Momwe mungagulitsire nyumba mwachangu komanso mopindulitsa - tsatane-tsatane malangizo ogulitsa nyumba popanda kutenga nawo mbali + mndandanda wa zikalata

Moni okondedwa owerenga magazini a Ideas for Life! Izi ndizokhudza nkhani yotentha - momwe mungagulitsire mwachangu nyumba ndi phindu.

Mwa njira, mwawona kuti mtengo wa dola ndiwofunika kale motani? Yambani kupanga ndalama pamasiyana pamitengo yosinthira apa!

Tikamalankhula zakuti malo okhalamo amafunika kugulitsidwa, osati mwachangu, komanso pazinthu zabwino, mawu awiriwa akuwoneka kuti sakugwirizana. Choyamba, muyenera kudzidalira nokha, kenako mabungwe, kapena akatswiri ogwira ntchito, omwe samalandira mphotho yaying'ono pantchito zawo.

Kuti ntchitoyo iziyenda bwino osatsutsana ndi zofuna zomwe mukuyembekezera, chinthu choyamba kudzifunsa ndikuti: kodi kasitomala amene akuyembekezerayo amayembekezera chiyani kuchokera kwa inu ndipo mungafulumizitse bwanji malondawo?

Munkhaniyi muphunzira:

• Gulitsani nyumba mwachangu komanso mopindulitsa momwe mungathere;
• Ndizolemba ziti zomwe ziyenera kusonkhanitsidwa kuti zigulitsidwe nyumba (mndandanda);
• Momwe mungagulitsire nyumba nokha popanda oyimira pakati: ogulitsa nyumba, othandizira, osinthitsa;
• M'mikhalidwe yotani komanso momwe mungagulitsire nyumba yanyumba.

Ndipo pogwiritsa ntchito malangizo mwatsatanetsatane pakugulitsa nyumba, mutha kugulitsa malo anu mwachangu komanso motsika mtengo momwe mungathere.

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Momwe mungagulitsire mwachangu komanso mopindulitsa nyumba yopanda nyumba ndi oyimira pakati - mndandanda wazolemba + wowongolera mwatsatanetsatane

1. Kugulitsa nyumba - pomwe mungayambire komanso zomwe muyenera kumvera 📌

Ngati mudagwiritsa ntchito ntchito za "Kuyambira dzanja ndi dzanja" kapena, mwachitsanzo, "Avito", mutagulitsa china chake kapena galimoto, ndiye kuti simudzakhala ndi vuto kugulitsa nyumba nokha popanda otsogolera. Apa main - kuti mumvetsetse zovuta za msika wanyumba.

Malinga ndi akatswiri ambiri, ndizosatheka kugulitsa nyumba mopindulitsa komanso munthawi yochepa. Ngati, zachidziwikire, muli ndi wogula yemwe ali wokonzeka kukupatsani ndalama zomwe mukufuna, ndiye kuti zikhala mwayi, osati kuthekera kwanu ngati wogulitsa nyumba.

Zindikirani!

Pochita izi, ndizotheka kuzindikira nyumba m'masiku ochepa, koma muyenera kutaya theka la mtengo wake.

Koma, ngati mukufuna kutulutsa ndalama zabwino nyumba yanu, ndiye kuti muyenera kudzikonzekeretsa kuti mudzayenera kudikirira kuti mupeze dzina la "wogula ameneyo". Izi zitha kutenga kupitirira mwezi umodzi, munthawi imeneyi ndizotheka kukonzekera zikalata zonse zofunika.

Musanagulitse malo ndi nyumba, muyenera kuganizira mawonekedwe ake. Ndizovuta kwambiri kuzindikira chipinda chomwe chimakhala m'chipinda chodyera kuposa nyumba yosavuta ya mabedi awiri pakatikati kapena tawuni.

Lero, mndandanda wa malo otchuka kwambiri umatsogoleredwa ndi chipinda chimodzi chogona chomwe chili m'malo okhala modzaza mzindawo.

Kuphatikiza apo, tikulimbikitsidwa kuti tipeze chidwi pakusintha kwanyengo pamsika. Pa tchuthi cha chilimwe ndi tchuthi cha Khrisimasi, kufunika kwa nyumba kumatsika kwambiri. Nthawi yomweyo, mitengo ikugwa mofulumira, chifukwa chake palibe funso loti mupindule.

Kuchokera pazomwe tafotokozazi, munthu angafike pamalingaliro amodzi: musanayambe kugulitsa nyumba, phunzirani mosamala msika wogulitsa nyumba.

2. Momwe mungagulitsire nyumba - yopanda oyimira pakati (palokha) kapena kudzera ku malo ogulitsa nyumba real

Ambiri aife tikuganiza ngati tingagwiritse ntchito bungweli pogulitsa nyumba kapena tizichita tokha? Kupatula apo, palibe chovuta apa.

Poyamba zitha kuwoneka kuti palibe chovuta kugulitsa nyumba, koma mwatsoka sizili choncho. Kuti mugulitse nyumba mopindulitsa ndipo munthawi yochepa, muyenera kuyesa. Zowonadi, pali misampha pakugulitsa malo.

2.1. Ubwino ndi kuipa kodzipangira nyumba

Kuti tidziwike, tikupereka tebulo ili:"Ubwino ndi zovuta zodzigulitsa zanyumba mothandizidwa ndi wogulitsa nyumba (mkhalapakati)".

Tsopano tiyeni tiwone bwino:

• Kuwona molondola nyumba. Kupatula apo, palibe amene akufuna kutaya ndalama, chifukwa choti sanathe kuwunika momwe zinthu zilili. Ndipo kutaya nthawi kugulitsa malo ndi nyumba, zomwe mtengo wake ndiopitilira. Chifukwa chake, njira yolondola pakuwerengera ndiye njira yothandizira.
• Nthawi. Mwachitsanzo, mudasanthula nyumbayo moyenera, makasitomala adayamba kukumana nanu. Koma iyi si ntchito, kuti muwonetse nyumba muyenera kupumula kuntchito, koma kuti mumalize zikalata zonse zogulitsa nyumba, muyenera kupita kutchuthi.
• Ndalama zolipiriratu. Muli ndi wogula yemwe mungatengeko ndalama ngati umboni wazovuta zomwe akufuna kugula nyumba - gawo pazochitikazo. Koma palibe anthu ambiri omwe angafune kubweza pasadakhale kwa munthu aliyense mumsika wogulitsa nyumba, popeza ambiri amawopa zachinyengo. Koma gawo ili lingathe kuthetsedwa popanda mavuto, mutatha kusaina mgwirizano ndikuwona zikalata za nyumba yanu, kasitomala azikhala wodekha ndikupatseni gawo.
• Kudziwa zamtundu wa msika wanyumba. Tsopano tikukamba za gawo lokonzekera zisanachitike. Ngati kasitomala wanu ali ndi ndalama yogula malo, sipangakhale zovuta, koma ngati agula malo ndi nyumba pogwiritsa ntchito ndalama zomwe adabwereka ku ngongole kapena kugwiritsa ntchito ndalama zabanja. Pali kale ma nuances pano omwe muyenera kungodziwa. Ngati mutha kuthana ndi izi, ndiye kuti, sichovuta.
• Liti kujambula mgwirizano muyenera kulumikizana ndi loya wodziwa zambiri, chifukwa simudzamvetsetsa nokha zinsinsi zonse ndikuganizira za zomwe zikuchitika, pokhapokha mutakhala ndi maphunziro azamalamulo.
• Kutolera zikalata zofunikira pazogulitsa. Kuphatikiza pa mgwirizano wogula nyumba, zikalata zofunikira kuti wogula afunseni, kutengera zomwe akuchita: ndalama, ngongole yanyumba komanso ndalama za amayi. Ngati muli ndi nthawi yaulere, ndiye kuti mutha kuigwiritsa ntchito mosavuta.
• Kukhazikika pakati pa wogula ndi wogulitsa. Gawo ili ndiloyenera kwambiri, apa ndibwino kuti musankhe banki yomwe ikupatseni bokosi lotetezedwa. Mgwirizanowu udzamalizidwa pakadali pano popanda zovuta. Komanso, malipiro odalirika pakati pa wogula ndi wogulitsa ndi kalata yangongole ndi njira zina zandalama zopanda ndalama.
• Kulembetsa mgwirizano wogulitsa nyumba. Gawo lomaliza la malonda, pambuyo pake mudzalandira ndalama zomwe mukufuna ku malo anu akale.

