipo izi, zimathandizira kuti pakhale zotsatira zabwino za kubetcha.

Kugulitsa zosankha zamabinawo kuli ndi maubwino akulu:

Zida zosiyanasiyana zamalonda. Wogulitsa ndalama amatha kugwira ntchito ndi awiriawiri amitundu iwiri yazitsulo komanso zitsulo zamtengo wapatali, masheya amakampani osiyanasiyana, mafuta ndi zinthu zina.
Mulingo wopindulira komanso chiopsezo chomwe chingakhalepo chakonzedweratu. Misika ina imapatsa ogula awo ufulu wokhazikitsa kuchuluka kwa zotsatira zamtsogolo. Mwachitsanzo, poika manambala 80/70, mumataya 80% ya mulingo osaganizira, kapena mumalandira 70% Kumpata woyambirira ndi kulosera kolondola.
Kufikira mosavuta nthawi iliyonse ya tsiku. Ndiye kuti, palibe chifukwa chotsitsira ndikukhazikitsa mapulogalamu ena, kudutsa kuwongolera kapena mwanjira inayake kutsimikizira kuti ndiwe ndani. Ndikokwanira kupita patsamba lovomerezeka la nsanja yamalonda ndipo mutha kutsata zotsatira, kubetcha zatsopano, ndikuwunika momwe zinthu ziliri. Komanso, malonda onse amachitikapopanda chosokoneza kumapeto kwa sabata, tchuthi kapena usiku. Chifukwa chake, chikhumbo chanu choyambira kupanga ndalama pazandalama zomwe mungapeze chimatha kukwaniritsidwa pamphindi iliyonse, muyenera kungopeza nthawi yopuma.
Maonekedwe ogulitsira amamveka bwino ngakhale kwa omwe sadziwa zambiri. Kusintha konse kwamitengo yapakatikati pazida zomwe mwasankha kumachotsedwa, zomwe zimangopereka zotsatira zomaliza za nthawi yomwe mwayika.

Pali mfundo zazikulu za 2 apa:

Itanani - ufulu wogula (phindu kuchokera pakukwera kwamitengo);
Ikani PANSI - ufulu wogulitsa (ndalama ngati mtengo ugwera).

Ngakhale maubwino angapo otere, zosankha za bayinare, monga mtundu wina uliwonse wazachuma, zimakhala ndi zovuta zina.

Mfundo yogwirira ntchito pamalo ogulitsira zosankha za bayinare

Chosavuta chachikulu kugulitsa zosankha za bayinare ndikuti zochitika zotere zimakhudzana ndi chiopsezo chachikulu... Cholakwika chokhacho mumanenedwe amatha kusankha mpaka 90% ndalama zomwe zakhazikitsidwa. Kuti mubweze ndalama zomwe munataya, muyenera kupanga pafupifupi3-4 kugulitsa bwino.

Wina kuchotsa (-) ndichakuti kusinthaku sikungasokonezedwe kapena kuthetsedwa. Ngakhale mutamvetsetsa zolakwika za zochita zanu, ndipo kunenedweratu koipa kumatsimikiziranso zopeka zanu, ndiye kuti mungayembekezere chozizwitsa, kuyembekezera zotsatira zomaliza.

Popeza taphunzira mwatsatanetsatane chiwembu cha magwiridwe antchito a binary ndikumvetsetsa mfundo zakulosera, wogulitsa ndalama azitha kupulumutsa ndalama zomwe zagwiridwazo, komanso kuzikulitsa kwambiri.

Wogulitsa ndalama amadziwa kuchuluka kwa zomwe angathe kupeza asanamalize mgwirizano

Kupanga ndalama mwachangu

Katundu wosiyanasiyana wamalonda: awiriawiri, ndalama, masheya, ma indices

Palibe mabungwe pamalonda onse

Zopeza zochepa

Zowopsa kwambiri

Achinyengo amadzibisa okha ngati amalonda

Voterani njira iyi yopezera ndalama:

Njira nambala 12. PAMM - maakaunti

Iyi ndi njira ina yosamalira ndalama zanu, zomwe zimakupatsani mwayi wopereka ndalama zanu kwa katswiri. Zambiri mwatsatanetsatane maakaunti a PAMM - ndi chiyani, momwe mungatsegule ndikusankha akaunti ya PAMM yopanga ndalama, tidauza m'modzi mwa nkhani zathu.

