Piramidi yachuma - ndi chiyani tanthauzo ndi tanthauzo + mitundu yayikulu ndi zizindikilo za mapiramidi azachuma

Moni, owerenga okondedwa a Magazini azachuma a Ideas for Life! Lero tikukuwuzani chomwe piramidi yazachuma ili, zomwe zikuwonetsa mapiramidi azachuma komanso momwe mungawazindikirire kumayambiriro.

Mwa njira, mwawona kuti mtengo wa dola ndiwofunika kale motani? Yambani kupanga ndalama pamasiyana pamitengo yosinthira apa!

Chifukwa chake, kuchokera pankhaniyi muphunzira:

• Kodi chiwembu cha piramidi ndi chiyani ndipo chimagwira bwanji;
• Mbiri ya mapiramidi;
• Ndi mitundu yanji ya mapiramidi azachuma omwe alipo komanso momwe mungawazindikirire kumayambiriro;
• Kodi kutsatsa kwapaintaneti kumasiyana bwanji ndi chiwembu cha piramidi;
• ndi zina zambiri zothandiza.

Nkhaniyi idzakhala yothandiza kwa aliyense amene ali ndi chidwi ndi zachuma, komanso omwe safuna kutaya ndalama pazochitika zoterezi. Osataya nthawi yanu! Werengani nkhaniyi pompano.

Za mapiramidi azachuma, chomwe iwo ali, ndi mitundu yanji, cholinga chopanga mapiramidi - werengani

1. Kodi piramidi yachuma ndi chiyani - tanthauzo ndi tanthauzo la tanthauzo la 📑

Piramidi yachuma (kuchokera pakuwona kwachuma) - izi ndizo Ndondomeko yomwe idapangidwa kuti ipange ndalama pokopa mamembala atsopano.

Mwanjira ina, iwo omwe adalowa mu piramidi amapereka ndalama kwa iwo omwe adalowa kale.

Palinso ziwembu zina pomwe ndalama zonse zimakhazikika mwa munthu m'modzi yekha, yemwe ndi amene amakonza piramidi.

Ku Russia, pakutchulidwa piramidi lazachuma, nthawi zambiri amabwera m'maganizo Mmm, yomwe idalimbikitsidwa mwachangu kumayambiriro kwa zaka za m'ma 90ies. Piramidiyo itagwa, anthu masauzande ambiri adavutika.

Mapiramidi ambiri amabisala kuseri kwa chigoba pazomwe amachita ndalama, ndi zachifundo ndalama, makampaniKupanga zinthu zabodza kumapereka mwayi kwa osunga ndalama kuti atenga ndalama mosadziwika bwino.

Pali mtundu wina wa piramidi yazachuma... Zikuwoneka nthawi zina komanso chifukwa chakuchita bizinesi yanthawi zonse. Izi zimachitika ngati wolinganiza ntchitoyi wawerengera molakwika phindu lake. Zotsatira zake, m'malo mwa phindu, zotayika zimapezeka, palibe cholipira ndi omwe amabweza ngongole komanso omwe amagulitsa ndalama.

Kuti bizinezi iyende bwino, komanso kwa omwe mwini wake ali ndi ngongole ya ndalama, osasuma, amatenga ngongole zatsopano. Ndalama zolandilidwa zimagwiritsidwa ntchito kulipira ngongole zomwe zidaganiziridwa kale. Sizolondola konse kuwona chiwembu ngati chinyengo; m'malo mwake, chimangonena za bizinesi yosaloledwa.

Nthawi zambiri zachinyengo kuphimba piramidi pochita bizinesi. Poterepa, pakhoza kukhala kulipira kwakung'ono, koma nthawi zonse kumakhala kochepera kuposa zopereka zazikulu ku piramidi palokha. Zambiri zopeka zimachokera kuzopereka kwa omwe amagulitsa ndalama.

2. Mbiri yakukula kwa mapiramidi azachuma 📚

Mawu oti "mapiramidi azachuma" njira zachinyengo zidayamba kutchedwa ku England mzaka za makumi asanu ndi awiri. Komabe, adawonekera kale kwambiri. Piramidi yoyamba (Organisation of the Indies Joint Stock Company) idapangidwa ndi John Law. kukweza ndalama zachitukuko cha Mississippi.

Kwa nthawi yoyamba mawonekedwe ofanana ndi amakono mapiramidi amtundu umodzi adapezeka mu 1919... Munthu waku America ndiye adayambitsa ntchitoyi Charles Ponzi... Ndizo dzina lake kuti machitidwe oterewa amatchedwa lero.

Zachinyengozi zinali zomangirizidwa pamaphoni, omwe, mwanjira ina, sanali kugulitsa ndalama. Chinthu chokha chomwe akanakhoza kuchita nawo anali kusinthana... Komabe, omwe adatenga nawo gawo poyambirira piramidi adalandira ndalama, mwachilengedwe, chifukwa chakuchuluka kwa osunga ndalama atsopano.

Mkulu Fadeev

Katswiri pa zachuma ndi zachuma.

Mu Russia, pachimake pa ntchito mapiramidi anagwa pa nthawi ya kusintha kwa chuma msika. Apa ndiye kuti chisokonezo chachikulu ndi ntchito ya MMM chinagunda.

Masiku ano, njira zama piramidi ndizoletsedwa m'maiko ambiri. Ku United Arab Emirates, komanso ku China, pakupanga piramidi yachuma itha kuperekedwa chilango cha imfa... Ku Russia, izi zimachitika chifukwa cha milandu.

Werengani komanso nkhani "Mbiri yakomwe ndalama zimayambira".

Zifukwa zazikulu zopangira mapiramidi azachuma

Zifukwa za 3.7 zakubwera kwa mapiramidi azachuma 📎

Mapiramidi azachuma amayamba kupanga panthawi yoyenera ndale ndipo zachuma mkhalidwe.

Zofunikira kwambiri pakukhazikitsa njira zachinyengo ngati izi ndi izi:

1. kutsika pang'ono;
2. boma liyenera kugwilitsa ntchito mfundo zamsika wamsika;
3. payenera kukhala kuyendetsedwa kwaulere kwachitetezo m'dziko;
4. malamulo okhudza kukhazikitsa ndi kuyendetsa nyumba zotere samakonzedwa bwino, palibe zofananira;
5. kuwonjezeka kwa ndalama zomwe anthu ambiri ali nazo;
6. nzika zili ndi ndalama zaulere zomwe ali okonzeka kuziyika m'mabungwe osiyanasiyana azachuma;
7. kuchuluka kotsika kwa kuwerenga kwa anthu, komanso kuthandizira posazindikira zambiri.

Zonsezi zofunikira zikukakamiza anthu ogwira ntchito kuti apange mapiramidi omwe amaphwanya malamulo adzikolo.

4. Zolinga zopanga mapiramidi azachuma 📑

Ma piramidi azachuma amapangidwa ndi cholinga cholemeretsa omwe amawakonzekeretsa ndipo izi zimachitika chifukwa chakuchuluka kwa osunga ndalama atsopano. Nthawi zina omwe adalowa chiwembucho kumayambiliro a piramidi, kenako nkuchotsa ndalama zawo munthawi yake, amalandiranso phindu.

Zopereka (zopereka) ku piramidi lazachuma osayika konse kulikonse... Amatumizidwa kukapereka malipiro kumagulu apamwamba a ophunzira.

Mwanjira ina, iwo omwe alowa kale mu piramidi amalandira ndalama zawo pokopa mamembala atsopano ndi atsopano. Chifukwa chake, ndizopindulitsa kwa onse omwe akuthandizira kukopa anthu ambiri momwe angathere kuti adzafike. Pakadali pano pomwe amalandila phindu lililonse.

Chifukwa chake, ma piramidi akudziwika mwachangu kwambiri ndipo amagawidwa kwambiri.

Nthawi zina, pofuna kubisa piramidi yazachuma, pamapangidwa chinthu china. Komabe, izi sizisintha tanthauzo la chiwembucho. Chogulitsacho sichikhala ndi phindu lililonse, chimapangidwa kokha chifukwa cha zopereka za omwe atenga nawo mbali piramidiyo.

Ngakhale kuti ndalama zomwe zikubwera zimagawidwa molingana ndi njira zosiyanasiyana, mfundo yayikulu ya piramidi iliyonse ndiyo kukopa kwa omwe akutenga nawo mbali momwe angathere.