Ngati mukuwona kuti mulibe nthawi yaulere, ndipo simukudziwa chilichonse chokhudza msika wogulitsa nyumba, ndiye kuti ndibwino kutembenukira kwa akatswiri kuti akuthandizeni. Ndipo yesetsani.

2.2. Malangizo 5 othandiza kwa iwo omwe asankha kugulitsa nyumba yopanda oyimira pakati

Ndi zolakwitsa ziti zomwe siziyenera kupangidwa kuti kugulitsa malo kuti zinthu zikuyendere bwino:

• Osakokomeza mtengo wanyumbazomwe sizowona. Ngati nyumba ili kunja kwa mzinda, pansi komaliza ndipo ikufunika kukonzedwa mwachangu, wogula sangakwanitse kuigula pamtengo wanyumba zatsopano. Kuwunika kokwanira ndichinsinsi chothandizira bwino.
• Simuyenera kuyika nyumba zogulitsa ndi "mavuto". Khazikitsani malingaliro onse ndi zolembedwazo, apo ayi mutha kutaya kasitomala yemwe ali wokonzeka kukupatsani ndalama zomwe mukufuna. Kupanda kutero, muyenera kusiya mtengo.
• Phunzirani msika wogulitsa nyumba ndi nyumba kuti muwone zambiri.
• Chonde khalani oleza mtima.
• Kugulitsa nyumba, Ayenera kukhala limodzi ndi loya wodziwa zambiri.

Kutengera malamulo osavutawa, kugula ndi kugulitsa nyumba kuzikhala mwachangu komanso kosavuta.

Malangizo othandiza ochokera kwa akatswiri ogulitsa nyumba kuti akuthandizeni kugulitsa nokha nyumba yanu

3. Momwe mungagulitsire nyumba mwachangu - upangiri wochokera kwa katswiri wodziwa zamalonda 📝

Mumasankha kugulitsa nyumba yanu nokha mwachangu komanso koposa zonse, mtengo. Ndizotheka kodi? Inde, ichi ndi chikhumbo chotheka kwathunthu. Musanayigulitse, muyenera kutsatira malamulo ena aogulitsa nyumba - akatswiri pankhani yogula ndi kugulitsa malo.

Langizo 1. Ikani mtengo wokwanira

Kuti mugulitse malo ndi nyumba munthawi yochepa, muyenera kukhazikitsa mtengo wokwanira - osati wokwera mtengo, koma, osati wotsika mtengo, koma wolingana ndi mtengo wapakati wa chinthu pamsika wogulitsa nyumba m'deralo komwe kuli nyumba, pansi ndi mtundu wa nyumba.

Kuwunikaku kumatha kuchitidwa popanda kuthandizidwa ndi akatswiri, koma ngati mukukayika chidziwitso chanu ndi mphamvu zanu, ndibwino kutembenukira kwa akatswiri omwe amatsogozedwa ndi mfundo zamitengo ndipo akhoza kulangiza mwachangu pankhaniyi, ndikupereka kuwunika kokwanira. Kupatula apo, simuyenera kudziwa kokha mtengo wokwera panyumba yanu, komanso zocheperako kuti muziyenda mukamayankhula ndi kasitomala yemwe angakhalepo.

Mtengo woyenera - kugulitsa mwachangu, pafupifupi masabata 4, pamtengo wotsika mpaka masabata awiri, koma ngati ndiwokwera kwambiri, chilichonse chimatha ndipo mpaka chaka chimodzi... Izi ziyenera kukumbukiridwa musanakhazikitse mtengo wakunyumba.

Tiyerekeze kuti mukufuna kupititsa patsogolo mtengo wanyumba, kutengera zifukwa zanu. Nchiyani ndiye chitiyembekezere ife? Chopatsacho chikhala pamsika kwanthawi yayitali, mpaka mitengo ikakwera kwenikweni, kapena mpaka kasitomala wanu atapezeka yemwe ali wokonzeka kupereka ndalama zomwe mukufuna. Koma izi zatsala pang'ono kukhala zongoyerekeza, chifukwa zochitika zonse zimamalizidwa pamitengo yokwanira.

Chifukwa chake, kuti mugwiritse ntchito chinthu mwachangu komanso koposa zonse mopindulitsa, muyenera:

• kudziwa mtengo weniweni wokwanira wanyumba;
• pezani momwe munganyalanyazire zolakwika zakunyumba, osati pamalonda okha, komanso polumikizana ndi wogula;
• sankhani njira yogulitsira yomwe ingaganizire zofuna zanu;
• ndizopindulitsa ndipo munthawi yochepa kuti amalize kugulitsa.

Langizo 2. Chitani kukonzekera kofunikira musanagulitse nyumbayo

Sizingakhale zofunikira kukonzanso kwakukulu, koma apa pali china chomwe chikuyenera kuchitidwa:

• Sungani zonunkhira zilizonse zosasangalatsa kumva. Ofuna makasitomala akamayang'ana malo, malingaliro awo oyamba amapangidwa ndi fungo lomwe amamva akamakafika kunyumbako. M'chipinda chilichonse, patapita kanthawi, kununkhira kwenikweni kwa nzika kumatha kuonekera, komwe mwina simungamve, koma winayo sangasangalale nako. Kununkhira kumachokera ku mipando, kukhitchini, mabafa komanso ngakhale pakhonde. Amazindikira kale ogula chifukwa chakuti nyumbayo siyikugwirizana nawo. Zomvera zazikuluzikulu ndi makatani, mapepala, mipando yamatabwa. Chotsani zokutira khoma ndikuliphimba ndi mapepala atsopanowo, osavuta komanso osakwera mtengo konse, koma aukhondo, atsopano komanso opepuka. Sambani chipinda chotsuka ndi bafa bwino. Tsitsani mpweya m'deralo ndikusamba mawindo. Koma apa sikofunikira kupita patali kwambiri, kuti zoyesayesa zanu ndipo, koposa zonse, kukonza sikukuyenda bwino, komwe kumatha kuchenjeza wogula, chifukwa cha zomwe angaganize kuti akufuna kubisa china chake kwa iwo. Mwachitsanzo, moto kapena kusefukira kwa madzi.
• Sungani malo. Ndi bwino kuchotsa "makoma" akale ndi makabati kuti asawonekere, amabisa kwambiri malowa ndikupanga kumverera kwa kachigawo kakang'ono. Koma sikoyenera kuyeretsa mipando yonse, apo ayi wogula akhoza kukumana ndi zovuta mchipinda chopanda kanthu.
• Mkhalidwe wa chisangalalo ndi kutentha ndi chitsimikizo cha kasitomala. Kununkhira kwatsopano kwa khofi ndi tiyi wokoma, kununkhira kwa lalanje, kumapangitsa kuti pakhale bata kunyumba, kusangalala, potero kumakopa alendo kuti azicheza. Njira yabwino yokhudzana ndi malingaliro.
• Funsani kuyeretsa pakhomo, ngati palibe woyeretsa, muyenera kugwira ntchito molimbika nokha. Kupatula apo, si chinsinsi kuti zisudzo zimayambira ndi chipinda chochezera, kenako kugulitsa malo - kuchokera pakhomo, chikepe, chomwe chimayenera kukhala choyambirira komanso chofunikira kwambiri osati chonyansa.
• Sankhani nthawi yabwino yowonetsera malo anu kutengera komwe kuli. Ngati ili mbali ya dzuwa, ndiye kuti simuyenera kupanga nthawi yodzakumananso ndi kasitomala masana, zomwezo ndizowona ngati zenera lanu silili lokongola kwenikweni.
• Sanjani katundu wogulitsa munyengo yayitaliyomwe imayamba pa Seputembala 15, pambuyo pa tchuthi.

Langizo 3. Ikani zikalata zonse pamutu ndikukwaniritsa zovuta zamalamulo

Ogula aliwonse adzadziwitsidwa za kuchedwa kulikonse panthawiyi. Chifukwa chake, ndikofunikira kusamalira zikalata ndi mitundu ina pasadakhale.

Palibe anyumba omwe ayenera kulembetsa pabwalopo.

Ngati muli ndi mwayi, musanagulitse, yesetsani kulemba abale anu ndikudzifufuza nokha.

Zovuta ndi omwe amafunsira katundu ayenera kuthetsedwa.

Ngati kukonzanso kwachitika, kuyenera kukhazikitsidwa malinga ndi lamulo.

Konzani zikalata zofunika:

• Pasipoti za eni nyumba.
• Chotsitsa "Chatsopano" kuchokera ku USRR (Unified State Register of Real Estate).
• Maziko otsimikizira ufulu womaliza ndikupeleka, kutengera momwe chinthucho chidakhalira katundu wa mwini wake.
• Kuchokera mu bukhu lanu la nyumba.
• Mgwirizano wakumaliza kwa zochitika zogulitsa nyumba, zopangidwa mwalamulo moyenera.
• Chilolezo chosamalira, pomwe mwana kapena wolumala amakhala ngati m'modzi wa eni kapena eni nyumba.
• Chilolezo cha Mnzanu chovomerezeka ndi notary.
• Satifiketi yolembetsera malo ndi nyumba.

Zikalata zolondola komanso munthawi yake ndichinsinsi choyamba kuti zinthu zitheke. Zowonadi, pankhaniyi, wogula sangakhale ndi mafunso.

4. Momwe mungayesere bwino nyumba ndi zomwe zimakhudza mtengo wake 📊

Musanayambe kugulitsa nyumba, muyenera kudziwa kuti mitengo yofananira imawononga ndalama zingati mdera lanu komanso zomwe zimakhudza mitengo yake. Zinthu zina zomwe zimakhudza mtengo wake ndizoyenera, ndiye kuti, zizikhala zofala kwa aliyense, pomwe ena azidalira pamlanduwo.

Ndizosatheka kunena zomwe zingakhudze mtengo wanyumba. Koma pali tchipisi totsimikizika tomwe tingakhudze mfundo zamitengo kumapeto kwa mgwirizanowu.

4.1. Zomwe zimakhudza mtengo wanyumba ikamagulitsidwa

Zambiri zakunja:

1. Malo. Ngati malo okhala amakhala m'malo ovuta kapena mafakitale, ndiye kuti izi zichepetsa kwambiri mtengo wake. Mukayandikira paki, nkhalango, posungira, zinthu zachilengedwe, mtengo udzawonjezeka kwambiri.
2. Kupezeka pang'onopang'ono ndi sitepe zoyendera pagulu kapena metro, mtengo umakwera kwambiri.
3. Zomangamanga zopangidwa, yomwe imakhala ndi zotsatira zabwino pamtengo wamalo ogulitsira.
4. Malo omwe nyumba ili, nyumba zingapo. Nyumba zokhala ndi tanthauzo lagolide ndizokwera mtengo kuposa zapansi kapena zapansi.
5. Panorama kuchokera pazenera. Ngati chinthucho chikuyang'anizana ndi bwalo pomwe pakiyi ilipo, pali mitengo yokongola, malo osewerera ndipo kulibe phokoso, ndiye kuti izi zimakondweretsa kasitomala ndikuwonjezera kufunika. Ndipo ndendende, m'malo mwake, mawindo omwe akuyang'ana panjirayo angakhudze mtengo, chifukwa adzagwa kwambiri.
6. Kunja kwa nyumbayo, kusamalidwa kwa gawolo komanso kupezeka kwa malo obiriwira. Bwalo lokongola lomwe lili ndi malo osewerera, mabedi amaluwa - mwayi wokwera mtengo wamalo ndi malo. Koma ngati chidebe chokhala ndi zinyalala chili pafupi ndi khomo lanu, ndiye kuti mtengo udzagweranso.
7. Kulowera ndi oyandikana nawo. Palibe amene angakonde kupezeka kwa anthu omwe amamwa mankhwala osokoneza bongo komanso zidakwa, chifukwa zimakhudzanso kugulitsa nyumba. Ndikwabwino ngati ogula adziwa izi pambuyo poti mgwirizanowu watsirizidwa.

Zinthu zamkati:

1. Mbiri yamoyo. Nyumba yomwe yasintha eni ambiri idzakhala yotsika poyerekeza ndi yomwe idasungidwa ndi mwini m'modzi yekha, kapena nyumba zogulitsa nyumba zomwe zili mnyumba yatsopanoyo. Ngati idasinthidwa kukhala umwini ndi chigamulo cha khothi, ndiye kuti izi zingasokonezenso kugulitsa kwake. Kugulitsa nyumba kwaulere mwaulere komanso mwalamulo kumapambana pamtengo wake poyerekeza ndi komwe abale ndi eni ake adalembetsedwa, zomwe zimafunikira chisamaliro chapadera.
2. Kukhalapo kwa kukonza kosavuta kotchipa kapena kukonzanso. Ngati pali zovuta zina pomaliza, kasitomala yemwe angakhalepo atha kukhala ndi lingaliro loti palibe amene wakhudzidwa munyumbayi, zomwe zingasokoneze kuwunika kwake.
3. Malo osambira osiyana, mtengo umapindulidwa ndi malo omwe bafa ndi chimbudzi zimasiyanirana.
4. Khitchini yayikulu, azimayi ambiri akamasankha nyumba yakutsogolo, amakonda kwambiri chipinda chino.
5. Kutalika kwakukulu - danga ndi kuwala, komwe kumawonjezera malowa, motero, malingaliro amchipindacho.
6. Kukhalapo kwa khonde kapena loggia. Ngati muli ndi khonde / loggia yayikulu, ndipo ngati onse awiri, ndiye mwayi womwe ungakulitse mtengo wamanyumba.
7. Pangani khalidwe. Nyumba za Stalinist ndi nyumba za monolithic zokhala ndi zomangamanga zosangalatsa zimapambana Khrushchevs, komanso nyumba za njerwa kutsogolo kwa nyumba zamagulu.
8. Ngati chipinda chili masanjidwe aulere, ndiye pali kuthekera kosintha kwake, komwe kudzakhudze mtengo.
9. Nyumbayi ndi yokonzeka kugulitsidwa. Zolemba zonse ziyenera kupezeka komanso mwadongosolo.