Njira yogwiritsira ntchito ndalama # 12. Kuyika ndalama mu PAMM - maakaunti

Mothandizidwa ndi akaunti ya PAMM, wogulitsa amayika ndalama zake kwa wamalonda, yemwe malonda ake bwino amakhudza mwachindunji kuchuluka kwa omwe amakhala ndi akauntiyo. Pazomwe amamuchitira, manejala amalandila gawo linalake la ndalama zomwe amapeza pogulitsa.

Ubwino waukulu pakuika ndalama muakaunti ya PAMM ndi:

Kupindulitsa kwambiri kutengera zochita zanzeru za manejala.
Malire ochepa osungira ndalama. Mutha kuyamba kuyika ndalama kumaakaunti a PAMM ndi kuchuluka kwa 100 madolazomwe zimapezeka kwa anthu ambiri.
Kuwonekera kwa zochita za manejala. Mothandizidwa ndi makina odzigwiritsira ntchito, ndalama zimatha kutsata zochitika zomwe zikupitilira.
Kupanga mbiri. Wogulitsa aliyense ali ndi mwayi wochepetsa kwambiri ziwopsezo potsegula maakaunti angapo okhala ndi zinthu zosiyanasiyana.

Woyang'anira ali ndi chidwi chopeza ndalama

Wogulitsayo sangathe kutulutsa ndalama ku akaunti ya Investor

Nthawi iliyonse, wogulitsa ndalama azitha kutulutsa ndalama ku kasamalidwe

Kusiyanitsa kwa ndalama ndikuziyika m'manja mwa akatswiri osiyanasiyana

Kutha kuwunika zochitika pa intaneti - zochitika zonse zamalonda paakauntiyi ndizowonekera

Chifukwa chamalamulo apadera okhala ndi chilolezo chogwiritsa ntchito akaunti ya PAMM, wogulitsa ndalama akhoza kukhala pachiwopsezo chotsalira popanda chitetezo chalamulo ngati wochita malonda atachita zachinyengo

Manejala atha kukhazikitsa malire pazandalama zomwe zalembedwazo, komanso kukana kuyang'anira ndalama kwa omwe azigulitsa kumene

Voterani njira iyi yopezera ndalama:

Njira nambala 13. Kuyika ndalama mu ma cryptocurrensets

Kuyika ndalama muma cryptocurrencies kukuyamba kutchuka tsiku lililonse. Nthawi yomweyo, palibe mgwirizano padziko lapansi wonena za kudalirika kwa njirayi yowonjezera ndalama.

yekha lingalirani ma cryptocurrensets ngati bubble lomwe lingaphulike nthawi iliyonse.
ena Tili otsimikiza kuti chifukwa cha kuchepa kwa ndalama za crypto ndi kufunafuna kwapamwamba, phindu lawo lidzakulirakulira.

Mitengo ya Cryptocurrency kumayambiriro kwa 2020

Cryptocurrency, pachimake pake, ndinambala yamakompyuta... Ndalama zoterezi zilibe mawonekedwe enieni, palibe chomwe chimaperekedwa. Ngakhale izi, ma cryptocurrensets amafunikira kwambiri. Amakondedwa kwambiri ndi iwo omwe amafuna kuti ndalama zawo zisadziwike.

Emil Askerov

Katswiri wophunzira za ndalama, katswiri komanso katswiri.

Pali mitundu yambiri yama cryptocurrensets. Yaikulu kwambiri m'mbiri ndiyo ndalama zoyambirira zamagetsi - bitcoin.

Chifukwa zasungidwa pa cryptocurrencymutha kugwiritsa ntchito imodzi mwanjira ziwiri zomwe mungasungire ndalama:

Kugulitsa kapena kugulitsa ndalama zaku cryptocurrency posinthanitsa - ntchito yogwira ntchito ndi kuchuluka kwakukulu kwa zochitika (zogwiritsidwa ntchitokusanthula ukadaulo);
Kuyika ndalama mu cryptocurrency ndichinthu chongochitika chabe komanso chanthawi yayitali, pomwe gawo lofunikira limaseweredwa ndi kusonkhanitsa zidziwitso zokhudzana ndi cryptocurrency, zakekusanthula kwakukulu.