Posakhalitsa, kuchuluka kwa ogulitsa ndalama zatsopano kumauma ndipo pakadali pano palibe chomwe angalipire omwe atenga nawo piramidiyo. Zotsatira zake nthawi zonse zimakhala zofanana - piramidi ikugwa.

Polowa mu piramidi, ophunzira akuyenera kudziwa kuti sikuti aliyense adzabwezanso ndalama zawo (osanenapo chilichonse). Omwe adzakhala omaliza kulowa mu piramidi ataya ndalama zawo zonse.

Nthawi zambiri, eni masheya achinyengo, akawona kuti kuchuluka kwa osungitsa ndalama kwatsika, kuimitsa zolipira. Pambuyo pake, amatenga mwakachetechete zotsalira za ndalamazo ndikuzimasulira kwina.

Emil Askerov

Katswiri wophunzira za ndalama, katswiri komanso katswiri.

Funsani funso

Ichi ndichifukwa chake simuyenera kuyembekezera kuti mudzapeza chuma popanga ndalama zokayikitsa. Zimakhala zovuta kudziwa kuti piramidi yazachuma ndi nthawi yanji ndipo idzagwa liti. Ndiye kuti, chiopsezo chotaya ndalama zomwe zimayikidwa mu piramidi nthawi zonse zimakhala zazikulu kwambiri.

Ndikofunika kulingalira za ndalama zodalirika komanso zopindulitsa. Mwachitsanzo, mabizinesi amabizinesi angabweretse ndalama zochulukirapo kuposa zida zosadziwika komanso zoopsa.

Kodi chiwembu cha piramidi chimagwira bwanji - magawo akulu a chilengedwe

5. Mfundo ya piramidi lazachuma - magawo atatu a piramidi wakale 📝

Lingaliro la mapiramidi silingakhale lokwanira ngati simuphunzira momwe amagwirira ntchito. Njira yosavuta kumvetsetsa chiwembuchi ndikuyang'ana magawo akupezeka kwa piramidi pogwiritsa ntchito manambala.

Gawo 1. Pangani piramidi (gawo loyamba)

Wotsogolera amatsimikizira ophunzira 4 (anayi) kuti alowe nawo piramidi. Nthawi yomweyo amatenga kuchokera kwa iwo 100$ ngati ndalama zolowera ndikulonjeza kuti azilipira membala aliyense watsopano 25$.

Chuma cha omwe adakonza gawo loyamba chinali 100 x 4 = 400$

Mtengo ndi $ 0

Gawo 2. Kulengedwa kwa gawo lachiwiri la piramidi

Ophunzira nawo gawo loyamba amakopa 4 (anayi) osungitsa ndalama ku piramidi chimodzimodzi momwe adadzichitira okha. Kwa aliyense amene akopedwa, omwe akutenga gawo loyamba amalandila 25$.

Chuma chachiwiri: 4 x 4 x 100 = $ 1,600

Chuma chonse kuyambira pachilengedwe: 400 + 1,600 = 2 000$

Mtengo: 4 x 4 x 25 = $ 400

Phindu la okonza: 2,000 - 400 = 1,600 $

Gawo 3. Kulengedwa kwa gawo lachitatu

Onse omwe akutenga gawo lachitatu amalowetsa othandizira atsopano 4 mu piramidi (momwemonso ndi omwewo).

Chuma chachitatu: 16 x 4 x 100 = $ 6,400

Chuma chonse kuyambira pachilengedwe: 6,400 + 2,000 = 8 400$

Mtengo: 16 x 4 x 25 = $ 2,000

Phindu lokonzekera: 8,400 - 2,000 = $ 6,400

Ndondomeko yopezera ndalama iyi imatha kutenga nthawi yayitali kwambiri. Ndikopindulitsa kwa omwe akukonzekera kuti ambiri omwe atenga nawo mbali alowe mu piramidi, chifukwa phindu lawo limadalira izi.

Komabe, chiwembu chikukula mwachangu piramidiyo, chimathamanga kwambiri kugwa... Izi ndichifukwa choti chiwerengero cha omwe angakhale osungitsa ndalama nthawi zonse kumene.

Kukwera kwa ophunzira nawo atsopano, motero ndalama ziuma, omwe akukonza piramidiyo amatha ndi ndalama zomwe atolera pakadali pano.

Malipiro kwa osunga ndalama amasiya ndipo chifukwa chake, iwo omwe adalowa mu piramidi yomaliza satsala ndi kalikonse.

Komabe, m'magulu amakono, ziwembu zotere piramidi yazachuma ndizochepa. Chifukwa cha kutukuka kwa intaneti, njira zatsopano zachinyengo zimawonekera. Chifukwa chake, kuti musakhale ozunzidwa ndi achinyengo, muyenera kuphunzira mosamala zizindikilo za mapiramidi azachuma.

Zizindikiro zazikulu za piramidi lazachuma

Zolemba za 6.20 momwe mungatanthauzire piramidi yachuma 📊

Nthawi zambiri, omwe amabwera kumene kubizinesi azikhulupirira kuti akugulitsa ntchito zomwe zimasiyanitsidwa ndi chiyembekezo chachitukuko, kukhazikika komanso kubwerera kwakukulu. Komabe, kuwunikiridwa kwathunthu kwazachuma kumapezeka kuti akuyika ndalama zawo kukhala piramidi yachuma wamba.

Zotsatira zake, ambiri osunga ndalama amataya ndalama zawo mwachangu kwambiri... Pofuna kuti musakhale wovutikira komanso kuti musakumane ndi zoterezi, ndikofunikira kuphunzira momwe mungadziwire machenjerero achinyengo. Ndizosatheka kuchita izi osadziwa zazikuluzikulu zama piramidi azachuma.

Masiku ano, chifukwa chakukula kwapaintaneti, njira zamapiramidi ndizofala. Pa intaneti tsiku lililonse analengedwa ndipo kugwa chiwerengero chachikulu cha mapiramidi. Nthawi yomweyo pali mapiramidi otchedwa kuti offline omwe samalumikizidwa ndi intaneti.

Gawo la mapiramidi limapangidwa poyambitsanso ntchito zam'mbuyomu. Poterepa, chiwembuchi chikuwotcha, maakaunti asinthidwa, ndipo zimayambira. Nthawi zambiri pamakhala zochitika pomwe eni piramidi yomwe idagwa kale amapanga yatsopano, kungosintha dzina lake.

Opanga ambiri a mapiramidi amakono adachokera m'ndondomeko yotchuka ya MMM-2011. Ntchitoyi ili ndi mayina ambiri. Koma ndibwino kukumbukira kuti ODZIPEZA, ndi pa matric, ndipo njira zina zambiri zimakhala ndi zizindikilo za mapiramidi.

Tsiku lililonse, pamakalata, malo ochezera a pa intaneti, skype, anthu amapeza malingaliro angapo oti alowe nawo mapulani osiyanasiyana opindulitsa. Muthanso kukumana ndi mayitanidwe oti mutenge nawo gawo pa mapiramidi omwe amapezeka pamasamba omwe akupatsidwa ntchito, komanso mapulojekiti omwe adapangidwira kupanga ndalama paintaneti.

Tinalemba zakupanga ndalama pa intaneti popanda ndalama ndi chinyengo m'nkhani yathu yapita, pomwe tidangowona njira zodalirika komanso zotsimikizika zopangira ndalama pa intaneti.

Sitinganene kuti aliyense amene angalowe mu piramidi atayikiridwa ndi likulu lake, popeza iwo omwe alowa kale pantchitoyo kuposa ena amapeza ndalama zabwino.

koma osayiwala kuti kuchuluka kwa omwe amafika pa nambala yawo ndi ochepa kwambiri, chifukwa gawo la omwe adapeza phindu mu omwe akutenga nawo mbali ndi ochepa kwambiri. Chifukwa chake, kuti muzindikire pasadakhale ngati ntchito ndi piramidi yazachuma, ndikofunikira kudziwa mawonekedwe ake. Zidzakambidwa pansipa.