Zachidziwikire, mwazinthu zomwe zatchulidwazi pali zina zofunika kapena zochepa, kwenikweni chilichonse chimadalira wogulitsa komanso wogula.

4.2. Momwe mungayesere nyumba

Tiyeni tiyambe njira yamitengo:

• Pakuwunika nyumba, zonse ndizofunikira kwambiri: kupezeka kwa chikepe, zoyendera pagulu mtunda woyenda, masekondale, kindergartens... Kuti mupange kuwunika koyenera, muyenera kuphunzira malo omwe ali pafupi nanu: lalikulu, pansi, khalidwe la nyumba... Kuphatikiza apo, ndikofunikira kudziwa mtengo wokwera mita ndikuchulukitsa ndi dera lanu. Pambuyo pake, mudzatha kulingalira zocheperako kuchuluka kwa malo okhala omwe angagulitsidwe.
• Ngati mukuyerekeza nyumba yanu ndi zinthu zina zogulitsa nyumba, ndiye kuti muyenera kuyimba foni koyamba kuti mudziwe zotsatsa izi. Kupatula apo, ogulitsa ambiri amapita kuzinthu izi kukweza kapena onetsani mtengo wa nyumba. Apa, kusanthula mtengo wa nyumba ndikofanana ndikuwunika mtengo wamagalimoto. (Ngati mukufuna kudziwa zambiri zokhudza kugulitsa galimoto, werengani nkhani yathu - "Momwe mungagulitsire galimoto mwachangu komanso modula")
• Mukapeza zinthu zofananira, ndibwino kuti mufotokozere zomwe zilipo komanso mawonekedwe mu kapangidwe kake. Nyumba yolandiridwa chifukwa choloŵa, ndi eni ake omwe sanakwanitse zaka zambiri, ndi yotsika mtengo kuposa chinthu chokhala ndi mbiri yabwino.

Poterepa, mudzatha kulingalira chinthu chomwe mukufuna kugulitsa pafupifupi. Ndizotheka kudziwa mtengo wake pokhapokha katundu atagulitsidwa.

Zindikirani!

Akatswiri amachepetsa kuwunikirako, popeza amadziwa bwino pamsika ndipo nthawi zonse amawunika kupezeka ndi kufunikira.

Muthanso kugwira ntchito ngati akatswiri ngati muli ndi nthawi yaulere komanso kuleza mtima pa izi. Monga wogulitsa, mutha kupeza chinthu chomwecho ndikupeza mtengo wake wotsika komanso wokwera.

Mutha kupeza malo okulirapo kuposa anu pamtengo womwe mwapempha. Koma ngati mutha kutsimikizira kasitomala kuti ndizofunikira ndikufotokozera chifukwa chake mukufuna ndalama yeniyeniyi, ndiye kuti simudzafunika thandizo la akatswiri.

Kutulutsa: kulosera kwamtengo wanu kuyenera kutengera zomwezo. Kuphatikiza apo, mutha kufananitsa nyumba yanu ndi zinthu zomwe zatsala pang'ono kumaliza ndikufanizira ziwerengero zomwe zapezeka.

Atasankha pamtengo mothandizidwa njira yofananizira, kuti musalakwitse, onjezerani izi 5%Zomwe zitha kuponyedwa nthawi zonse pogulitsa. Kenako ikani malonda pa intaneti kapena nyuzipepala ndikudikirira kuyimba foni. Ngati pali zopempha zochepa, ndiye kuti mtengo ndibwino kuchepetsedwa. Poterepa, zili kwa inu kusankha momwe mukufuna kugulitsa malowo mwachangu.

Kutsitsa mtengo wanyumba yonse kwa ma ruble 50,000 mutha kukopa makasitomala ambiri otheka chifukwa cha izi.

Ngati, mutataya mtengo, panali mafoni ambiri, ndiye kuti mtengo wake unali wotsika kwambiri. Lonjezani pang'ono ndi pang'ono.

Musaiwale kuti mitengo yamalo ndi nyumba imatha kusintha sabata iliyonse, choncho musaiwale kusanthula msika, apo ayi mutha kutaya kapena, m'malo mwake, yang'anani kasitomala wanu kwa nthawi yayitali.

Mndandanda (phukusi) la zikalata zofunikira zogulitsa nyumba

5. Ndizolemba ziti zofunika kugulitsa nyumba mu 2020 - mndandanda wazolemba zofunikira documents

Mukangoganiza zoyamba kugulitsa nyumba zogulitsira nyumba, muyenera kuyamba kukonzekera zikalata zofunikira kuti ntchitoyo iziyenda bwino komanso popanda vuto lililonse. Mndandanda wazolemba zogulitsa nyumba ndiwabwino. Kuphatikiza apo, kasitomala yemwe angakhalepo amatha kupanga chisankho mwachangu ngati nyumbayo ili "yoyera" mwalamulo ndipo ili ndi phukusi lathunthu. Ndiye zimatengera chiyani kuti zifulumizitse kwambiri njirayi?

Mndandanda wa zikalata zofunika kugulitsa chinthu ndi ndalama:

• Eni mapasipoti.
• Kuchokera ku USRR (Unified State Register of Real Estate).
• Chikalatacho pamomwe umwiniwo ungatsimikizire.
• Pangano logwiritsa ntchito. Iyenera kulembedwa muofesi yazamalamulo, chifukwa zikuthandizani kuti muzizilemba molondola komanso moyenera, poganizira momwe zinthu zilili ndi mbali zotsutsana. Chikalatachi chimasainidwa panthawi yolembetsa.
• Kuchokera mu bukhu lanu la nyumba kapena satifiketi yakupezeka / kupezeka kwa anthu omwe adalembetsedwa munyumba. Chotsitsa chitha kupezeka ku ofesi ya pasipoti kapena kuofesi ya kampani yoyang'anira.
• Chilolezo cha oyang'anira.

Mwachitsanzo, ngati nyumbayo idagulidwa kale ndi ndalama za amayi oyembekezera, ndiye kuti mugulitse muyenera kupeza chilolezo chachitetezo (koperani komanso choyambirira).

Magawo opezera chikalata ndi awa:

1. Makolo amabwera ndi mwana wawo, ngati akadali pano osakwana zaka 14 (ngakhale atasudzulana) ndikupereka izi:

• satifiketi kuchokera komwe amakhala mwana wamkazi / wamwamuna;
• mapasipoti aluso a nyumba zomwe zikugulitsidwa ndi kugulidwa;
• Kuchokera ku USRR (Unified State Register of Real Estate);
• chiphaso cha mwanayo;
• zizindikilo za makolo.