Mulingo wodalirika pagulu la crypto ndiwokwera kwambiri

Kusintha kwa Cryptocurrency. Pali njira zingapo kugula ndi kugulitsa. Kutha kulipira katundu ndi / kapena ntchito.

Ndalama za boma sizinayendetsedwebe

Kusakhazikika. Pakhala pali zotsika ndikuchepa pamlingo wa cryptocurrency panthawi yonse yakukhalapo kwawo

Ndalama zapamwamba kwambiri pazogulitsa zazing'ono

Voterani njira iyi yopezera ndalama:

Njira nambala 14. Kudziyikira nokha

Kwa ena, njira iyi ingawoneke yachilendo komanso yopanda ntchito. koma ndikofunikira kumvetsetsa kuti ngakhale chidziwitso chaching'ono chopezeka m'maphunziro osiyanasiyana chimatha kukhala poyambira poyambira.

Mwambiri, ndalama zamtunduwu zimakhala ndi njira zazikulu zitatu.

1) Zaumoyo

Mavuto azaumoyo amatha kuchitika osati munthu wamkulu. Mkhalidwe wanu wamtsogolo umadalira momwe mumamusamalirira tsopano.

Chifukwa chake, ndalama mdera lino zitha kuganiziridwa chakudya choyenera, kumwa mavitamini, akuyenda panja, kukaona madotolo kukayezetsa kupewa.

2) Maonekedwe

Izi ndizokhazikika pa inu nokha. Kusunga mawonekedwe okongoletsedwa ndi audongo, sikuti mumangodzilanga nokha, komanso mumawoneka bwino kwa anzanu. Monga akunenera, amalonjeredwa ndi zovala.

3) Chidziwitso

Pangani lamulo kuti muwerenge osachepera 50 masamba. Lowani maphunziro othandiza, maphunziro, pitani mawonedwe (mwachitsanzo, monga - "Momwe mungakulitsire kudzidalira komanso kudzidalira", ndi zina zambiri), yesetsani kulumikizana ndi new anthu osangalatsa.

Ngati pali mwayi wowonera kanema wosangalatsa, gwiritsani ntchito. Sanjani ulendo wopita kudziko lina kapena mzinda.

Kudziyikira nokha - ichi ndi chidziwitso, luso, luso, kutha kugwiritsa ntchito luso lonse lomwe mwapeza panthawi yoyenera kwa inu.Sikunali kwachabe kuti kunanenedwa ndi anthu anzeru kuti: "Simunyamula chidziwitso kumbuyo kwanu, ndipo simudziwa zomwe zingakuthandizeni lero.

Zotsatira zakugulitsa kwakanthawi

Konzani ndalama

Kutembenuza kwanthawi yayitali kwa chidziwitso ndi chidziwitso kukhala ndalama

Voterani njira iyi yopezera ndalama:

Kafukufuku: Kodi ndalama zabwino kwambiri ndiziti?

Njira nambala 3. Kupeza malo ndi nyumba

Njira nambala 1. Kusungitsa kubanki

Njira nambala 2. Investment mu ndalama zothandizana

Njira nambala 14. Kudziyikira nokha

Njira nambala 8. Kugula ndalama

Njira nambala 12. PAMM - maakaunti

Njira nambala 10. Ntchito zapaintaneti

Njira nambala 4. Zitsulo zamtengo wapatali

Njira nambala 11. Zosankha za Binary

Njira nambala 13. Kuyika ndalama mu ma cryptocurrensets

Njira nambala 7. Kubwereketsa kwayekha (P2P kubwereketsa)

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Njira nambala 6. Kugula zotetezedwa

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Njira nambala 9. Kugulitsa zaluso

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Njira nambala 15-35. Zosankha zina zandalama

Njira zina zonse zopezera ndalama zomwe sizinaphatikizidwe m'nkhani yathu zitha kuwonedwa ndikutsitsa chikalata chomwe chili pansipa.