Mbali 1. Mulingo wapamwamba wa ndalama zolonjezedwa

Amalonda odziwa bwino amadziwa kuti ndalama zomwe zimayikidwa 25-35% Chaka chilichonse amatha kutchedwa kuti ndi owopsa. Ngati phindu lotero likulonjezedwa mwezi umodzi, pali zizindikiro zowoneka bwino za piramidi.

Chizindikiro 2. Momwe mumalandirira ndalama mukukopa mamembala atsopano

Chizindikirochi chikuwonetseratu kuti ntchitoyi ndi piramidi. Nthawi zina makampani amabisala kuti amachita ngati mapiramidi.

Komabe, musaiwale za tanthauzo la ziwembu izi: otenga nawo mbali atsopano amafunika kuti zopereka zawo zipite kwa omwe amatenga nawo mbali kale ndikuwonetsetsa kuti omwe akukonzekera apeza phindu.

Chizindikiro 3. Njira yolipirira ndalama ndi yosamveka bwino kapena yabwinobwino

Mwanjira ina, wamalonda walonjezedwa kubweza kwakukulu komwe kungapezeke pokwaniritsa zinthu zina. Kuphatikiza apo, zofunikira zonse zimakhala ndi mfundo zambiri.

Zachidziwikire kuti pazochitika zotere padzakhala chifukwa chosaperekera ndalamazo, kunena kuti chimodzi mwa mfundo zamgwirizanowu sichinakwaniritsidwe.

Mbali 4. Ndalama zotsimikizika

Palibe njira zomwe mungagwiritsire ntchito poyeserera zomwe zingatsimikizire ndalama za wochita ndalama. Chifukwa chake, ngati kutsatsa kumatsimikizira ndalama, ndipo ngakhale kukwera kwambiri, izi zitha kuwonetsa kupezeka kwa zikwangwani zamakampani pachitetezo.

Mbali 5. Ndalama zomwe zimaperekedwa kwa osunga zikomo kwa mamembala atsopano a kampaniyo

Izi zikutsatira kuchokera pa chiwembu cha piramidi. Popeza kulibe phindu lenileni, njira yokhayo yobwezera ndalamayo ndikukopa omwe angayambire ndalama zatsopano.

Mbali 6. Kukakamiza kupanga zopereka zapadera kapena kugula katundu wa kampani

Ngati, kuti mutenge nawo mbali pazogulitsa, kampaniyo imafunikira pafupipafupi sungani ndalama kapena kugula zinthu zomwe sizikusowa pamtengo wokwera, ndiye kuti bungwe sililandira phindu pazantchito zake. Imasungidwa pamwamba kokha chifukwa cha kulowerera kwa omwe akuchita nawo chiwembucho.

Chizindikiro 7. Malondawo amawoneka ngati achinyengo kapena amagulitsidwa pamtengo wokwera kwambiri

Izi zimakupatsani mwayi wodziwa ngati kampaniyo ndi pulogalamu ya piramidi kapena imagwira ntchito molingana ndi kutsatsa kwa netiweki. Pachifukwa chomalizachi, malonda enieni amagawidwa pamtengo weniweni.

Tidalemba mwatsatanetsatane za mfundo yakutsatsa kwapaintaneti komanso zomwe zili munkhani ina.

Piramidiyo imagulitsa china chake ngati mabulosi aku Cuba, omwe, atakololedwa, amatumizidwa ku Japan, komwe pomace amapangidwako, komwe kumayikidwa ku Italy. Zotsatira zake ndi chida chomwe chimakuthandizani kuti muchepetse kunenepa komanso mtengo wake 399$ pa magalamu 100.

Pochita izi, amagulitsa kulowetsedwa kwa zitsamba wamba. Zogulitsa zoterezi zikuwonetseratu kupezeka kwachinyengo.

Chizindikiro 8. Kulimbikitsabe kosalekeza

Opanga ma piramidi nthawi zonse amatsimikizira omwe amawagulitsa kuti ntchito ikufanana ndi ukapolo, munthu aliyense wokwanira amafuna kuti azilandira ndalama, kuti azitha kudziyimira pawokha pazachuma. Oyambitsa amavomerezakuti kampani yawo ikulolani kuti muchotse olemba anzawo ntchito, chifukwa izi ndikwanira kuti mugwire ntchito pagulu lochezera komanso kuti lipindule. Kodi ndalama zomwe mumapeza ndi zenizeni komanso momwe mungapangire izi, mutha kuwerenga m'nkhani yathu.

Izi zimalimbikitsa kwambiri omwe ali ndi mavuto azachuma. Powona zopempha njira yabwino yopezera ndalama, anthu amabweretsa ndalama zawo kukampani.

Mwachizolowezi, pangani ndalama pamapiramidi alephera pafupifupi aliyense.Ndalama zitha kulandiridwa ndi opanga, komanso malo omwe amakhala, omwe nthawi zambiri amakhala m'magulu apamwamba a chiwembucho. Ndipo amangogwira ntchito ngati sadzaweruzidwa.

Mbali 9. Kutsatsa komwe kulibe zambiri

Kutsatsa uku kukuyitanitsa kuti agwirizane ndi ntchito yapadera, yopindulitsa kwambiri, komanso yatsopano. Nthawi yomweyo, palibe chisonyezero chosonyeza kuti ndi uti.

Chizindikiro 10. Mayitanidwe othamangitsa ndalama

Zolemba izi zikusonyeza kuti ndi okhawo oyambitsa ndalama okha omwe azipeza ndalama zenizeni.

Musanagwiritse ntchito ndalama zanu, muyenera kusanthula mosamala tsatanetsatane wa ndalama zonse ndipo simukuthamangira kukagula ndalama. Timalimbikitsanso kuwerenga zolemba zathu - "Komwe mungasungire ndalama kuti mulandire ndalama pamwezi", zomwe zimakambirana njira zazikulu komanso zotsimikizika zachuma.

Chizindikiro 11. Kukuyitanirani kuchitapo kanthu tsopano

Chizindikiro ichi ndi chofanana kwambiri ndi yapita. Malingaliro oti agwirizane ndi ntchitoyi Lero, mu sabata ndipo zina zotere zimalimbikitsidwa ndi kupsinjika kwamaganizidwe. Amapanikiza chikumbumtima, ndikumanena kuti posachedwa zomwe akufuna ziyambe kutha. Ndi bwino kukhala kutali ndi mawu ngati amenewa.

Chizindikiro 12. Zambiri zimangopezeka pamavidiyo

Nthawi zambiri amasiyana mauthenga a kanema, ulaliki, zolemba pamisonkhano ndipo maseminakuwonetsa anthu ambiri omwe akutenga nawo mbali komanso kugawa ndalama, ndi chizindikiro chodziwika bwino cha mapiramidi... Kwa nthawi yoyamba njira zotere zokopa osunga ndalama mdziko lathu zinagwiritsidwa ntchito ndi Sergey Mavrodi.

Tiyenera kukumbukira kuti makampani ogulitsa zenizeni amagwiritsa ntchito zida zambiri zodzifotokozera za iwo komanso kukopa makasitomala.

Mbali 13. Kusadziwika

Zambiri zokhudza omwe amapanga ntchitoyi sizilengezedwa kulikonse, sizikupezeka, ndizosatheka kudziwa yemwe adapanga ndikuyang'anira ntchitoyi.

Nthawi zina mapiramidi amatanthauza kuti chidziwitsochi ndichinsinsi chamalonda.

Chizindikiro 14. Kuti mudziwe zambiri za ntchitoyi, muyenera kupita kumsonkhano kapena msonkhano

Othandizira amakopeka ndi zochitika zosiyanasiyana. Nthawi zina njirayi yokopa imagwiritsidwanso ntchito ndi makampani otsatsa ma netiweki komanso osinthitsa ndalama.

Komabe, kuphatikiza ndi zizindikilo zina kuchokera pamndandandandawo, zochita zoterezi zikuwonetsa kupanga kwa piramidi. Kuphatikiza apo, pankhani yamapiramidi, omwe akutenga nawo gawo pamsonkhanowu amalimbikitsidwa kuti agwiritse ntchito ndalama pogwiritsa ntchito njira zosiyanasiyana zamaganizidwe.