2. Makolo / osamalira ndi mwanayo kuyambira zaka 14 amalemba mawu okhudza kukhazikitsidwa kwakale ndi kutha kwa kugula kwa chinthu chatsopano.
3. Pakangotha ​​milungu ingapo, mabungwe aboma apanga chisankho, ayang'anire kuti ufulu wa ana sukhudzidwa. Pambuyo pake amaperekedwa chilolezo cholembedwa chogulitsa ndi kugula nyumbayofotokozedwera pamagwiritsidwe.
4. Chilolezo cha wokwatirana chotsimikizika kudzera ku ofesi yolemba.

Phukusi lowonjezera:

• Pasipoti ya Cadastral. Ngati mulibe katundu, atha kupezeka mwachangu ku Multifunctional Center komwe mumakhala. Zitenga Masiku 5.
• Pasipoti yaukadaulo. Sizikakamizidwa kuti amalize kugulitsa, koma kwa wogula zitha kukhala zofunikira, mwachitsanzo, ngati agula nyumba pogwiritsa ntchito ndalama za ngongole kapena ndi ndalama zamabanja. Kuti mupeze, muyenera kulumikizana ndi anthu kuti akuthandizeni BTI... Nthawi ya kuphedwa kuchokera masiku 15.Kuphedwa mwachangu mpaka masiku 10, koma muyenera kulipira zochulukirapo.
• Chotsani kuchokera ku Unified State Register pachinthucho. Mwini, encumbrance (ndi kapena ayi) adzawonetsedwa pano. Aliyense atha kunena izi, ngakhale atakhala kuti ali ndi katundu wanji.
• Chikalata chokhala ndi chidziwitso chokhudza akaunti ya chinthucho. Satifiketi yotereyi imatha kupezeka ku kampani yoyang'anira.
• Satifiketi yakusowa kwa ngongole zofunikira kubweza. Umboni wotsimikizira kuti palibe ngongole wamba.
• Satifiketi yotsimikizira kuti simunalembetsedwe ku chipatala cha neuropsychiatric ndi narcology. Wogula atha kuwafunsa ngati akukayika zakukwanira kwanu. Chifukwa chake zotsalazo zitha kutsutsidwa kukhothi ndi umboni womwe ulipo woti sangathe.

Kupezeka kwa zikalata kumathandizira kwambiri kuti ntchito yomaliza ithe.

Kugulitsa nyumba ndi mgwirizano wogula (chitsanzo)

6. Mgwirizano wapano wogula ndi kugulitsa nyumba ya 2020 (chitsanzo chitha kutsitsidwa kulumikizana) 📃

Chikalata chokhazikitsa chinthucho sichikhala ndi fomu yovomerezeka. Ulalo ungagwiritsidwe ntchito kutsitsa mgwirizano wogula nyumba - chitsanzo cha 2020. Simuyenera kuutsimikizira ndi notary. Ngakhale ambiri amagwiritsa ntchito njirayi. Zimayamba kugwira ntchito pokhapokha njira yolembetsera ufulu wa umwini.

Kenako, tiwunika zigawo zikuluzikulu za mgwirizano wogula ndi kugulitsa nyumba.

6.1. Mutu wa mgwirizano

Kupanga mgwirizano ndizosatheka popanda kusaina mgwirizano wosavuta. Mutu pankhaniyi ndi nyumba ndi zomangidwa: nyumba iliyonse yanyumba ikhoza kukhala chinthu chogulitsidwira.

Zindikirani!

Ngati zinthu zingapo zimagulitsidwa pamgwirizano umodzi, ndiye kuti mukazijambula, muyenera kuwonetsa kuchuluka ndi mawonekedwe anyumba iliyonse yogulitsidwa.

Ngati chipinda sichikhala m'nyumba yatsopano, zambiri zokhudza nyumbayo zikuwonetsedwa:

• zinthu zomwe pansi pake komanso koposa zonse zimapangidwa ndi denga;
• chaka chomanga; tsiku lobwezeretsa dongosolo;
• nyumba zingapo.

Katundu wosasunthika, izi zikuyenera kuwonetsedwa:

• zogona komanso zodzaza ndi quadrature;
• malo;
• kupatukana kapena kudutsa;
• ndalamazo zikuwonetsedwa.

Mutu wa mgwirizano ndiye mkhalidwe waukulu komanso waukulu, popanda womwe ungakhale wopanda ntchito pakuwona kwalamulo. Malo ogona okhala akuyeneranso kuwonetsa gawo lomwe likugulitsidwa:

• katundu wathunthu kapena gawo lina lake;
• amakhalabe ndi ufulu wokhala munthu wina akagwiritsa ntchito;
• Kusakhalapo kapena kupezeka kwa zovuta.

Umwini ungatsimikizidwe ndi kuchotsedwa ku USRN (Unified State Register of Real Estate).

Sizinyumba zonse zanyumba zomwe zingagwirizane, koma zomwe zili ndi bungwe lililonse kapena munthu wamba.

Zofunika!

• Malo, gawo lake, omwe adamangidwa, sangakhale mutu wazogulitsazo.
• Ngati nyumbayo ili ngati chikole, ndiye kuti mukamayigwiritsa ntchito mufunika chilolezo cholemba kwa chikole.
• Ngati mgwirizano uli ndi choletsa kugulitsa, ndiye kuti sichingachitike.
• Katundu yemwe ali munyumba yovundikika kapena yowonongeka sangagwirizane.

6.2. Amagwira nawo ntchitoyo

Maphwando ogulitsa amatchedwa wogula chinthucho, motero, wogulitsa. Ndipo mukwaniritse izi:

• ambiri;
• mphamvu zalamulo;
• umwini wa malowa ndi ovomerezeka.

Zotsatirazi zikuwonetsedwa paphwandopo:

• dzina lonse;
• kulembetsa;
• nambala, komanso mndandanda, pomwe udalandilidwa komanso yemwe pasipoti ya nzika ya Russian Federation idaperekedwa.

Chidwi chachikulu cha maphwando awiriwa pazogulitsidwazo chiyenera kuchitidwa makamaka ndi mphamvu zalamulo (kaya eni ake akumvetsa zomwe akuchita) pogulitsa ndi kugula nyumba.

Ngati kugulitsa malo kwatsimikiziridwa kuti mwiniwakeyo samamvetsetsa zomwe amachita, khothi likhoza kubweza malowo ndipo ndalamazo sizikhala zoyenera. Poterepa, wogula chikumbumtima adzasiyidwa wopanda chilichonse.

Musanapite patsogolo ndi kapangidwe kake, tikulimbikitsidwa kuti tiganizire zina mwazinthu:

• Notary yemwe amatsimikizira chikalatacho kuti akwaniritse amatha kungoona m'mphamvu zalamulo la maphwando awiri pantchitoyo.
• Chotsitsa kuchokera ku Unified State Register of Legal Entities chitha kukhala ndi zambiri, koma osati nthawi zonse.
• Ngati mukukayika zakuti ngati mwini nyumbayo apereka lipoti m'zochita zake, ndibwino kuimitsa msonkhanowo kapena kufunsa mwini wake kuti atsimikizire ulamuliro wake.
• Ndikofunika kusamala ngati mwini nyumbayo amamwa mowa kapena wokalamba.