Tsitsani njira zopangira ndalama mu chikalata cha PDF

Kumeneku mudzapeza zambiri zothandiza pamutu wazachuma.

Timalimbikitsanso kuwonera kanema yemwe amafotokoza 18 njira zomwe mungayikire ndalama kuti mulandire ndalama pamwezi:

4. Komwe mungaike ndalama pamalipiro apamwamba okhala ndi chitsimikizo - 7 mfundo zoyendetsera ndalama kuti mupeze 📋

Wogulitsa ndalama aliyense, amene agulitsa chilichonse, akuyembekeza kukulitsa ↑ kukula kwa likulu lake. Kuti muchite bwino pakuika ndalama, akatswiri amakulangizani kuti muzitsatira malamulo ena. M'munsimu muli Mfundo 7 za ndalama, mothandizidwa ndi momwe mungakulitsire kuyendetsa bwino ndalama ndikuchepetsa zovuta zotayika.

Zomwe zimayambira pakuika ndalama pamalipiro apamwamba ndi chitsimikizo cha ndalama

Mfundo 1. Khalidwe lanthawi yayitali

Yesetsani kulingalira zamtsogolo osagwiritsa ntchito kusanthula tsiku ndi tsiku za mawu ogwidwa, malingaliro a ena ndalama, kusinthasintha kwa mtengo wa zopangira ndi zotsirizidwa.

Mwachitsanzo, magawo a kampani yodziwika bwino "Koka Kola" nthawi imodzi mtengo 40 madola... Kukwera kwa mtengo wa shuga m'zaka zimenezo kunakakamiza mtengo wachitetezo kutsika - kufika pakuchepa. Panali chipwirikiti, momwe adagulitsidwa popanda chilichonse, koma lero tikumvetsetsa momwe kugula kunali kopindulitsa panthawiyo.

Gwirizanani kuti ichi ndichitsanzo chabwino cha komwe mungapange ndalama kuti mupange ndalama. Makampani ena ali ndi malingaliro ofanana tsopano, ndipo kugula kwa golide, zotsalira ngakhale nyumba zitha kukhala zabwino kwambiri.

Mfundo 2. Kuunika mosamala chida chothandizira ndalama

Musanapange ndalama zanu, ndikofunikira kuti muunike mozama njira zosankhidwazi. Kuti izi zitheke, zingakhale zothandiza kuphunzira zomwe ena akugulitsa ndalama akugwira ntchito m'derali. Mfundo imeneyi ndi yofunika makamaka kumadera monga ndalama zothandizana, kugwira ntchito m'misika yamasheya, Nkhani za PAMM.

Mfundo 3. Chofunika

Kuchokera pazambiri zomwe zilipo, ndikofunikira kuti wogulitsa ndalama athe kuchotsa zonse zosafunikira ndikulosera zamtsogolo. Yesetsani kutengera malingaliro ochulukirapo ochokera kunja, muyenera kukhala ndi mawonekedwe.

Mfundo yachinayi. Dziwani momwe mungalekerere

Nthawi zina zimachitika kuti kugwira ntchito mbali imodzi kumasiya kukhala kopindulitsa ndipo pakhoza kukhala zifukwa zambiri za izi. Ganizirani njira zina, yang'anani ndalama zomwe zingakulimbikitseni, phunzirani kutaya maudindo.

Mfundo yachisanu. Muzipeza nthawi

Ndikofunika kumvetsetsa m'mavuto ndi mawonekedwe amlanduwo kenako ndikupanga chisankho. Kupatula apo, njira yogwiritsira ntchito ndalama imafunika kuganizira zotsatira zonse za chochitika (kuyambira zotayika mpaka ndalama).

Mfundo 6. Sankhani Opambana

Tiyenera kumvetsetsa kuti ngakhale panthawi yamavuto azachuma, pali makampani mdziko muno omwe akugwira ntchito bwino ndipo akutukuka kwambiri. Ntchito ya wogulitsa ndalama ndikuwunika momwe zinthu zilili ndikuwona mwayi womwe ulipo.