Chizindikiro cha 15. Chizindikiro mu mgwirizano kuti kampaniyo ilibe udindo wobweza ndalama zomwe adayikamo

Opanga mapiramidi nthawi zambiri amakhala odziwa bwino malamulo. Chifukwa chake, pokhala ndi inshuwaransi motsutsana ndi milandu ingapo, ali mgwirizanowu patula ziganizo zokhudzana ndi zomwe kampani imayenera kuchita kwa omwe amasunga ndalamakomanso zimatsimikizira kubwezera ndalama.

Nthawi zambiri mukamapereka ndalama m'mapiramidi, ndalama zimapangidwa ngati zopereka kapena zopereka zodzifunira. Nthawi yomweyo, osunga ndalama amaphunzitsidwa kuti ndizosatheka kupanga ndalama mwanjira ina, ndipo zifukwa zosiyanasiyana zamalamulo zimaperekedwa. Komabe, zizoloŵezi zoterezi ziyenera kuchenjeza osunga ndalama, chifukwa zikuwonetseratu ndalama za piramidi.

Mbali 16. Kampaniyo imalembetsedwa kunja, nthawi zambiri kumayiko ena

Sizachilendo kukakumana ndi zotsatsa zomwe zingagulitsidwe makampani akunja opindulitsa. Kulembetsa patali ndi Russia kumatha kuwonetsa piramidi, chifukwa kungakhale kovuta kuti kampani (bungwe) liweruzidwe.

Mbali 17. Kampaniyo palibe

Poterepa, bungwe lovomerezeka silinalembetsedwe konse. Chiwerengero china cha anthu wamba (achilengedwe) amasinthana ndalama.

Zowona, m'malingaliro ngati awa, eni ake ntchitoyi samayesa kubisa kuti apanga piramidi yachuma wamba.

Katundu 18. Palibe ziphaso zochitira zochitika zandalama

Ku Russia, okhawo makampani omwe alandila ziphaso zakuchita izi ndiomwe angakope ndalama kwa anthu. Kusapezeka kwake kukuwonetsa kusakhulupirika kwa ntchitoyi.

Chizindikiro 19. Wogulitsa sakuchenjezedwa za zoopsa

Njira iliyonse yopezera ndalama imakhala limodzi ndi zoopsa. Makampani akuyenera kuchenjeza osunga ndalama za izi. Chifukwa chake, ngati chenjezo langozi kulibe kapena ngakhale wogulitsa malonjezano walonjezedwa kuti adzaika ndalama zopanda chiwopsezo, zili bwino kunena kuti iyi ndi piramidi yachuma.

Mbali 20. Kuletsa kufotokozera zinsinsi

Wogulitsa ndalama akafunsidwa kuti asaine mgwirizano woti asaulule zinsinsi zamalonda zokhudzana ndi zopereka zomwe zachitika ndi momwe ndalama zayikidwira, mwina piramidi ikuchitika. Makampani owona mtima sangathe kubisa izi.

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Pali zizindikilo zingapo za mapiramidi azachuma, koma sikoyenera kuti azipezeka mwakamodzi. Koma kupezeka kwa chizindikiro chilichonse sikutanthauza kuti kampaniyo ndi piramidi. Chinthu chachikulu ndikuti kuwonetseredwa kwa zizindikilozi kuyenera kuchenjeza osunga ndalama.

Ndikofunikanso kudziwa kuti mapiramidi ambiri amakono amadzibisa okha ngati mabungwe otsatirawa:

• Makampani ogulitsa;
• makampani azachuma;
• mabungwe omwe ntchito zawo ndizokhudzana ndi kutsatsa kwapaintaneti;
• amalonda.

Ndikofunikira kwa wochita bizinesi woyamba kuphunzira momwe angadziwire ngati polojekiti ndi piramidi yachuma.

7. Mitundu ya mapiramidi azandalama (gawo limodzi, mulingo wosiyanasiyana, matrix) 📄

Ndondomeko zonse zachinyengo zopangidwa ndi mapiramidi, kutengera kapangidwe ka kapangidwe kake, atha kukhala ogawidwa m'magulu atatu (atatu)... Opanga ena amati adakwanitsa kupanga pulogalamu yatsopano. Komabe, pofufuza mosamalitsa, iliyonse ya iwo ingatchulidwe ndi amodzi mwa magulu omwe afotokozedwa pansipa.

1 mtundu wa mapiramidi azachuma - gawo limodzi

7.1. Mapiramidi achibale kapena Ponzi scheme

Mtundu uwu wa piramidi umadziwika kuti ndiosavuta kwambiri motero ndi wofala kwambiri. Dzinalo la Ponzi scheme limachokera ku dzina la munthu wachinyengo waku Italiya yemwe kwa nthawi yoyamba adakwanitsa kunyenga anthu mwa njira iyi.

Poterepa, wokonza piramidi amakopa ophunzira nawo, ndikuwatsimikizira phindu lalikulu mwachangu. Poterepa, ndikokwanira kupereka; sikofunikira kukopa ophunzira atsopano.

Okhazikitsa oyamba amalipidwa ndi mwini chiwembucho kuchokera ku ndalama zawo. Kutchuka kwa piramidi kukayamba kukula, ndalama zaopanga ndalama zatsopano zimapita kukapereka mphoto kwa akale. Zotsatira zake, ulemerero wa ntchitoyi monga kubweretsa ndalama zenizeni kukula mosalephera... Zotsatira zake, chiwerengero cha omwe akutenga nawo mbali chikuwonjezeka. Othandizira ambiri amapereka zowonjezera.

Andrey Vernov

Katswiri wazachuma komanso ndalama.

Mapiramidi otere nthawi zambiri amadziyesa okha ngati ndalama zothandiza kapena ndalama zothandizirana, komanso kuthandizana. Mwachilengedwe, ichi ndi chivundikiro chokha, kwenikweni palibe zochitika zomwe zikuchitika.

Zosalephereka, pakupanga piramidi yachuma, pakubwera nthawi yomwe zikakamizo kwa anthu ambiri omwe akutenga nawo mbali zikuchulukirachulukira, ndikulowa nawo m'ndondomeko ya osunga ndalama kumachepa. Pakadali pano, mwiniwake wa ntchitoyi amaliza ntchitoyi ndikuzimiririka ndi ndalama zomwe adapeza.

Kutalika kwa piramidi yotere kumadziwika ndi kutchuka kwake. Nthawi zambiri zimakhala kuyambira miyezi 4 mpaka 24... Pambuyo pa kugwa kwa piramidi, phindu limatsalira osapitirira 20% onse opereka chithandizo.

Pali zitsanzo zingapo za mapiramidi a Ponzi:

• MMM, yopangidwa ndi Sergei Mavrodi;
• Ntchito Yothandizira Ndalama za Edzi ya Tannenbaum;
• piramidi ya iPhone;
• ndi ena.

7.2. Mapiramidi azachuma a Multilevel

Mtundu wachiwiri wamapiramidi azachuma - multilevel

Chiwembu chomanga piramidi ngati iyi chimafanana ndi kapangidwe ka makampani otsatsa maukonde. Mapiramidi otere nthawi zambiri amakhala okutidwa ndi malonda kapena ndalama zopindulitsa kwambiri.

Komabe, ngakhale malonda atapezeka, ndiabwino ndipo sioyenera mtengo wake. Zogulitsa zoterezi zimapangidwa kuti zisokoneze chidwi cha omwe amasunga ndalama, pomwe nyumba zotere nthawi zambiri zimalonjeza ndalama zambiri 100% pachaka ndikufikira 450-500%.

Yemwe akutenga nawo gawo pulojekitiyi ayenera kulipira ndalama zolowera. Ndalama zomwe zimapezeka motere kugawidwa pakati pa omwe atenga nawo mbali, yomwe ili pamilingo yayikulu - omwe adayitanitsa wobwera kumeneyu ndi angapo pamwambapa.

Yakovleva Galina

Katswiri wa zachuma.

Funsani funso

Kuphatikiza apo, wophunzira watsopanoyo ayenera kukopa zatsopano zingapo kuti zizipangidwe. Nthawi zambiri, amafunika kuti abweretse kuchokera kwa 2 (awiri) mpaka 5 (asanu) osungitsa ndalama. Kuti achite izi, kaya mwachindunji kapena mobisa, amauzidwa kuti ntchitoyi ikufuna otenga nawo mbali, ndipo pokhapokha ngati atakopeka, wogulitsa ndalama ayamba kulandira ndalama, kubweza pang'onopang'ono ndalama zomwe agulitsa ndikupanga phindu.