6.3. Zofunikira pamgwirizanowu

Kuphatikiza pa nkhaniyi, mtengo wanyumba ndichinthu china chofunikira. Mfundo imeneyi iyenera kufikiridwa ndiudindo wonse. Eni malo ambiri safuna kulipira msonkho, chifukwa chake amawonetsa mtengo wotsika womwe uli kutali ndi mtengo wamsika.

Muyenera kudziwa izi!

Zikakhala kuti zotsalazo zatsutsidwa ndipo khothi liganiza zobweza malowo kwa wogulitsa, ndiye kuti wogula weniweni angangodalira kubweza ndalama zomwe zidatchulidwa mu chikalata chogulitsa.

Kuphatikiza apo, mndandanda wa anthu omwe adzakhale ndi ufulu wogwiritsa ntchito nyumba ngakhale atagulitsidwa amaonedwa kuti ndi ofunikira:

• mamembala am'banja omwe amakhala mnyumba;
• wobwereketsa nyumba komanso anthu omwe amakhala naye;
• wobwereketsa nyumbayo munthawi yomwe sakufunika malinga ndi zomwe zalembedwa;
• wobwereketsa, ngati mwayi wokhala m'malo mwake uli m'gulu la zolembedwera;
• nzika zoyenera kugwiritsa ntchito moyo wawo wonse;
• wobwereka mkati mwa nthawi yoti agwiritse ntchito kwaulere;
• ngati pali ana omwe sanafike zaka zakubadwa, atha kuthamangitsidwa atalandira chilolezo kuchisamaliro.

6.4. Zifukwa zothetsera kusinthaku

Pogwiritsa ntchito mbali imodzi yokha, mgwirizano wokhazikitsa sungathetsedwe. Zoyenera kupewa m'nkhani 450 ya Civil Code ya Russian Federation, zotsatirazi:

• chilolezo cha magulu awiri osiyana;
• popempha wogula kapena wogulitsa, koma kudzera m'makhothi okha.

Lingaliro lopangidwa ndi khothi lingakwaniritse pempho la wopemphayo pokhapokha ngati mnzakeyo akuchita zakuphwanya kwakukulu za mgwirizano:

• kukana mwiniwake wa malowo kuti achotse m'kaundula;
• kukana kulipira mtengo wanyumba;
• kupezeka kwa ufulu wa ena pamalowo, ndi zina zambiri.

Kutha kugula ndi kugulitsa m'mwezi umodzi pambuyo pa kugwira ntchito kwa mwini watsopano mwaufulu wawo sikutheka. Ndikosavuta kuthetsa zoperekazo njira yolembetsa isanachitike.

Ngati magulu otsutsanawo adakambirana zonse ndikupanga chiganizo chofanana, mgwirizano umapangidwa podziwa kuti ntchitoyi ndiyosavomerezeka. Pambuyo kukhazikitsa, mutha kuletsa mgwirizano, zochita zake.

Kugula ndi kugulitsa nyumba ndizosavomerezeka kokha kukhothi pazifukwa izi:

• zochitikazo zikuphwanya malamulo omwe alipo kale;
• kusaina kwa mgwirizano kunkachitika ataledzera, zomwe zidachitika mosazindikira;
• kulephera kwa m'modzi mwazogulitsidwazo kunapezeka;
• kuzindikira chinyengo, kuwopseza, kukakamiza, ziwawa kwa m'modzi wa maguluwo;
• ndikupeleka komwe kunachitika kunadziwika kuti ndi kwabodza;
• milandu ina yomwe ingatsutse lamuloli.

6.5. Zachisoni pamalembawo

Mgwirizanowu ndiye chikalata chachikulu, chomwe tikulimbikitsidwa kuti tiziphunzire mosamala, ndipo ndibwino kuti mulankhule ndi loya. Pali zovuta zambiri m'malembawo. Njira yosamutsira ndalama iyenera kulembedwa mwatsatanetsatane:

• ndalama zikatumizidwa ku akaunti ku bungwe lazachuma kapena ndalama zimasamutsidwa;
• Kodi kusinthaku kuchuluka kwatsimikizika ndi mgwirizano kapena chochita, ngati pali gawo, ndiye chiyani.

Ndikofunikanso kuwonetsa m'malembedwe zolephera zonse zomwe zilipo, ndipo izi ndizofunikira osati kwa eni tsogolo okha, komanso zaposachedwa.

Ngati wina ali pamsonkhanowu si mwiniwake wa katundu, koma womuimilira, ndiye tikulimbikitsidwa kuti tizimvetsera, pomwe chikalatacho chidalembetsedwa. Ngati mphamvu ya woweruza milandu iposa chaka chimodzi, ndipo mwiniwake ndi wokalamba, ndiye kuti ndi bwino kusamala.

Ngati malowa adapezeka ndi mwiniwake wakale pogwiritsa ntchito likulu la amayi oyembekezera, wogula akuyenera kuwonetsetsa kuti magawo atagula nyumbayo agawidwa chimodzimodzi pakati pa eni ake onse.

Tikulimbikitsidwa kuti tisonyeze mawuwo udindo wa mwini nyumbayo pazomwe anganene achibale omwe sanakwanitse zaka zambiri, olowa m'malo ndi anthu ena.

6.6. Zowonjezera zowonjezera

Pakakhala kusintha kwamalingaliro azipani pazogulitsa, mgwirizano wina umamalizidwa. Omwe akuchita ndikupanga kusintha:

• malipiro a ndalama;
• ndondomeko yowerengera;
• kuchuluka kwa chiphaso;
• ndalama zolembetsa;
• Nthawi ya mgwirizano.

Maonekedwe a mgwirizanowu ndi awa:

• walembetsedwa ndi Rosreestr limodzi ndi chikalata chachikulu ndipo chisanafike choyamba;
• ndizolemba;
• yasainidwa ndi onse awiri pazochitikazo.

Mukamapanga mgwirizano, m'pofunika kufotokozera mwatsatanetsatane malo, ufulu ndi maudindo omwe alipo maphwando, njira zosamutsira dipositi ndi kuchuluka kwathunthu kwa nyumbayo. Izi zithandizira kupewa zochitika zosayembekezereka komanso milandu.

Ndondomeko ya tsatane-tsatane, yopangidwa ndi magawo 7 motsatizana, pakugulitsa nyumba popanda kutenga nawo mbali

7. Momwe mungagulitsire nyumba mopindulitsa popanda oyimira pakati - malangizo ndi magawo a ogulitsa malo 📑🏬

Titaganiza zothana ndi ma square metres akale, timayamba kudzifunsa: momwe tingagulitsire nyumba mopindulitsa komanso mwachangu, ngati mungafune thandizo la eni nyumba kapena mutha kuchita nokha musanateteze.

Koma momwe mungachitire bwino, chifukwa mgwirizano wachangu umachepetsa kwambiri mtengo wanyumba, ndipo kugulitsa kopindulitsa kumatha kutenga kanthawi. Kuti tichite izi, tikukulimbikitsani kuti mupitilize motsatana 7 zosavuta.

Gawo 1. Khazikitsani zolinga ndi malingaliro ogulitsa nyumba

Mukamasankha zogulitsa malo anu, musaiwale kuti alipo nthawi zakufa, pomwe msika wogulitsa nyumba ndi nyumba uli wodekha ndipo mutha kugulitsa masikweya mita, pamtengo wotsikirapo.