Mfundo 7. Ganizirani za mawa

Kumbukirani, kuchita bwino sikungopitirira malire. Ngakhale mutakhala ndi mwayi wapamwamba lero ndipo mwapeza phindu labwino, simuyenera kuyimira pamenepo, ndikutenga ndalama zonse kugula zinthu zodula. Mwayi sungakhale kumbali yanu mawa.

Nthawi zonse pitirizani kufunafuna njira zatsopano zopezera ndalama. Kuti akwaniritse zotsatira zabwino, akatswiri amalangiza kupanga munthu mbiri yazachuma.

5. Komwe mungayikire ndalama kuti mupeze ndalama mwezi uliwonse - maupangiri 5 othandiza othandiza

Tinalemba pamwambapa komwe tingagwiritse ntchito ndalama kuti tilandire ndalama mwezi uliwonse, motero tikukulimbikitsani kuti mudzidziwe bwino malangizo a akatswiri omwe akudziwa bwino za kubzala.

Munthu aliyense amayesetsa osati kuti apulumutse, komanso kuwonjezera ndalama zomwe adapeza. Nthawi yamavuto ndikusowa kwazinthu mdziko muno, anthu amakhala ndi mantha, limodzi ndi kutayika. Zotsatirazi zikuthandizani kuthana ndi mantha. Malangizo 5 a akatswiri.

Malangizo a akatswiri # 1. Yesetsani kuchepetsa chiopsezo cha gawo lanu lazachuma momwe mungathere

Patulani ndi ndalama zonse 30% ndikusankha njira yodalirika yowasungira ndalama zawo pachiwopsezo chotaya ndalama. Zolumikizira izi ndi monga: Kusungitsa kubanki, kugula luso, kugula mipiringidzo yagolide, zitsulo zamtengo wapatali ndipo nyumba ndi zomangidwa.

Chofunika kwambiri pa malangizowo ndikuti ndikupitabe patsogolo kwa zinthu, mudzatha kusunga ndalama zina, ndipo ngati zingatheke, mudzapezanso ndalama pa izi.

Malangizo a Katswiri # 2. Pangani ndalama zokhazikika

Potsatira malangizowa, muyenera kusamala pakugula zotetezedwa, makamaka magawo ndipo zomangira... Kuphatikiza apo, izi zitha kuphatikizanso kugula kwa nyumba yomwe amabwereka pambuyo pake. Izi zikuthandizani kuti mupange ndalama pamwezi.

Mutha kuwerengera tsatanetsatanewu munkhani yathu - "Momwe Mungapangire Ndalama Zopanda Phindu - Malingaliro ndi Zomwe Mungapeze Zopindulitsa".

Malangizo a Katswiri # 3. Njira Zolekanitsira Ndalama (Diversification)

Ndikofunika kuzindikira kuti kusunga ndalama zanu zonse mu ntchito imodzi sizothandiza; kusiyanitsa zomwe mwapanga. Kuti muchite izi, gwiritsani ntchito zida zachuma komanso malo amabizinesi omwe ali pachiwopsezo chosiyanasiyana komanso kuchuluka kwa ndalama.

Malangizo a Katswiri # 4. Ndalama zopindulitsa kwambiri

Aliyense amadziwa kuti ndalama zambiri nthawi zonse zimalumikizidwa ndi zoopsa zazikulu, zomwe zimangotengedwa ndi ozindikira komanso waluso. Ngati izi zikukhudzana ndi inu, muyenera kumvetsera ndalama zomwe mumagwirizana, maakaunti a PAMM ndi zosankha za bayinare. Komabe, ndikofunikira kukumbukira kuti ndalama zotere sizimangopatsa mwayi wopeza ndalama zambiri, komanso zimawononga likulu lonse loyambirira.

Malangizo a Katswiri # 5. Onani zambiri

Musanapange ndalama zanu pachilichonse, muyenera kuphunzira mosamala ndi mosamala chinthu chomwe mukusungacho. Ndikofunikira kuonetsetsa kuti zomwe zalandilidwa ndizodalirika, ndibwino kukana zochitika zokayikitsa.