Zikupezeka kuti, monga ponzi chiwembu, ndalama zimagawidwanso pakati pa osungitsa ndalama. Chiwerengero cha milingo chikuchulukirachulukira, pomwe kuchuluka kwa omwe akutenga nawo mbali kukuwonjezeka kwambiri.

Pafupifupi magawo 10-15, kuchuluka kwa osunga ndalama kumatha kukhala kofanana ndi kuchuluka kwa boma lonse.

Posakhalitsa nthawi ina idzafika pomwe sipadzakhala wina wokopa zina. Inali nthawi imeneyi pomwe wokonzekera adachepetsa ntchitoyi ndikusowa ndi ndalama zonse zomwe adasonkhanitsa. Zotsatira zake pafupifupi 90% osunga ndalama amataya zonse zomwe adasunga.

Ndondomeko zama piramidi za Multilevel sizikhala motalika. Nthawi zambiri, kugwa kwawo kumachitika pasanathe miyezi sikisi kuchokera tsiku lomwe adalenga. Kutalikitsa moyo wa piramidi, okonzawo amasintha dzina, malo, kapena kupita pa intaneti.

Makhalidwe otchuka kwambiri amtunduwu ndi awa:

• Kulankhula Kusakanikirana;
• MMM 2011 ndi 2012;
• Binar.

7.3. Mapiramidi azachuma amtundu wamatrix

Mapiramidi oterewa amaimira zovuta zamagulu osiyanasiyana... Chogulitsa chenicheni chimapezeka pano, mwachitsanzo, zitsulo zamtengo wapatali, tiyi wowonda kapena mapulogalamu olipira yophunzitsira amalonda oyambira.

3 mtundu wa mapiramidi azachuma - mapulojekiti a matrix

Ngakhale kuti makampani oterewa ndi mapiramidi, ambiri amakhulupirira kuti uwu ndi mtundu watsopano wazachuma.

Chiwembu chantchito yamakampani ngati awa ndi awa:

1. Mukalowa nawo ntchitoyi, wophunzirayo amalipira ndalama zoyambirira. Pambuyo pake, amadikirira kuti mulingo wonse udzazidwe.
2. Gawo lotsikalo likadzaza, masanjidwewo adzagawika awiri ofanana, ndipo omwe akutenga nawo mbali adzakwera gawo limodzi.
3. Tsopano ophunzira ena akuyenera kulembedwa kuti akwaniritse gawo lotsika.
4. Umu ndi momwe magawano amakulidwe am'maphunziro amachitikira pang'onopang'ono, ndipo wophunzirayo pang'onopang'ono adzakwera.
5. Wophunzirayo akangofika msinkhu woyamba mu matrix ake, adzalandira mphotho. Itha kukhala ndalama kapena chinthu china, monga golide. Chogulitsacho, ngati chikufunidwa, chitha kugulitsidwa ku kampani yomweyo.

Aleksenko SERGEY Nikolaevich

Wogulitsa ndalama yemwe amapanga bizinesi yake pa intaneti ndipo ndi mphunzitsi waluso wazachuma.

Funsani funso

M'malo mwake, zimachitika kuti popanga piramidi ya matrix, omwe akutenga nawo gawo lotsika amaponyedwa kukagula mphatso kwa omwe akutenga nawo gawo loyamba. Wophunzira aliyense wotsika pang'onopang'ono amasunthira mmwamba. Kuti ichitike mwachangu, zitha kuthandiza kukopa osunga ndalama atsopano.

Ndikofunika kumvetsetsakuti pamikhalidwe yama piramidi amtundu wa masanjidwe amawonetsedwa mosabisa momwe angapezere mphothoyo. Nthawi zambiri zimasonyezedwa pano kuti pa izi ndikofunikira kudikirira mpaka matrix atadzazidwa. Nthawi yomweyo, sizikudziwika kuti izi zichitika liti komanso ngati zichitike konse.

Komabe, mapiramidi a matrix amatenga nthawi yayitali kuposa ena. Koma musayembekezere: kugwa kudzawagwera.

Kuti timalize gawoli, tiyeni tifananize mitundu itatu (3) yama piramidi. Kuti mukhale kosavuta, zotsatira zakufananizira zimaperekedwa patebulo.

Mbali poyerekeza	Piramidi imodzi	Piramidi ya Multilevel	Piramidi ya Matrix
Kapangidwe	Pakatikati pali mwiniwake wa ntchitoyi. Madipoziti amabwera kwa iye mpaka mphindi, ndiye amene amagawa mphothozo.	Ophunzira angapo. Wopanga piramidiyu amangolumikizana ndi gawo loyamba, koma amayang'anira zochitika za piramidi lonse.	Pakatikati mwa ophunzira ndi ochepa omwe akutenga nawo mbali. Amakhudzidwa ndi zatsopano, pomwe amabweretsa ndalama zatsopano.
Gwero la phindu pamaphunziro	Investment komanso ntchito zachifundo.	Ndalama zolowera zokha za mamembala atsopano. Kapangidwe ka piramidi kumatha kuphimbidwa ndi kugulitsa zinthu zosiyanasiyana.	Zopereka kuchokera kwa omwe akubwera omwe akuthandizira okha. Pofuna kuwonetsa, njira zovuta zogulitsa malonda zimagwiritsidwa ntchito.
Kuvomerezeka	Zimatengera kokha kukopa kwa wokonzekera.	Kugwa kumabwera mwachangu kwambiri, pomwe piramidi imakula mwachangu.	Itha kukhala yayitali, chifukwa nthawi yeniyeni yodzaza matrices siyikudziwika.

Monga mukuwonera patebulo, ma piramidi amagwa. Chifukwa chake, tikukulimbikitsani kuti musamalire ndalama zanu ndikusankha zodalirika kwambiri. Mwachitsanzo, ndibwino kusankha masheya aganyu m'malo mochita nawo ma HYIP kapena ntchito zina zokayikitsa.

8. Kodi mapiramidi azachuma komanso makampani otsatsa maukonde amasiyana bwanji?

Ambiri amakhulupirira zimenezo kutsatsa kwapaintaneti ndipo mapiramidi azachuma — chodabwitsa chomwecho... Izi ndichifukwa choti poyerekeza mwachidule, malingaliro awiriwa ali ndi mawonekedwe ofanana. Komabe, ndikofunikira kuti osunga ndalama aphunzire kusiyanitsa pakati pawo.

Kutsatsa Kwapaintaneti Ndi Njira Yovomerezeka kupititsa patsogolo katundu kuchokera kwa opanga kupita kwa ogula, motero kuthetseratu apakatikati angapo. M'makonzedwe amenewa, ndalama za aliyense amene akutenga nawo mbali zimaphatikizidwa kutengera kuchuluka kwa katundu yemwe ma ward ake azigulitsa.

Zikupezeka kuti ngati onse omwe akuchita nawo chiwembuchi sagula kapena kugulitsa chilichonse, koma amangolembetsa, salandila ndalama. Nthawi yomweyo, kulembetsa m'makampani ogulitsa maukonde ndi kwaulere, kapena ndalama zolowera ndizochepa kwambiri - mpaka ma ruble 500 (mazana asanu).

Mavuto nthawi zambiri amayamba pomwe piramidi imayesera kudzisintha ngati kutsatsa kwapa netiweki. Kuti mudziwe kuti ndi kampani yamtundu wanji, ndikofunikira kuyang'ana zizindikilo zama piramidi azachuma, omwe tafotokoza pamwambapa.

Mitundu yama piramidi azachuma pa intaneti - zikwama zamatsenga ndi ma HYIP

9. Mapiramidi azandalama pa intaneti (pa intaneti) - HYIPs ndi wallet 💸💻

Kukula kwa intaneti kumapangitsa kukhala kosavuta kwambiri pangani ndipo pangani njira za piramidi... Izi zimakuthandizani kuti muwonjezere kufalikira kwa omwe angatenge ndalama. Nthawi yomweyo, kwambiri kuchepa ndalama zotsatsa.

Kukula kwa piramidi kumathandizidwa ndi zovuta zakutsata kusuntha kwa ndalama kudzera munjira zolipirira zamagetsi.

