Momwe mungapezere ngongole ya ogula VTB 24

VTB24 Bank ikufanana ndi Sberbank yaku Russia potengera kukongola kwa mfundo zoperekera ngongole - ziwongola dzanja zochepa, kusowa kwa ngongole, kuthekera kolandila zochuluka, njira zosinthira kwa makasitomala omwe adalipo kale kubanki.

Ngongole za anthu zimaperekedwa mu VTB24 m'njira zingapo:

• Ngongole zophunzitsira.
• Ngongole zandalama zosowa zilizonse.
• Ngongole zokonzanso ndalama.
• Ngongole kwa eni mabizinesi pazolinga zawo.

Ngongole

Dongosolo lililonse lobwereketsa lili ndi zake, ndipo banki imapereka zikhalidwe zapadera kwa amalonda, omwe akutenga nawo mbali mu ntchito za VTB24 kapena omwe amagwira nawo ntchito nawo. Taganizirani za zinthu zisanu za ngongole za VTB24 zomwe ndizofunikira panthawi yolemba - koyambirira kwa 2015.

1. VTB24 - Chida cha Skolkovo... Ndalamazo zitha kugwiritsidwa ntchito kulipirira maphunziro a MBA ndi EMBA pasukulu yabizinesi ya Skolkovo. Ngongole zimachokera ku ruble miliyoni 750 mpaka 3.6 miliyoni pa 10-14% pachaka.
2. "Kuperekanso ndalama"... Zimatanthauzira momwe ntchito imagwiritsidwira ntchito. Mutha kutenga kuti mulipire ngongole zomwe zilipo m'mabanki ena ndikuchepetsa kukula kwa zolipiritsa pamwezi chifukwa chakusunga, mutalandira ma ruble okwana 750,000 kuchokera ku VTB24 pa 15% pachaka.
3. "Ngongole ya ndalama"... Kuchuluka kwa 3 miliyoni rubles, mpaka zaka 7.
4. "Pulogalamu yamakampani"... Ma ruble ndalama kwa zaka 7 pa 17% pachaka pamalipiro ndi makasitomala amakampani a VTB24 Bank. Makasitomala omwe alipo omwe ali ndi pasipoti amatha kulandira ma ruble okwana 2 miliyoni nthawi yomweyo popanda zina zowonjezera komanso chitetezo.
5. Mbiri "Kommersant" ndi phukusi limapereka "Kommersant Light", "Kommersant Optima" ndi "Kommersant Aktiv"... Zapangidwa kuti zithetse mavuto azachuma aomwe ali ndi mabizinesi ang'onoang'ono komanso amalonda ena. ruble ku 18.5-22.5% pachaka.

Zofunikira pobwereka

Kuti VTB 24 ivomerezedwe ngati wobwereka, m'pofunika kukwaniritsa zofunikira zingapo, monga:

• Kuyenerera zaka... Inayikidwa kutengera pansi. Amuna azaka 25 mpaka 65 azaka 21-65 azaka. Zina mwazogulitsa ngongole zimakhala ndi malire awo - VTB24 - Skolkovo imatha kuperekedwa kokha ali ndi zaka 25 mpaka 50.
• Kulembetsa m'dera la VTB24 nthambi... Ndikofunika kuti mulembetse kwamuyaya mumzinda wofunsira ngongole.
• Ntchito yovomerezeka... Utali wonse wautumiki uyenera kupitilira chaka chimodzi, pamalo omaliza ogwira ntchito - osachepera miyezi itatu. Ndalama zowonetsedwa mobwerezabwereza zimafunikira.

Kuti mutenge ngongole kwa ogula ku VTB24, mutha kuchita ndi pasipoti imodzi. Makasitomala aku banki okha ndi omwe adzakhala ndi mwayi. Ena omwe angabwereke ali ndi mndandanda wazambiri. Kuphatikiza pa pasipoti, mufunika chitsimikiziro cha ntchito yovomerezeka (buku lovomerezeka la buku la ntchito), mulingo wa ndalama zovomerezeka (satifiketi ya ndalama ngati banki kapena 2-NDFL m'miyezi itatu yapitayi), chiphaso chankhondo (cha amuna ochepera zaka 27).

Banki itha kufunanso zikalata zina, mwachitsanzo, zolemba pamabanja, pamaphunziro a wobwereka, pamalo a zinthu, ndi zina zambiri.

Mbiri yabwino yakubweza ngongole komanso mbiri yabwino ya wobwereketsa ziziwonjezera mwayi wovomerezedwa ndi VTB24.

Njira zolembetsa ngongole ku VTB 24

Pokhala mukuganiza kuti mwayi wopeza ngongole kwa VTB24 ndikuphunzira zofunikira zonse, muyenera kulemba fomu yofunsira. Fomu yofunsira imatumizidwa mwachindunji kunthambi iliyonse yakubanki kapena kudzera pa intaneti patsamba lovomerezeka.

Yankho la pempholi lidzalengezedwa ndi wogwira ntchito ku VTB24 patelefoni ya wobwereka masiku 1-2. Mukasankha bwino, muyenera kupita ku banki pamasom'pamaso ndikubweretsa zikalata kuti mutsimikizire zomwe zili mufunsolo. Masana, banki yalengeza chisankho chomaliza pa ngongoleyi.

Wobwereketsa amatenga pangano la ngongole, atasainira komwe wobwereketsayo amalandila ndalama zomwe wapempha ngati wakwaniritsa zofunikira zonse - chikole, kulipira ndalama zonse, inshuwaransi kapena chikole.