6. Kumene simuyenera kusunga ndalama kuti zisawonongeke - zolakwika zazikulu pakuika ndalama 📛

Ngakhale pali machenjezo ambiri komanso chidziwitso chochuluka pa intaneti, anthu akupitilizabe kulakwitsa akafuna ndalama zawo, zomwe zimabweretsa kutayika ndikukhumudwitsidwa pakuyika ndalama. M'munsimu muli zolakwitsa kwambiri, mutazidziwa bwino, mutha kupeza ziganizo zina ndikupewa izi.

Cholakwika 1. Mfundo yoyamba komanso yofunika kwambiri ndiyakuti oyamba kumene amapereka ndalama zawo mosasinthasintha, mogwirizana ndi zomwe abwenzi, abale komanso anthu ena achitatu pa intaneti. Zachidziwikire, mwayi wolandila ndalama udakalipo, koma umachepa pang'ono.

Cholakwika 2. Kutengeka kwambiri. Ndikofunika kumvetsetsa kuti popanda kuwerengetsa bwino komanso ziyembekezo zoganizira bwino, wogulitsa ndalama sangakhale ndi mwayi wopezera ndalama. Zosankha zolakwika nthawi zambiri zimapangidwa pamalingaliro, zomwe zimabweretsa zotayika.

Cholakwika 3. Chinthu china cholakwika chimaganiziridwa thamanga... Anthu ali pachangu posankha chida chogwiritsira ntchito ndalama, komanso akufuna kutola zotsatira zoyambirira. Monga aliyense akudziwa, phindu silimera pamitengo. Ndiye chifukwa chake ziyenera kuyembekezeredwa. Dzipatseni nthawi kuti mumvetsetse zovuta ndi maphunziro, phunzirani kuchita mwadongosolo.

Zitsanzo zenizeni zakusunga ndalama kuti mupange phindu - njira zopezera ndalama kuchokera ku 100-500 zikwi zikwi mpaka 1000,000 kuti mupeze ndalama

7. Ndi kuti komwe kuli bwino kusunga ndalama kuti mupeze - njira zenizeni + za zitsanzo zosunga ndalama zochepa kuti mupange phindu 💰

Munthu akangokhala ndi ndalama zaulere, funso limakhala kuti, ndizopindulitsa kuti kuyika ndalama zake. Sikoyenera konse kuti zikhale zochuluka. Mutha kuyamba kubzala kuchokera kumadola zikwi zingapo.

Chifukwa chake, tiyeni tiwone komwe tingagwiritse ntchito ndalama mopindulitsa, onse ndi ndalama zochepa komanso zazikulu.

Ndisanayiwale, tikukulangizani kuti muwonere kanema wonena za kusungitsa ndalama zochepa (ndiye kuti 1000 ma ruble ndi zina zambiri):

Chitsanzo cha kubzala ndalama Nambala 1 (kuchokera ma ruble 5000)

Kukhala ndi ndalama zochepa pamanja, mwachitsanzoMa ruble 5,000, mutha kuyesa kuwayika pachiwopsezo poika ndalama koyamba mu njira ya binary, Akaunti ya PAMM kapena Thumba limodzikoma ngakhale zochita zotere ziyenera kukhala dala.

Mbali imodzi, Pomwe zotsatira siziyenda bwino, sizingagunde chikwama chako mwamphamvu ngati kuti ndi ndalama zinanso zofunika kwambiri.
Mbali inayi, ngakhale ndalama zamtunduwu zitha kuwerengedwa bwino pogula ndalama kapena kubweza akaunti yakubanki, zomwe sizowopsa.

Kuphatikiza apo, mutha kusiya ndalama zomwe zilipo ndikupitilizabe kusungitsa ndalama kuti mupange ndalama zina.

Chitsanzo cha kubzala ndalama Na. 2 (kuchokera ku 10,000 rubles)

Kuchuluka mu Ma ruble 10,000 imapereka malingaliro osangalatsa. Zimakupatsaninso mwayi wogwira ntchito ndi mabungwe amabanki, ngakhale chiyembekezo chopeza phindu pankhaniyi chitha kupitilira kwanthawi yayitali.

Adakali okwanira kugula tsamba lotsika mtengo, lomwe mutha kutsatsa nokha, kenako ndikugulitsa kwa mwini mtsogolo. Mwa kupanga tsambalo kukhala lotchuka, mutha kukopa otsatsa pamenepo kuti mulandire ndalama zochepa.

Chitsanzo cha kubzala ndalama Na. 3 (kuchokera ma ruble 25,000-30,000)

Kwa iwo omwe ali mmanja mwawo 25 000— 30 000 Ma ruble m'pofunika kumvetsera Ndalama zothandizirana ndipo Nkhani za PAMMkomwe mulingo wazopeza zitha kukhala zofunikira kwambiri. Muthanso kugula magawo amakampani odalirika kwazaka zingapo. Ndi kuchuluka koteroko, mutha kukhala wamalonda wogulitsa kapena ngakhale kukhala ndi bizinesi yaying'ono pa intaneti.

Chitsanzo cha kubzala ndalama Na. 4 (kuchokera ma ruble 50,000)

Sankhani komwe mungasungire ndalamaMa ruble 50,000ndizovuta kwambiri. Kwa anthu ambiri, izi sizocheperanso; kuwopa kutayika ngati atalephera kuli koyenera. Lamulo lofunika kutsatira ndi kusiyanasiyana, ndiye kuti kugawa ndalama m'njira zosiyanasiyana.

Akatswiri amalangiza kuti muzikaika ndalama zoopsa kwambiri osaposa 30% kuchokera kulikulu lomwe likupezeka. Ndikofunika kuyika ndalama zotsalazo munjira yodalirika, mwachitsanzo, kutsegula banki.

Chitsanzo cha kubzala ndalama Na. 5 (kuchokera ma ruble 100,000 - 500,000)

Ipezeka100-500 zikwi za ruble itha kuyikidwa ku akaunti yakubanki. Izi zipereka zotsatira zabwino, chifukwa kuchuluka kwa ndalama zomwe banki imapereka ndizokwera kwambiri. Taganizirani izi kugula zitsulo zamtengo wapatali, ndalama zakunja kapena ndalama bizinesi... Mulimonsemo, musaiwale za kusiyanasiyana.

Ziyenera kumvedwa kuti kusungira likulu lanu kunyumba pang'onopang'ono kudzawononga mtengo. Mosiyana ndi izi, ngakhale akaunti yosavuta yaku banki imatha kupulumutsa ndalama kuchokera kuzowonongeka ndi zina zotayika.

Choyamba, muyenera kudziwa mayendedwe achuma.Mwachitsanzo, 100 zikwi zimayikidwa kubanki, zina zonse zimayikidwa mu ndalama kapena chitukuko cha bizinesi, ndi zina zambiri. Kuti mumve zambiri zakomwe mungasungire ma ruble 100,000 kuti mupange ndalama chaka chino, werengani nkhani yathu yapita.

Chitsanzo cha kubzala ndalama Na. 6 (kuchokera ma ruble 1,000,000 ndi zina zambiri)

Ma ruble miliyoni imodzi ndi ndalama zokwanira kale kuti zigwiritsidwe ntchito. Apa mutha kulingalira njira iliyonse pamwambapa yogwiritsira ntchito ndalama zanu. Kuposa zambiri ↑ kuchuluka kwa ndalama, mitu zambiri ↑ adzakhala ndalama kapena chotupa. Chifukwa chake, tikulimbikitsidwa kuyika gawo lina la likulu pazida zodalirika zachuma.

Onaninso kanemayo, yomwe imafotokoza komwe mungasungire ndalama chiwongola dzanja kuti mupeze ndalama zopanda pake:

Mungagule chiyani miliyoni kapena mungakagule kuti?

Kwa ma ruble miliyoni, mutha kugula nyumba (kulipilira) panthawi yomanga kapena chipinda chaching'ono (chipinda), chomwe mungapereke likulu kukhulupirira, ndi zina zambiri.

Tiyeni tiwone bwino komwe mungapange ndalama zambiri:

1) Kukhulupirika

Poterepa, wochita bizinesiyo amapereka ndalama zake kwa akatswiri omwe ndi akatswiri pankhani yazachuma, mapindu ndi kuwonjezera ndalama. Choyamba, mverani ukalamba ndi zokumana nazo za manejala (kampani yoyang'anira) ndipo, zowonadi, paziwerengero zopindulitsa m'zaka zaposachedwa.