Zindikirani!

Osalemba mndandanda wazogulitsa kuyambira kumapeto kwa Disembala mpaka February (Tchuthi cha Chaka Chatsopano), ndi kumayambiriro kwa chilimwe (tchuthi / tchuthi). Chaka chonse, kufunika kwa malo okhala kumakhala kolimba.

Chifukwa chake, ngati cholinga chogulitsacho ndi phindu labwino, ndiye kuti simuyenera kuchita nawo izi munthawi yochepa. Pakadali pano, ndibwino kuyamba kukonzekera zikalata zonse zofunikira ndi nyumba zogulitsa. Tithokoze pazomwe mungapange ndalama zabwino, Mwachitsanzo, pogula malo ena. Mwa njira, takhala tikulemba kale zamomwe mungapangire ndalama m'nyumba mwazomwe mumalemba athu.

Gawo 2. Kuunika malo anu

Ndikofunika kudziwa kufunika kwa chinthucho popanda thandizo la akatswiri. Manyuzipepala kapena, kumene, maukonde apadziko lonse lapansi - intaneti - adzakuthandizani pa izi. Kupatula apo, simungathe kukhazikitsa mtengo wanyumba mwachisawawa. Komanso, osakweza kumwamba kapena kugwa pang'ono. Mgwirizanowu uyenera kukhala wopindulitsa komanso wopindulitsa.

Ngati mtengo wamamita lalikulu wakhudzidwa, eni nyumba zatsopano amatha kufunidwa kwazaka zambiri. Ndipo ngati atapeputsa, malondawo adzatayika. Mutha kusiya pokhapokha ngati malonda anu sanakhale odziwika kwanthawi yayitali.

Zinthu zazikuluzikulu zotsatirazi zimakhudza mtengo wamalo okhala:

• malo: kutchuka kwamderali;
• kupezeka kwa zida zokhala ndi zida zokwanira;
• kuyandikira kwa mayendedwe aboma;
• pansi ndi chaka chakumanga kwa nyumba yomwe ma square mita alipo.

Gawo 3. Timayamba kulengeza za nyumbayo

Kuzindikira nyumba ndikofulumira komanso kodula, chikhumbo chotheka. Kuti tichite izi, iyenera kulengezedwa moyenera, kuyiyika pabwino. Kupatula apo, lamulo lalikulu komanso lalikulu pamalonda ndi kampani yolengeza zotsatsa.

Chitsanzo chotsatsa malonda ogulitsa nyumba ku Cian

Kuti muchite izi, mutha kugwiritsa ntchito njira ndi njira zilizonse: ikani zotsatsa m'manyuzipepala odziwika kwanuko kapena mugwiritse ntchito netiweki zapadziko lonse lapansi zomwe zimapereka masamba ambiri omwe ogwiritsa ntchito amatsatsa.

Zolemba zotsatsa siziyenera kukhala ndi zambiri, zofunikira ndizofunikira.

M'mawu ochepa, ndikofunikira kufotokoza zonse zabwino za nyumbayo kuti mutsimikizire amene akufuna kukhala kasitomala kuti ndi chuma chanu chomwe chimamupindulitsa. Kutsatsa kuyenera kuwonjezeredwa ndi zithunzi.

Mutha kuyika zambiri zakugulitsa nyumba pamisika yotsatsa, poyimilira pagalimoto kapena pamakomo olowera. Izi zidzakopa makasitomala omwe angakhale ndi chidwi ndi malo okhala mdera lanu.

Gawo 4. Kukonzekera nyumba yoyezetsa magazi ndikukambirana ndi ogula

Kuti mugulitse nyumba mwachangu, ziyenera kukhazikitsidwa. Palibe kasitomala amene angaganize zotseka mgwirizano ngati malo okhala ali ovuta kusokonekera.

Kukonzanso sikuli koyenera, chifukwa mwini watsopanoyo adzadzipangira zonse. Pachifukwa ichi, kukonza zodzikongoletsera kosavuta komanso kotchipa.

Ntchito yayikulu yokonzekera malo ogulitsira ndikuchotsa zolakwika.

Chotsani zonse zakale osadandaula! Kukula ndi kupepuka kwake, nyumbayo imawoneka yopindulitsa kwambiri.

Zochita zosavuta, zosavuta izi zipatsa chipinda chipinda chochulukirapo ndikuchotsa fungo losasangalatsa la eni ake akale. Chifukwa chake, ukhondo ndichinsinsi kuti muchite bwino.

Pakadali pano, muyenera kukonzekera kuyimba konse komanso kuchezera makasitomala. Ndi kulumikizana koyenera komanso chiwonetsero, chitsimikizo cha malonda chidzawonjezeka kwambiri.

Ndikoyenera kulingalira pasadakhale zovuta zonse zakunyumba ndikukonzekera mndandanda wazabwino.

Kuphatikiza apo, musaiwale kuti mudzayenera kulumikizana ndi anthu omwe simukuwadziwa, omwe malingaliro awo amakhalabe osamvetsetseka.

Gawo 5. Tikulemba ndikulemba mgwirizano woyamba wogulitsa nyumba kapena pangano logulitsa ndi wogula.

Kusayina chikalatachi ndi chitsimikizo kwa wogulitsa kuti kasitomala sangakane kugula malo, komanso ogula omwe eni ake sangapereke kwa wina.

Tsitsani mgwirizano woyamba wa kugula ndi kugulitsa nyumba - zitsanzo

Tsitsani mgwirizano wamadongosolo ogula ndi kugulitsa nyumba - zitsanzo

Pamapeto pa mgwirizano, mwini nyumbayo alandila dipositi kuchokera kwa kasitomala wa malo okhala, yomwe imalowetsedwanso pamgwirizano woyamba. Malinga ndi malingaliro, mgwirizano wokhudzana ndi chindapusa kapena chindapusa, womwe ambiri amamaliza m'malo mwa mgwirizano woyamba, umakhalanso ndi mphamvu yomweyo.

Mukasaina chikalatacho, mwiniwake wa nyumbayo ayenera kudziwa kusiyana pakati pa zomwe wapereka ndi zomwe zalipo. Ndikofunikira kulembetsa zonse mwalamulo moyenera mgwirizanowu.

Makhalidwe a gawo ndi kulipira pasadakhale:

• Ngati kugulitsa malo kwathetsedwa pazifukwa zilizonse, kubweza ngongoleyo kumabwezedwa kwa wogula mokwanira.
• Ngati adapereka, ndiye kuti kukana kugwiranso ntchito kumapangitsa kuti munthu wolakwayo alipire chindapusa.
• Mwiniwake atakana kugulitsa malowo, amubwezera wobwezera chiwongola dzanja chawiri.
• Ngati mgwirizano walephera chifukwa cha wogula, ndiye kuti ndalamazo zimatsalira ndi mwini wake.

Chigwirizano choyambirira chimapangidwa mwaulere uliwonse, momwe zimafotokozedwera mwatsatanetsatane mwalamulo / zakuthupi. anthu, zidziwitso za pasipoti za maphwando otsutsana, adilesi ya malo omwe akugulitsidwa, nthawi yomwe akuchita, kuchuluka kwa gawo kapena kulipira pasadakhale. Tsikuli likuwonetsedwa mu chikalatacho, ndipo ma siginecha azipani zotsutsana ndikuchita nawo amayikidwa.

