Kodi ndizotheka kuperekanso ngongole kwa munthu wina ndi chilolezo chake?
Masana abwino! Ndili ndimkhalidwe wotere: osati kale kwambiri, mlongo wanga adatenga ngongole kubanki imodzi. Koma posachedwa, mavuto azachuma asintha kwambiri. Tsopano sagwira ntchito ndipo amakhala pakhomo ndi mwana wawo. Amandipempha kuti ndimuthandize pakubweza ngongole. Sindikutsutsana. Kodi ndingathe kusamutsa ngongole yonse yotsalayo ndikulipira ngongole yake?Maxim, Yekaterinburg.
Mwa njira, mwawona kuti mtengo wa dola ndiwofunika kale motani? Yambani kupanga ndalama pamasiyana pamitengo yosinthira apa!
Moni! Kwa ambiri, zimachitika pamene wokondedwa kapena munthu wapamtima, ndipo nthawi zina mnzake wapamtima, amapempha thandizo lembetsaninso ngongole yanu ndikukhala amene angathandize kulipira ngongoleyi, pomwe nthawi yomweyo kukwaniritsa zofunikira zonse zomwe banki ikupereka.
Tiyeni tiyambe ndi nkhani yomwe inunso muyenera kuphunzira musanayambe kuchita izi, popeza kusadziwa malamulo kumatha kubweretsa mavuto (Luso. Ayi. 398 GKRF).
Mukaphunzira nkhaniyi, muyenera kuwonetsetsa chilolezo cha onse omwe atenga nawo mbali (kampani yachuma, wogula ndi wobwereketsa). Gawo lotsatira kwa inu liziwonetsetsa kuti zikalata zonse ndizolemba komanso zoyenera kuzikonzanso. Izi ndizofunikira.
Chotsatira, pamodzi ndi wobwereka, muyenera kudziwitsa bungwe la ngongole za chikhumbo chomwe mukufuna kusamutsa ngongole ya ngongole kwa munthu wina. Mukatha kulemba ntchito ku kampani yachuma polemba malinga ndi lamulo.
Mukamaliza njira zonsezi zovuta, muyenera kupereka zikalata ndi kutchula chifukwa chosankhira izi. Izi zitha kukhala: kuchotsedwa ntchito, matenda oopsa kuchokera kwa amene adatenga ngongole, kapena kugulitsa kunyumba, galimoto... Zifukwa zitha kukhala zosiyana, koma ziyenera kuperekedwa, apo ayi zovuta zina zitha kuchitika pochita izi.
Pali nthawi zina pamene wobwereketsayo adati "ayi". Kodi titani pamenepa? Palibe chifukwa chochitira mantha kapena kupanga malingaliro mopupuluma, nthawi zonse mumatha kupeza njira yothetsera vuto lililonse, chifukwa njira yomwe ili pamwambayi siyokhayo. Tikukulimbikitsani kuti muwerenge za komwe mungapeze ndalama ngati mabanki onse ndi ma microloans akana.
Njira yoyamba - kulandira ngongole kubungwe lina lazachuma. Ubwino waukulu ndi njirayi ndikuti aliyense amene ali mgululi adzapitilizabe "Kuphatikiza", njirayi ndi yosavuta. Werengani za momwe mungapezere ngongole popanda kukana mu imodzi mwazolemba zathu.
Njira yachiwiri. Ngati mamembala a "mgwirizano" ali ogwirizana, izi zithandizira kuti musatengere njira zovomerezeka komanso zochititsa manyazi, kukulolani kusiya zonse momwe ziliri, ndikukhulupirira mawu operekedwa ndi gulu lina ndikudikirira mwezi uliwonse kuti azilipira ngongole iyi ...
Koma pali kuthekera kwakuti popanda zikalata zoyenera, palibe amene angatsimikizire kuti akuyenera kubweza ngongoleyo, popeza mgwirizanowu udzalembedwa pakamwa komanso chifukwa chodalirana. Koma mutha kupanga mgwirizano wolemba kuti wachitatu amadzipereka kubweza ngongole mwezi uliwonse, atazitsimikizira ndi notary.
Njira yachitatu. Kulembetsanso ngongole ya munthu wina kudzera mwa notary.
Zolemba ndi ziti zofunika izi:
- Pasipoti;
- Satifiketi ya fomu yaku Bank kapena satifiketi ya 2-NDFL;
- Buku lantchito kapena kopi yake;
- Zolemba zina zilizonse zosonyeza kuti ndi nzika;
- Umboni woti wogula (wobwereka) ali ndi katundu kapena galimoto.
Koma mukuyenerabe kulumikizana ndi wogulitsa ngongole, chifukwa azitha kupereka mndandanda wazolemba molondola ndikulangizani zomwe mungachite m'malo mwanu.
Ndizo zonse kwa ife. Maganizo a Life Life akuyembekeza kuti athe kuyankha funso lanu. Mpaka nthawi yotsatira pamasamba a magazini yathu yapaintaneti!