Masamba samalembetsedwa kawirikawiri ndi anthu enieni, kapena zambiri za eni ake sizobisika. Mukamapanga ma piramidi pa intaneti, zimakhala zovuta kuti mupeze wonyenga akagwa kuti adzaweruze.

Piramidi yayikulu kwambiri yazachuma pamaneti – Kugulitsa Masheya... Wokonza zake ndi wodziwika bwino Sergei Mavrodi. Zimayimira njuga inayake. Malinga ndi malingaliro a masewerawa, magawo amakampani omwe kulibe adagulitsidwa.

Zinthu zinali zofanana ndi kugulitsa masheya: mtengo wogawana udasunthira m'munsi komanso pansi. Piramidi idakhalako zaka 2 (ziwiri). Itagwa, anthu ambiri anavutika: malinga ndi kuyerekezera kosiyanasiyana, kuyambira 300 (mazana atatu) zikwi mpaka anthu mamiliyoni angapo.

Ntchito zina zazikulu kwambiri kuchokera ku Mavrodi – mapiramidi MMM-2011 ndipo 2012... Pofuna kulengedwa, "Mavro" adapangidwa, yomwe ndi ndalama zenizeni.

Polemba koyambirira idagulidwa ndikugulitsidwa kudzera mwa mamembala otsogola.

M'chiwiri - midzi idachitidwa mwachindunji pakati pa omwe adatenga nawo piramidi, cholinga cha ntchitoyi chidachepetsedwa kukhala thumba lothandizirana. Mwachilengedwe, kuchuluka kwa omwe amatenga nawo mbali komanso zopereka ndalama sizinaphule kanthu. Iwo anayamba kuba ndalama ku mapiramidi, mapiramidi anayamba kutseka.

Mavrodi adayesa kuyambiranso ntchitoyi kangapo. Komabe, kudalirika kwa Mlengi kwatsika kwambiri, chifukwa chake kukula kwa mapiramidi kwakhala kocheperako.

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Mapiramidi apaintaneti ndiosiyanasiyana ndipo otchuka kwambiri pakati pawo ndi magulu awiri (awiri): zamatsenga, ndi ma wallet amatsenga... Tiyeni tiyesere kumvetsetsa mawonekedwe amitundu iliyonse.

9.1. HYIPs (mtundu wa piramidi lazachuma)

HYIP kapena mwanjira ina mapulojekiti a HYIP ndi ntchito zachuma zomwe zimalonjeza kubwezeredwa kwakukulu. HYIPs amamangidwa pamiyeso ya piramidi yachuma.

Ntchito ngati izi zimaphimbidwa ndi ndalama mu zotetezedwa, ndalama zothandizananthawi zina amadzinenera kuti akuchita kudalira trust... Nthawi zina, okonza bungwe la HYIP samafotokoza chilichonse chokhudza mtundu wa zochitika zomwe akuchita.

Ena ogwiritsa ntchito intaneti ali ndi lingaliro loti kuyika ndalama mu HYIPs kumatha kupanga ndalama, chinthu chachikulu ndikupanga ndalamazo moyenera. Komanso, pali zofalitsa pa intaneti, momwe omwe akuchita nawo mapulojekitiwa amafotokoza mwatsatanetsatane njira zoyenera zopezera ndalama mu HYIPs. Amakuwuzani momwe mungasungire ndalama mwanjira yoti mutulutse ntchitoyo munthawi yake (kusanachitike kukomoka) ndikupeza phindu lalikulu.

Koma musaiwalekuti mapulogalamu oterewa adakonzedwa molingana ndi mapiramidi wamba. Amapewa magawo onse amakulidwe obadwira m'mapiramidi. Chifukwa chake, posachedwa, HYIP imachita ngozi mosalephera.

M'mapiramidi pali mayendedwe azandalama kuchokera kwa omwe akutenga nawo mbali kupita kwa wina, chifukwa chake, mwina wina azitha kupanga ndalama pa HYIPs. Komabe, azichita izi atapatula zopereka kuchokera kwa omwe angopereka kumene. Kuphatikiza apo, kuchuluka kwa omwe ali ndi mwayi ndiotsika kwambiri. Lang'anani zopereka zambiri zimathera m'matumba a omwe akukonzekera piramidi.

A HYIP ali ngati makampani enieni komanso zida zandalama. Mwachitsanzo, pali ndalama zogulira ndalama pa intaneti, zomwe ndi imodzi mwanjira zambiri zopezera ndalama. Makampaniwa amachita nawo ndalama zenizeni pazachuma komanso ndalama zambiri. Monga ma HYIP, ndalama zotere pa intaneti zili pachiwopsezo chachikulu.

Zikupezeka kuti mitundu iwiri yamakampaniyi ndiyofanana ndipo ndikofunikira kuti osunga ndalama azitha kusiyanitsa pakati pawo. Pali zizindikilo zingapo zomwe zimafanana ndi mapulojekiti a HYIP, koma osati ndalama zapabizinesi.

Ena mwa iwo ndi awa:

• zinthu zachuma zimapangidwa kapena sizigwirizana ndi zenizeni;
• malowa ndi okongola kwambiri;
• chomwe ntchitoyo idasokonezedwa, sizikudziwika bwinobwino kuti chimapangidwa ndi chiyani;
• kutsatsa kwachinyengo kwambiri, kumadzinenera kuti kubweza ndalama ndikutsimikizika, palibe chiopsezo chilichonse chazachuma, komanso kotsimikiza kuti agwiritse ntchito ndalama;
• ndizosatheka kupeza zomwe adakonza - dzina la kampani, adilesi, nambala yafoni, yemwe amayang'anira;
• palibe chidziwitso chokhudza kupezeka kwa ziphaso, zikalata zolembetsa, kapena zikalatazi ndizabodza;
• mulingo wolonjezedwa ukupitilira 1-2% patsiku, koma pali ma HYIP pomwe chizindikirochi chili 0,5%, izi sizingagwiritsidwe ntchito kwa iwo;
• zovuta kapena zovuta kwambiri kuti mupange phindu.

Kusamutsa ndalama ku HYIPs, nthawi zambiri amagwiritsa ntchito zikwama zamagetsi zomwe sizifunikira kudziwika, mwachitsanzo, Qiwi, Ndalama yangwiro, Wopereka... Zotsatira zake, zimakhala zosatheka kuwerengera zenizeni za mnzake.

Chilichonse chomwe chimatanthauza kuti chizindikiritso chochepa kwambiri sichilandiridwa kwa ma HYIP. Pafupifupi ntchito zonsezi ndichifukwa chake kukana kugwiritsa ntchito njira yolipira ya WebMoney.

Kutengera mtundu wa ndalama, pali magulu atatu a HYIP:

9.1.1. Ndalama zochepa

Nthawi ya mapiramidi oterewa ndi kuyambira chaka chimodzi ndi theka mpaka zaka zitatu... Nthawi yomweyo, ndalama zolonjezedwa zili pamlingo wosapitirira 15% pamwezi... Ma HYIP ambiri amtunduwu amalonjeza kuti azilipira 0.5% patsiku.

Pachikhalidwe, mapiramidi amtunduwu amaphimbidwa ndi makampani omwe amagwira ntchito yoyang'anira zinthu zosiyanasiyana. Nthawi yomweyo, zimakhala zovuta kusiyanitsa ma HYIP omwe amalandira ndalama zochepa kuchokera kuzinthu zalamulo.

9.1.2. Ndalama zapakatikati

Nthawi yonse ya mapiramidi azachuma omwe amapangidwa mwa mawonekedwe a HYIPs omwe amapeza ndalama zochepa ndi kuyambira miyezi 6 (sikisi) mpaka 12 (khumi ndi iwiri). Zokolola pano ndizokwera kwambiri kuposa m'mbuyomu ndipo zatsala pang'ono kutha 3% tsiku lililonse... M'mwezi umodzi, mukamaika ndalama mu ma HYIP otere, phindu limalonjezedwa pamlingo 15-60%.

Njira zamapiramidi zotere zimadziwika ndikukula mwachangu. Izi zikutanthauza kuti nsonga yake idzafikiridwa mwachangu kwambiri, ndiye kuti, kugwa kwa piramidi sikungakupangitseni kuyembekezera.