Gawo 6. Timayamba njira yofufuzira kuchokera mnyumbayo ndikusonkhanitsa ziphaso zakusowa kwa ngongole zandalama

Pambuyo pangano loyambirira likamalizidwa, ndalama kapena kulandiratu pasadakhale zalandilidwa, ndikofunikira kuti mufufuze mnyumbayo ndikupeza zidziwitso pa akaunti yanu yamabizinesi othandizira.

Mutha kusaina kudzera ku ofesi ya pasipoti kapena woyang'anira pasipoti ku kampani yoyang'anira.

Izi zitenga masiku angapo. Pankhani yakupempha kwanu ku bungwe la boma, mudzalandira chidindo ndi zolemba zofunikira patsiku la apilo.

Zikalata zakusowa kwa ngongole zitha kupezeka kuchokera ku kampani yoyang'anira ndi mabungwe ena omwe amapereka zofunikira: gorgaz, ma grid amagetsi, kampani yosonkhanitsa zinyalala.

Gawo 7. Timalipira nyumba ndikupereka zikalata zolembetsa

Mukamaliza mgwirizano, kukhazikika kumatha kupangidwa panthawi yosaina mgwirizano waukulu kapena kuvomereza ndikusamutsa nyumba. Onse osakhala ndalama komanso ndalama. Komabe, ndizotetezeka kwambiri kulandira ndalama zomaliza zanyumba kudzera mu kalata yobwereketsa (kusamutsa kubanki) kapena bokosi lotetezedwa. Njirayi ndi chitsimikizo kuti mwiniwake wakale adzalandira ndalama zomwe adagwirizana kale.

Kodi kugula ndi kugulitsa nyumba kumachitika bwanji kudzera m'bokosi lotetezedwa?

1) Pamaso pa wogwira ntchito kubanki, ndalamazo zimalowa mchipinda, pambuyo pake mwini nyumbayo amatha kuwona zonse ndikuziwerenga mosamala.

Muthanso kuyang'ana kutsimikiza kwa ma banknotes kuti mulandire ndalama zowonjezera.

2) Kenako, ndalamazo zimayikidwa phukusi ndi siginecha ya wogulitsa ndi kasitomala.

3) Zogulitsa zikamalizidwa ndipo zikalata zakunyumbayo ziperekedwa kwa wogula, yemwe anali mwini nyumbayo amalandila ndalama kubanki.

Mgwirizano wamalonda umamalizidwa m'njira yosavuta kapena yotsimikizika ndi ofesi yolemba.

Ngati simunakumanepo ndi izi, ndibwino kuti mupeze thandizo kwa loya woyenerera. Mukamalemba, ndikofunikira kuonetsetsa kuti chikalatacho chili ndi zidziwitso zonse zokhudzana ndi malonda, nthawi yomwe katundu akugulitsidwa komanso njira yothetsera mavuto pakati pawo.

Kenako, timatembenukira ku Registration Chamber kuti tilembetse nyumba za mwininyumba watsopanoyo.

Gawo lomaliza ndi njira yosamutsira malowo kwa eni ake ndikusayina chikalatacho.

Tsitsani chikalata chosinthira ku mgwirizano wogula ndi kugulitsa nyumba

Kuyambira pomwepo, udindo wonse wachinthu umakhala pamapewa a mwini watsopanoyo. Amapangidwa m'makope awiri, pankhani yanyumba, pamafunika zina zowonjezera kubanki.

Pambuyo pake, yemwe anali mwiniwake atha kulandila kubokosilo kapena kuchokera ku akaunti yakubanki. Mgwirizanowu watsirizidwa.

Njira Zotsimikizika Zogulitsa Nyumba Yanyumba

8. Momwe mungagulitsire nyumba pangongole 💸 - TOP-4 njira zenizeni

Sikuti aliyense amadziwa kuti kugulitsa nyumba yogulidwa ndi ngongole yanyumba ndizowona. Zachidziwikire, pamenepa malowo alonjezedwa. Zikuoneka kuti mwini wake alibe mwayi woti aziyang'anira nyumbayo.

Komabe, pali njira zogulitsa katundu wanyumba. Mutha kuchita 4 njira zotsimikizika. Zonsezi zimakhudzana kwambiri ndi bungwe labanki.

Njira 1. Kugulitsa nyumba kuti mupeze ndalama

Njirayi ndi yopindulitsa kwambiri kwa iwo omwe adatenga ngongole yanyumba. Kusankha njirayi, muyenera kulingalira zakupeza wogula pa katundu wobisika zingakhale zovuta.

Zindikirani! Lero mwayi woperekedwa wa nyumba zomwe sizikulonjezedwa ndi zazikulu. Chifukwa chake, ogula amasamala za kugulitsa nyumba ndi malo, zomwe zikugulitsidwa ndi zovuta zina.

Njira yogulira iyi imagwiritsidwa ntchito nthawi zambiri kuzipinda zomwe zikadalipo siteji yomanga... Nthawi yomweyo, zomwe zikonzekere posachedwa ndizofunikira kwambiri.

Kuphatikiza apo, njirayi ndiyabwino pazinthu zatsopano zomwe zili mu madera osankhika, komanso ili ndi mawonekedwe abwino. Kupezeka kwa nyumba zotere m'mizinda nthawi zambiri sikukhala kwakukulu.

Pogulitsa nyumba yobwereketsa ndalama, muyenera kukhala okonzeka kuti kugulitsa koteroko kumaphatikizapo magawo angapo:

1. Choyamba, wogula ndi wobwereka ayenera kulumikizana ndi odziwitsa anthu. Apa, mgwirizano wazolinga umapangidwa kuti apange zochitika zofananira ndi nyumbayo.
2. Wogula amasamutsa ndalamazo kubanki, zomwe ndizofunikira kutseka kwathunthu ngongole yanyumba. Kusiyanitsa pakati pa ndalamazi ndi mtengo wanyumbayo kumalipira wogulitsa.
3. Ngongole ikatsekedwa, cholembacho chimachotsedwa mnyumbamo.
4. Katundu atachotsedwa chikole, wogulitsa ndi wogula m'chipinda cham'deralo amalembetsa mgwirizano wogula ndi kugulitsa. Ngati nyumbayi ikumangidwa, mgwirizano wopanga nawo gawo limodzi umaperekedwanso kwa eni nyumbayo.

Nthawi zina njirayi yanyumba yanyumba amatchedwa zachinsinsi... Izi ndichifukwa choti kubweza ngongole kumachitika ndi wogula pasadakhale, ngakhale asanagule.

Pachikhalidwe, ngongole yanyumba imasungidwa muakaunti, ndipo ndalama zotsalazo zimasungidwa mu bokosi losungika bwino. Wogulitsayo amawalandira pokhapokha atagulitsa zonse ndikusinthira umwini wa nyumbayo kwa wogula.

Njira 2. Ngongole kapena kusamutsa ngongole yanyumba

Njirayi imagwiritsidwa ntchito molingana ndi mfundo yosamutsira ndalama. Malinga ndi izi, nyumbayo itha kugulitsidwa ngati wogula atenga zonse zofunika kubweza ngongole yanyumba.

Momwemo, mungapeze wogula nokha pankhaniyi. Nthawi zambiri, nyumba zanyumba zimakhala zochepa Chenjerani... