Momwe ndi komwe kuli bwino kuwerengera ngongole ya ogula
Ngati mukufuna kudziwa pasadakhale kuti ngongoleyo idzawononga ndalama zingati komanso kuti zolipirira ndalama zambiri ndi ziti, mutha kugwiritsa ntchito njira zingapo zowerengera ngongole ya ogula:
- gwiritsani ntchito chowerengera pa intaneti patsamba la banki;
- lembani zofunsira pa intaneti kuti mupeze lingaliro loyambirira la banki ndi malongosoledwe azomwe mungakhale ngongole
- pitani ku banki.
Makonda apadera ndi ntchito za intaneti
Masamba ambiri azamasamba ndi masamba awebusayiti amapereka kugwiritsa ntchito makina owerengera ngongole pa intaneti ndikudziwitsani kuti mulipira ndalama zingati mukalandira ngongole. Pali njira zosiyanasiyana zowerengera ngongole ya ogula: kuchuluka kwa ndalama, zolipira zochepa, ndi ndalama, ndi mtengo wa chinthucho kapena ntchito yomwe idagulidwa ndi ngongoleyo, ndi kuchuluka kwa ngongoleyo. Calculator iwonetsa kuti mutha kubwereka ndalama kwautali bwanji, kuchuluka kwa zomwe muyenera kulipira mwezi uliwonse, chiwongola dzanja chiti chidzaperekedwa pa ngongole yobwereketsa, ndikukhala ndi ndandanda wa kubweza.
Ntchito zoterezi pa intaneti nthawi zambiri zimapereka kudzaza mafunso kuti apereke chidziwitso kumabanki omwe angatenge ngongole. Nthawi zina anthu ochita zachinyengo amatha kupempha kutumiza ma SMS olipidwa kapena kuyimbira foni yolipira makasitomala, kapena kudzaza imelo yanu ndi maimelo ambiri a spam.
Ntchito zapaintaneti zitha kugwiritsidwa ntchito ngati zitsanzo zokha, zidziwitso zolondola komanso zaposachedwa sizingapezeke pamenepo. Samaganizira za momwe mabanki ena amagwirira ntchito komanso zomwe amafuna kwa makasitomala. Mutha kulandira nthawi zambiri uthenga wovomerezedwa ndi banki inayake, koma mukafika ku banki ndi zikalatazo, zimapezeka kuti deta yanu imawonedwa ndi ogwira ntchito kubanki koyamba, ndipo simukuyenerera magawo aliwonse ndipo simungathe kuwerengera chiwongola dzanja chochepa chomwe chafotokozedwera kutsatsa. Khalani osamala!
Makina owerengera pa intaneti sawonetsa kuchuluka kwa zolipiritsa zobisika, ndalama zowonjezera kubanki, ndi ndalama zomwe zimagwirizanitsidwa kuti mupeze ngongole ya ogula.
Kuwerengera ngongole patsamba lovomerezeka la banki
Ndikofunika kuwerengera ngongole ya ogula patsamba lovomerezeka la banki yomwe mwasankha. Kumeneku mutha kudzaza fomu yobwereketsa pa intaneti. Zomwe mukufunikira ndi intaneti komanso kompyuta. Poterepa, kuchuluka kwa mawerengedwe sikungakhale kolondola mokwanira, ndipo inu, mutalandira chilolezo choyambirira, mukapita ku banki, zitha kuchitika kuti ngongole zanu ndizosiyana kwambiri ndi zoyambirira.
Izi zimachitika pazifukwa zosiyanasiyana, mwachitsanzo, simunatsimikizire zomwe zidafotokozedwazo kapena kukula kwa malipiro aboma pazolembazo ndizochepera kuposa zomwe mumalandira. Pakhoza kukhala chifukwa china: mafunso ofunsirawo sanatchulidwe mokwanira ndipo samaganizira zanzeru zonse zomwe banki imagwiritsa ntchito poyesa omwe angabwereke ndalama.
Pitani ku banki
Njira yabwino kwambiri yowerengera ngongole ya ogula ndikuchezera nokha kunthambi ya banki. Chinthu chachikulu sichiyenera kuopa anthu omwe amamuyimira. Mlangizi, malinga ndi malingaliro apano, malamulo amkati mwa ngongole ndi zolipira pakadali pano, adzawerengera magawo aliwonse obwereketsa akamaliza kulemba fomuyo ndikupereka zikalata zonse.
Mutha kudziwa kukula kwa chiwongola dzanja ndi kulipira kokwanira pokhapokha mutavomereza pempholo. Mawerengedwe onse azikhala olondola komanso ofanana ndi momwe banki isayinire pangano la ngongole.
Kuti mulandire yankho kubanki, muyenera kudikirira kuyambira maola angapo mpaka masiku angapo, koma sipadzakhala zodabwitsa pamgwirizanowu. Mutha kukana ngongole musanasaine panganolo ngati simukukhutira ndi zomwe mukufuna. Ngati mwasaina ndikusankha kuthetsa mgwirizanowu, mufunika thandizo osati loya yekha, komanso woweruza.
Mutha kuwerengera nokha ndalama zowonongekera kwambiri pa ngongole ya ogula nokha, koma ndizovuta kuyerekezera zanzeru zonse zakubanki ndi zina zowonjezera, zomwe zatchulidwa ndizolemba zochepa pokhapokha pamgwirizano wa ngongole. Komabe, malinga ndi malamulo apano, wobwereketsa ngongole akuyenera kudziwitsa wobwerekayo asanapereke ngongole yokhudza ndalama zonse za ngongoleyo, koma amayesetsa kuchita izi mphindi yomaliza, pomwe zikuwoneka zosatheka kusiya ndalama zomwe zili m'manja mwake.