9.1.3. Zopindulitsa kwambiri

Mapiramidi azachuma otere akukula mwachangu. Pafupifupi Masabata 2-5 amadutsa m'moyo wonse. Nthawi yomweyo, phindu lomwe walonjezedwa limaposa 3% patsiku kapena zoposa 60% pamwezi.

Ma hyips oterewa amatsekedwa mofulumira ndipo zosayembekezereka konse... Chifukwa chake, cholinga cha polojekitiyi ndi kukopa anthu ambiri osungitsa ndalama mwachangu momwe angathere, ndipo izi zimachitika kudzera pakutsatsa mwamphamvu kwambiri.

Mawu osonkhezera amateteza ndalama zambiri kwa osungitsa ndalama zikalembetsedwa "pano ndi pano".

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Pakapangidwe ndi magwiridwe antchito a HYIPs, osati zawo zokha ndizofunikira okonza, komanso otumizidwa... Pansi pa lingaliro ili, anthu omwe akuchita kukweza piramidi ndi ogwirizana. Amatsatsa pa intaneti zakapangidwe ka ntchitoyi.

Kuphatikiza apo, ntchito yofunika kwambiri yotumiza ndikumangika kwa ogwiritsa ntchito ma netiweki kuti alowe nawo HYIP, ndiko kuti, kukopa othandizira ambiri atsopano momwe angathere.

Ndizochita zoyenerera za oyang'anira omwe amatumiza kuti ntchitoyi ichitike bwino. Amakhala ngati othandizira piramidi. Chifukwa chake, mgwirizano pakati pa omwe akukonzekera piramidiyo ndi kutumizidwa kumachitika pomaliza mgwirizano wabungwe.

Kuyanjana kumachitika kudzera m'mitundu yonse yamapulogalamu othandizira, ndiye kuti, oyang'anira omwe amatumiza amapeza ndalama monga gawo lazopereka za omwe amawakopa. Izi zikufotokozera mosavuta chifukwa chake otumizira akulimbikitsa kwambiri ma HYIP.

Amatumiza nkhani zokongola komanso zambiri (nthawi zambiri, zopeka), za momwe amenyera jackpot polowa nawo ntchitoyi. Izi zimachitika ndikutumizidwa m'mabulogu osiyanasiyana, malo ochezera a pa Intaneti, komanso pamisonkhano.

Aleksenko SERGEY Nikolaevich

Wogulitsa ndalama yemwe amapanga bizinesi yake pa intaneti ndipo ndi mphunzitsi waluso wazachuma.

Funsani funso

Nthawi zambiri, omwe amakonza bungwe la HYIP amapatsa ophunzira awo mwayi wodzifunira okha omwe adzawapatse ndalama pogwiritsa ntchito pulogalamu yotumiza. Zotsatira zake, kuthamanga kwachinyengo pa intaneti kumawonjezeka, ndikupereka ndalama zambiri.

Mwachifaniziro ndi piramidi, pakukula kwa ntchito ya HYIP, mphotho zolonjezedwa zimaperekedwa kwa omwe akutenga nawo mbali. Ntchito yamtunduwu yakhala ikuchitika kwakanthawi. Pakapita nthawi, kuyenda kwa ndalama kumayamba kuchepa, kutuluka kwa ndalama kumakhala kocheperako kuposa kuchuluka kwa zolipira. Ichi chimakhala chizindikiro kwa omwe akukonzekera kuti ndi nthawi yoti atseke ntchitoyi. Hype watsekedwa, ndipo ndalama zomwe zasonkhanitsidwa panthawiyi zimatsalira ndi omwe adazipanga.

Mwa njira iyi, mutha kupanga ndalama pa HYIPs, koma phindu limatsalira opanga polojekiti, awo amene amalimbikitsa, ndi osungitsaomwe adakwanitsa kusonkhanitsa ndalama zawo munthawi yake.

Komabe, kuchuluka kwa opambana sikungafanane ndi kuchuluka kwa omwe akutenga nawo mbali, ataya ndalama zawo.

9.2. Ma wallet amatsenga - mtundu wapadera wama piramidi azachuma

Posachedwa, njira yopanga ndalama yakhala ikufala pa netiweki, yomwe imadziwika "Ma wallet amatsenga".

Chofunika cha njira yopezera ndalama ndichosavuta: muyenera kutumiza ndalama zochepa (Nthawi zambiri kuchokera pa ma ruble 10 mpaka 70) ya zikwama zisanu ndi ziwiri. Pachifukwa ichi, makina azamagetsi amagwiritsidwa ntchito nthawi zambiri. Yandex ndipo WebMoney... Pambuyo pake, muyenera kuchotsa nambala ya chikwama cham'mwamba, ndikulowetsani yanu m'malo mwake.

Zimatsalira kuyika uthenga wotsatsa pamafamu ambiri ndi matabwa a uthenga momwe zingathere. Nthawi zambiri, mauthenga ofanana amatha kupezeka patsamba lomwe anthu akufuna ntchito.

Anthu ambiri amakhulupirira kuti ngati chilichonse chachitika molondola, ndikwanira pafupifupi 100 (zana) kapena 200 (mazana awiri) mauthenga, kotero kuti kuchuluka kwakukulu kumayamba kubwera mchikwama. Malongosoledwe ake ndiosavuta: otsatira omwe adalowa nawo ntchitoyi asamutsa ndalama kuchikwama, pambuyo pake ayambanso kulimbikitsa uthengawu.

M'malo mwake, zimapezeka kuti machitidwe a zikwama zamatsenga ndi piramidi yachuma wamba. Kuphatikiza apo, siyikhala pansi paulamuliro uliwonse.

Kupanga ndalama mwanjira imeneyi ndizosatheka. Choyamba, palibe chitsimikizo kuti iwo omwe aganiza zopitiliza uthengawu azitumiza ndalama ku zikwama zam'mbuyomu. Chachiwiri, Atha kudutsa nambala ya chikwama yopitilira imodzi, monga zafotokozedwera, koma zambiri polowa m'malo mwake.

Koma ngakhale titaganiza kuti aliyense wotsatira adzachita zonse malinga ndi malangizowo, piramidiyo ikula kwambiri. Ngakhale kuchuluka kwa dziko lonse lapansi sikokwanira kutengera milingo 4-5.

Mwachidziwikire, woyamba kutenga nawo mbali pambuyo milingo 2-3 akhoza kupeza pafupifupi ruble miliyoni, ndipo izi zimaperekedwa kuti aliyense watsopano azitha kukopa anthu 5. Komabe, pakuchita, izi zosatheka kwenikweni chifukwa chosowa omwe akutenga nawo mbali.

Chifukwa chake, kulemera pogwiritsa ntchito ma wallet amatsenga sikungathandize. Kuphatikiza apo, njira zolipira zamagetsi zikuyesetsa kwambiri kuthetsa njirazi. Atha kutseka ma wallet omwe akuwonetsedwa m'mawu otsatsa (sipamu).

Ntchito zowunikira zachitetezo ndi zandalama pamakina olipira pakompyuta mosamala zimawunika momwe mauthengawa alili pa netiweki.

M'masiku ochepa, pazifukwa izi, ma piramidi amathera pomwepo.

---

Mapiramidi azachuma - mndandanda wazatsopano ndi zakale

10. Mndandanda wamapiramidi akale komanso atsopano azachuma ku Russia - kuyambira MMM Mavrodi mpaka zatsopano 📜

Ku Russia, mapiramidi oyamba azachuma adawonekera Soviet Union itatha. M'zaka zoyambirira za kusintha kwa msika wamsika, gawo lalikulu la anthu mdzikolo lidavutika nawo.

Piramidi yayikulu kwambiri komanso yotchuka kwambiri imaganiziridwa ndi ambiri kukhala JSC "MMM"... Tsiku lopanga kampaniyo limawerengedwa kuti ndi 1989. Komabe, panthawiyi, anali akuchita ntchito zalamulo kwathunthu.

Mu 1994 JSC MMM idayamba kugwira ntchito molingana ndi chiwembu cha piramidi yachuma... Wokonza polojekiti - Sergey Mavrodi tikuchita nawo magawo awiri (awiri) azachitetezo:

1. magawo adaperekedwa pafupifupi 27 miliyoni;
2. matikiti anaperekedwanso - zambiri 72 miliyoni.

