Momwe mungakope ndalama ndi mwayi kunyumba kwanu

Kuperewera kwa ndalama kumalepheretsa kuthekera kwa munthu, kumalepheretsa kukhazikitsa ndikuthandizira kuwoneka wokhumudwa. Sizachilendo kuti munthu azigwira ntchito mwakhama, koma sangathe kutuluka kuphompho lachuma. Ngati muli ndi mavuto ngati amenewa, musataye mtima. Zomwe mungakope ndalama ndi mwayi wanyumbayo zithandizira.

Chilichonse chotizungulira chimakhala ndi chikumbukiro, ndipo ndalama nazonso. Ndalama zimakonda kuchitiridwa bwino. Amabwerera mofunitsitsa kwa anthu omwe amawachitira ulemu ndi kuwasamalira. Chifukwa chake, sikulangizidwa kuti mung'ambe kapena kuponya zolemba zanu.

• Ngati mukufuna matsenga azachuma komanso mwayi wogwira ntchito, sungani ngongolezo mwadongosolo pachikwama chanu. Osamawerengera kapena kubwereka dzuwa litalowa, chifukwa ndalama zimakonda kupumula usiku ndipo zimadana kuti zisokonezeke panthawiyi. Osataya ndalama zomwe mwapeza nthawi yomweyo. Asiyeni agone mnyumba.
• Yambani kukweza ndalama pogula banki ya nkhumba zadongo. Sungani ndalama zamtundu umodzi muchidebe chimodzi. Muziwononga ndalama zoposa zana mutapezako ndalama. Kumbukirani, simungathe kukopa ndalama ngati mungatenge ndalama zonse ku banki ya nkhumba.
• Ndalama zimakonda zikwama zaukhondo. Safuna kubwerera ku zikwama zonyansa ndi zonyansa. Sungani ngongole zing'onozing'ono padera ndi zikuluzikulu, zomwe zimalimbikitsidwa kusinthana ngati njira yomaliza. Ngati mumayesetsa kukwaniritsa cholinga ndipo mukufuna kukopa ndalama ndi mwayi kunyumba kwanu, yesetsani kusunga ngongole zazing'ono muchikwama chanu.

Osakambirana za zomwe mwapeza ndi anzanu. Gwiritsani ntchito ndalama mwanzeru. Palibe amene amakukakamizani kuti musunge, koma ndibwino kuwononga ndalama pazinthu zothandiza, osati kugula zinthu zazing'ono.

Kanani kukambirana zovuta zakuthupi, chifukwa kukambirana koteroko kumapangitsa pulogalamu yoyipa ndikulephera.

Tsopano ndikukuwuzani zosavuta, koma zoyeserera nthawi ndi miyambo yotsimikizika yomwe imakopa ndalama komanso mwayi wanyumbayo. Awa ndiwo maziko amatsenga azandalama.

1. Mwambo woyamba umafuna kandulo wobiriwira, mafuta ena, ndi ufa wa basil. Zikande dzina ndi kuchuluka kwa kandulo ndi singano, mafuta bwino mafuta ndi yokulungira mu ufa. Yatsani kandulo ndikunena mokweza kuti: "Ndalama zimakula, apeza njira m'thumba lawo." Njira yokopa ndalama ndiyothandiza, ndipo posachedwa mudzawona kuti matsenga amandalama amagwiranso ntchito.
2. Mutha kudzaza chikwama chanu pogwiritsa ntchito "kusamba ndalama". Sakanizani supuni ya sinamoni yapansi ndi supuni zinayi za ufa wa parsley, kenako phirani ndi makapu asanu amadzi otentha. Onjezani msuzi wosungunuka kusamba lodzaza madzi ndikunena monong'oneza mawu kuti: "Ndalama ziziyenda ngati mtsinje ndikukhala ndi ine." Kenako imanani m'madzi, mugone kanthawi ndikulota momwe mungayendetsere chuma chanu. Osadziumitsa ndi chopukutira kumapeto kwa madzi.
3. Mwambo wotsatira umaphatikizapo kugwiritsa ntchito ndalama zoperekedwa ngati mphotho, kulandiridwa ngati mphatso, kupambana kapena kupeza ndalama. Ikani imodzi yamakalata mchikwama chomwe simunagwiritse ntchito kwanthawi yayitali. Mukadikirira mwezi wathunthu, lankhulani monong'ona kuti ndalama zotayika zikuthamangireni.
4. Matsenga azandalama amagwira ntchito bwino mwezi wachinyamata. Mwezi watsopano, tsanulirani kapu yamadzi ndikuyiyika pazenera kuti isambe ndikuwala kwa mwezi. Siyani chidebe chamadzi pazenera mpaka mwezi wathunthu. Mukapatsidwa mphamvu ndi mwezi, sambani ndi madzi.

Onetsetsani kuti mwatsatira malangizowo. Ndizotheka kuti miyambo yofotokozedwayo ikuwoneka ngati yopanda pake, koma malinga ndi ndemanga zambiri, ndiyothandiza kwambiri. Akatswiri ofufuza zamatsenga amatsimikizira kuti matsenga amandalama amatsegulira njira yachilengedwe yomwe mphamvu imalowera m'nyumba, kukopa chuma ndi mwayi.

Momwe mungapangire ndalama mutakhala kunyumba

Zimatengera ntchito yambiri kuti mukhale okhazikika pazachuma. Koma pali anthu omwe, pazifukwa zina, amakhala kunyumba ndipo sangathe kugwira ntchito. Ngati ndinu mmodzi wa iwo, musataye mtima. Aliyense akhoza kuchita bizinesi kunyumba, ngakhale atakhala odzichepetsa.

M'gawo lino la nkhaniyi, ndikambirana njira zodziwika bwino zopangira ndalama kunyumba.

• Bizinesi yosoka... Yankho kwa iwo omwe amadziwa kusoka zovala. Kusoka zovala ndi njira yabwino yopangira ndalama, makamaka ngati mudasoka kale zovala za abwenzi kapena abale. Ngati simukudziwa luso losoka, musakhumudwe. Mutha kuchidziwa msanga ngati mukufuna.
• Ntchito yothandizira ana... Amayi ambiri pa tchuthi cha amayi oyembekezera ali ndi chidwi ndi momwe angapangire ndalama kunyumba. Khalani namwino. Zowonadi m'mudzimo muli makolo ambiri omwe amafunikira kugwira ntchito, ndipo palibe amene angasiye ana awo. Adzagwiritsa ntchito mosangalala kulera ana. Ingokumbukirani kuti amene akuyang'anira ana ali ndi udindo.
• Wosamalira tsitsi... Njira yopangira ndalama ndiyabwino kwa munthu wopanga yemwe amadziwa kumeta tsitsi ndikupanga makongoletsedwe amakono. Tsegulani salon yaying'ono kunyumba. Monga machitidwe akuwonetsera, ntchito za okonza tsitsi kunyumba ndizotchuka kwambiri ndipo sipadzakhala zovuta ndi makasitomala.
• Masseur... Kutikita bwino kumathandiza thupi ndipo kumakhala kosangalatsa kwambiri. Tengani maphunziro kutikita minofu ndi kuyamba kulandira makasitomala kunyumba. Zopindulitsa zamtunduwu zimabweretsa zabwino, chifukwa ndizovuta kulembetsa kutikita minofu kuchipatala, ndipo m'malo osungira apadera ndizosangalatsa mtengo. Kuti mukwaniritse cholingacho, khazikitsani mitengo yotsika mtengo ndikuchitapo kanthu moyenera.

Zopeza pa intaneti

Intaneti sikuti imangopezako zambiri. Anthu opindulitsa amapanga ndalama zabwino pa intaneti. Kutengera ndi zomwe ndakumana nazo, ndinganene kuti mutha kupeza ndalama pa intaneti, koma ndi okhawo opanga komanso olimbikira omwe angathe kuchita izi. Malinga ndi ziwerengero, anthu omwe akufuna kupanga ndalama pa intaneti alipo mazana masauzande, koma ndi ochepa omwe amapambana.

Kudina ndi zilembo... Ngati mukugwira ntchito ndi injini yosaka, onetsetsani kuti pali njira zambiri zopangira ndalama pa intaneti, koma sizinthu zonse zopindulitsa kwenikweni. Masamba ena amapereka ndalama potumiza maimelo kapena kudina. Sindikuganiza kuti mitundu iyi yazopindulitsa. Izi ndi njira kwa anthu amene akufuna kuchita chinachake pamene iwo kotopetsa.

Kulemba Zolemba... Yankho kwa munthu amene angathe kulemba malemba. Mutha kupanga ndalama pa izi. Ndikukulangizani kuti mulembetse pamodzi mwamaubwenzi ambiri, mupeze makasitomala angapo okhazikika ndikugwira ntchito molimbika. Popita nthawi, zokumana nazo zidzabwera, komanso ndi ndalama.

Kupanga tsamba lanu... Njira yopangira ndalama ndiyabwino kwa anthu oleza mtima. Perekani ntchito yanu nthawi yambiri ndi chisamaliro. Komanso, gwero liyenera kukhala losangalatsa kwa ogwiritsa ntchito.

Uwu ndi mndandanda wa njira zochepa zopangira ndalama pa intaneti, chifukwa ndizosatheka kuzilemba zonse m'nkhani imodzi. Ngati mukufuna, sakani ukonde kuti mupeze malingaliro ena opezera nyumba, kuphatikiza nsalu, kuphika, kuswana nyama, ndi zina zambiri. Chinthu chachikulu ndichakuti phunziroli ndi losangalatsa ndipo limabweretsa chisangalalo. Ngati muphatikizira banja pantchito, zokonda za munthu m'modzi zimadzakhala bizinesi yabanja, ndipo iyi ndi nkhani ina, ndalama zosiyana.

Momwe mungapambanire m'moyo. Malangizo 7 osavuta

Ndizovuta kupeza munthu yemwe safuna kulemera ndikuchita bwino. Aliyense akudabwa momwe angakwaniritsire kuchita bwino m'moyo. Nkhaniyi ndiyosangalatsa, yosangalatsa komanso yosangalatsa nthawi yomweyo.

Monga machitidwe apadziko lonse lapansi akuwonetsa, anthu ena, ngakhale ali achichepere, amakhala mamiliyoni ambiri ndipo ali ndi mbiri yabwino. Amakwaniritsa bwino izi mwa malingaliro ndi malingaliro.

1. Sinthani malingaliro anu pamavuto... Aliyense amakumana ndi mavuto, ndipo popeza kuwachotsa sikophweka, sinthani momwe mumawaonera. Pakabuka zovuta, anthu amaganiza za chifukwa chomwe adawonekera, ndi momwe akanapewa. Ndiwothandiza kwambiri kugwiritsa ntchito mphamvu kuthana ndi vuto.
2. Sintha ndikupita patsogolo... Kuti musunthe mulingo wotsatira, chitani china chatsopano komanso chofunikira. Ngati muli ndi kampani yomanga ndipo mumakhazikika pomanga nyumba zansanjika imodzi, yambirani mzere ndikuyesa mwayi wanu pomanga nyumba zazitali.
3. Chitani zomwe mumakonda... Ngati mumakonda kuphika, tsegulani malo odyera ndi malo abwino komanso zakudya zachilendo. Mukamachita zomwe mumakonda, mupeza bwino zomwe zimadza ndi ndalama komanso mwayi. Anthu otchuka amachita ntchito yomwe amakonda, yomwe ndi chifukwa cha zachuma.
4. Ubwino umabwera poyamba... Mosasamala mtundu wa ndalama, gwirani ntchitoyo bwino. Lero ndizovuta kugula chinthu chabwino. Mipando imatha, nsapato zimatha, ndipo kukoma kwa zakudya zina ndizonyansa. Kuti muchite bwino, yang'anirani zabwino.
5. Osakhala aulesi! Ulesi umasokoneza magwiridwe antchito. Limbani naye, ndipo bizinesi yomwe mumakonda idzakuthandizani pa izi. Anthu ambiri otchuka amagona kwa maola angapo, ndipo sikuti kugona tulo. Ntchito zomwe mumakonda. Ngati mukuyesetsa kuchita bwino komanso mwayi, zindikirani chinsinsi ichi.
6. Limbikitsani thupi lanu... Pamodzi ndi chidwi champhamvu, zimagwira ntchito zodabwitsa. Chinthu chachikulu ndicho kupeza gwero. Izi zitha kukhala thandizo la wokondedwa kapena gulu la nyimbo, kumvera zomwe zimalimbikitsa zomwe zakwaniritsidwa. Palinso magwero ena amagetsi, chinthu chachikulu ndikuti ali oyenera.
7. Valani moyenera... Kumbukirani, kavalidwe ndi kachitidwe ndi kiyi yakuchita bwino, ndalama, komanso mwayi. Tangoganizirani momwe munthu wolemera komanso wopambana amawonekera? Zachidziwikire kuti ndi wokongola komanso wamafashoni yemwe amafotokoza molondola malingaliro ake ndikuyankhula bwino. Sizipweteka kugula suti yamabizinesi yomwe ingatsimikizire kalembedwe ndi kukoma.

Tsopano muli ndi lingaliro lazomwe mungachite kuti muchite bwino. Ndikupangira momwe mungalankhulire moyenera, gwiritsani ntchito kutanthauzira ndi kulankhula molondola. Zotsatira zake, anthu okuzungulirani azindikira kuti ndiye mtsogoleri pabizinesi. Kumbukirani, ndi anthu opambana okha omwe angapeze zotsatira zabwino ndikugonjetsa nsonga zapamwamba kwambiri.

Anthu ambiri amawona ndalama ngati chida chokwaniritsira zolinga. Izi zikhoza kukhala zoona, koma ngakhale zili choncho, pewani kuchita zinthu mopitirira malire. Aliyense wamvapo mawu ambiri malinga ndi momwe ndalama zimangogulira mankhwala, koma osati thanzi, chisangalalo kapena chikondi. Komabe, kupezeka kwa ndalama kumatsimikizira ufulu wa munthu pankhani yakugonjetsa mawonekedwe.

Chofunika cha chuma sichepetsedwa mpaka kuchuluka kwa ndalama, koma kuthekera kosamalira ndalama moyenera. Kufunafuna chuma, pokhala cholinga chokha m'moyo, sikungabweretse chisangalalo chochuluka.

Ndalama sindizo cholinga chachikulu pamoyo. Amangotanthauzira mwayi wokwaniritsa zolinga. Munthu wolemera moona ndi munthu yemwe safuna mamiliyoni kuti akhale achimwemwe.

Onerani kanemayo: Introduction to Newtek NDI with Panasonic CX350 (July 2024).