Ndikofunikira kuwunika momwe magwiridwe antchito akuyendera ndikusankha omwe akuwonetsa kubweza kwakukulu kwanthawi yayitali.

2) Malo ndi malo (malo)

Kugula malo ndi nyumba (nyumba, malo, ndi zina zambiri) zimawerengedwa kuti ndi ndalama zodalirika komanso zothandiza. Zachidziwikire, pali nthawi zachuma pomwe mtengo wanyumba umagwera⇓, koma, mwanjira zambiri, izi ndi zochitika zosakhalitsa.

Pogula malo, mukusungitsa ndalama muzinthu zenizeni zomwe siziwopa masoka azachuma (kufufuma, zosasintha ndi ena).

3) Bizinesi

Muthanso kuyika bizinesi yanu kapena kukhala wothandizirana nawo pantchito ina, kulandira gawo kuchokera kubizinesiyo. Ndikofunikira kulingalira mosamala kusankha kwa malingaliro abizinesi, kuwerengera ndalama zonse ndi phindu lomwe lingakhalepo, pangani dongosolo la bizinesi ndikuyamba kuchita bizinesi.

4) Kugula magawo (zotetezedwa) amakampani akunja

Gulani zotetezedwa (m'matangadza, zomangira Wogulitsa ndalama payekha amatha kulowa nawo masheya kudzera m'makampani ogulitsa omwe amapereka ma brokera.

Ndikofunikira kupanga mgwirizano ndi kampani (wogulitsa), yomwe ili ndi layisensi yochita zochitika komanso mbiri yabwino pakupereka ntchito zamalonda. Kampani yogulitsa masheya yakhala ikudalira mabizinesi wamba.

Tikukulimbikitsani kuti mudzidziwe bwino njira zodalirika zopezera ndalama zambiri:

Kodi zili bwino kuti ndalama - mu bizinesi kapena malo?

Bwino kuyika bizinesi yanu. Ichi ndi chimodzi mwazinthu zofunika kwambiri pakuika ndalama. Bizinesi imatha kukhala yosiyana, koma cholinga cha wochita bizinesi iliyonse ndikungopanga ndalama. Koma, pazifukwa zosiyanasiyana, kuyambitsa bizinesi si ya aliyense.

Kuti mugwire ntchito yogulitsa nyumba ndi malo, muyenera kukhala ndi ndalama zambiri. Kuyika nyumba ndi malo ndi njira yabwino yosungitsira ndalama zanu kuti mupeze ndalama mtsogolo.

Kodi mungayikemo ndalama zingati?

Mutha kuyamba kubzala kuchokera ma ruble 100 kapena kupitilira apo. Izi sizitengera luso lapadera komanso chidziwitso.
Zitsanzo zopezera ndalama 10 zikwi, zikwi 100 ndi zina zambiri tidapereka mwatsatanetsatane m'nkhaniyi.

Kodi ndizotheka kukhala ndi chiwongola dzanja kuchokera pazandalama?

Ngati mukufuna kulandira ndalama pafupifupi ma ruble zikwi 20 pamwezi, muyenera kukhala ndi ma ruble pafupifupi 5 miliyoni pa gawo lanu. Mukakhala ndi ndalama zambiri pamwezi, mutha kulandira kuchokera ku ruble zikwi 30 pamwezi.

8. Kutsiliza 📝

Mawu odziwika bwino oti ndalama ziyenera kugwira ntchito ndi othandiza nthawi iliyonse, chifukwa chake yesetsani kuyika ndalama zochepa kwambiri zaulere m'njira yoti kotero kuti amagwira ntchito ndikupanga ndalama.

Okondedwa owerenga magazini ya Ideas for Life, tikhala othokoza ngati mutagawana chidziwitso chanu, malingaliro anu ndi zomwe mwakumana nazo pamutu wofalitsa mu ndemanga pansipa. Tikukufunirani zabwino zonse komanso ndalama zopindulitsa!

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