Atolankhani akulengeza mwachangu kampaniyo (mapiramidi). Aliyense amene anali wachikulire nthawi imeneyo amakumbukira za Lena Golubkov. Izi, komanso malonjezo kwa osunga ndalama zakupeza ndalama mu kuchokera 500 (mazana asanu) mpaka 1000 (zikwi)%zinapangitsa kuti piramidi ikhale nambala yayikulu ya osungitsa ndalama. Malinga ndi kuyerekezera kovuta, pafupifupi 10-15 miliyoni Nzika zaku Russia.

Otsatsa sanapatsidwe zikalata zilizonse, kunalibe kugulitsa kwaulere zachitetezo cha MMM. M'malo mwake, ndi kampani yokha yomwe ingapeze izi. Mtengo wazachitetezo unayikidwa mwachindunji ndi wolinganiza.

Chisangalalo chomwe sichinachitikepo chinawuka mozungulira piramidi ya MMM, zomwe zidadzetsa kukwera kwakukulu pamitengo yazachitetezo cha kampaniyo. Zotsatira zake, pakanthawi kochepa, magawo ndi mtengo wa 1000 (zikwi) ma ruble, anayamba mtengo 125 000 ruble imodzi. Mwachilengedwe, mtengo weniweni wa iwo unali wotsika kwambiri.

Mwa omwe adathandizira, zambiri zidayamba kufalikira zomwe wokonza MMM Mavrodi ali nazo mavuto ndi malamulo... Adamuimba mlandu wochita bizinesi yosaloledwa, komanso mavuto ndi omwe amapereka msonkho.

Mantha anali kukula pakati pa anthu. Zotsatira zake, mtengo wazachitetezo anayamba kugwa kwambiri... Zotsatira zake, adatsika mtengo pafupifupi nthawi zana. M'malo mwake, zotetezedwa za JSC "MMM" zakhala zopanda ntchito, zopanda pake "zokutira maswiti".

Zotsatira zake zidakhala kuwombelera kwaofesi ya kampani ya MMM, komwe Mavrodi adamangidwa. Wopanga piramidiyo adaweruzidwa kuti akhale m'ndende zaka 4.5. Zowonongeka zomwe anthu mdzikolo adakumana nazo chifukwa cha zomwe wazamalonda akuchita pafupifupi 3 (atatu) ma ruble.

Nthawi yomweyo, Mavrodi adakwanitsa kuloza chala kugwa kwa piramidi kuboma. Anatinso kampani yopambana yomwe imalonjeza kupindulitsa nzika zambiri yawonongedwa mwadala.

Pambuyo pake, mapiramidi ena azachuma adapangidwa ndi Sergey Mavrodi:

• Stock Generation, yomwe imagwira ntchito pa intaneti;
• MMM-2011;
• MMM Global Republic ya Bitcoin.

Pokhudzana ndi kupambana kwakukulu kwa piramidi yazachuma ya MMM ku Russia mu 90s (nineties) ndi 2000s (zikwi ziwiri) zaka, ntchito zina zofananira zidapangidwa.

Odziwika kwambiri pakati pawo ndi awa:

• Vlastina;
• Ruby (SAN);
• Selenga Nyumba ya Russia;
• Hopper-ndalama;
• Chitibet.

Chiwerengero cha ozunzidwa chifukwa cha mapiramidi azachuma anthu okhala ku Russia anali mamiliyoni ambiri. M'machitidwe onsewa, nzika zidataya kuchokera ku mamilioni angapo mpaka ma trilioni angapo.

Pafupifupi onse omwe amakonza mapiramidi azachuma adamangidwa, ena adatha kuthawira kwina.

Ngakhale zotsatira zoyipa za ntchito za mapiramidi munthawiyo, zidapitilizabe kukhalapo.

Izi zikufotokozedwa mophweka: anthu ambiri amafuna kulemera osachita kalikonse. Popeza pafupifupi anthu onse ndi adyera komanso okopa msanga, okonzeka kuchita nawo ntchito zilizonse zomwe zimalonjeza phindu lomwe lisanachitike.

Kukula kwa intaneti kunathandizanso kwambiri pakukhala ndi mapiramidi azachuma. Kudzera pa netiweki, ndizosavuta kwambiri kuchititsa zotsatsa, komanso kutenga nawo mbali pazinthu zosiyanasiyana. Kwa osunga ndalama, pulogalamu ya piramidi itha kufananizidwa ndi kasino: ndizosatheka kulingalira ngati ipambana kapena kutaya ndalama.

Mndandanda wamapiramidi azachuma omwe ndi otchuka:

• MMM 2012 ndi 2016;
• Banki Yaikulu Ya Nkhumba;
• Kubwezeretsanso;
• Eleurus;
• Credex ndi ena.

Mokhudzana ndi kuchuluka kwakukulu kwa omwe adachitidwa ma piramidi azachuma ku Russia, lamuloli lidasinthidwa.

Mpaka pano, pakukonzekera ndi kugawa njira zoterezi zidayambitsidwa wachifwamba ndipo udindo woyang'anira.

11. Zoyenera kuchita ngati ndalama zaikidwa kale mu piramidi yachuma 📌

Zimachitika kuti anthu amayamba agulitsa ndalama kenako azindikira kuti ntchito yomwe adalemba ndiyomweyi piramidi yachuma wamba... Kodi titani pamenepa?

Yakovleva Galina

Katswiri wa zachuma.

Funsani funso

Akatswiri amalangiza kuti akhazike mtima pansi poyambira, popeza pakadali pano ndizovuta kuti munthu athe kuwunika momwe zinthu ziliri ndikupanga chisankho choyenera. Chotsatira, muyenera kuwunika bwino momwe zinthu ziliri pano ndikuchitapo kanthu kuti muthetse vutoli.

Akatswiri akupanga izi:

1. Lumikizanani ndi ofesi ya kampani yomwe ndalamazo zidasamutsidwira. Ngati izi sizingatheke pazifukwa zilizonse, muyenera kulumikizana ndi munthu yemwe pempholo loti alowe nawo ntchitoyi lidalandiridwa. Ndikofunikira kudziwa kuti mwayi wobwezera ndalama ndiwokwera kwambiri ngati pali zikalata zilizonse zotsimikizira kusamutsidwa kwa ndalama.
2. Ngati achinyengo akana kubweza ndalama zomwe adasungitsazo, ayenera kudziwitsidwa za cholinga chawo chofunsira ku ofesi ya woimira boma pa milandu komanso apolisi.
3. Ngati zoopsezazo sizikugwira ntchito, muyenera kulumikizana ndi mabungwe okakamiza. Nthawi yomweyo, ndikofunikira kukumbukira zidziwitso zodziwika bwino kwambiri: dzina ndi adilesi ya kampaniyo, zidziwitso za anthu omwe amacheza nawo, malonjezo omwe amapereka, zomwe akugulitsa ndi zina zothandiza.

Zofunika! Lembani mawu mwachangu momwe angathere, popeza zikuwonekeratu kuti panthawi yomwe mabungwe azamalamulo ayamba kuchitapo kanthu, achipongwe adzakhala atasowa kale.

12. Pomaliza + kanema pamutuwu 🎥

Ngakhale anthu ambiri omwe akuvutika chifukwa chopeza ndalama m'mapiramidi azachuma, anthu akupitilizabe kupanga mapulani otere. Wina sakudziwa za kuthekera kwachinyengo, wina akuyembekeza kuti atenge ndalama asanagwe. Mulimonsemo, kuli kofunikira kwa wochita ndalama aliyense kudziwa zizindikilo zomwe zikuwonetsa mapiramidi azachuma.

Ngati zikapezeka kuti ndalamazo zalowa kale mchinyengo, muyenera kuyesa kubweza ndalama zanu mopanda mantha osafunikira.

Timalimbikitsa kuti tiwonere kanemayo - "Kodi piramidi yazachuma ndi chiyani?":

Pomaliza, tikupangira kuwonera zolembedwa za MMM:

Magazini a Ideas for Life amakufunilirani zabwino zonse komanso kupambana munthawi yanu yazachuma. Ngati muli ndi ndemanga kapena mafunso pamutuwu, afunseni mu ndemanga pansipa.

Onerani kanemayo: HII NDIO NCHI YENYE PYRAMID NYINGI KULIKO MISRI (June 2024).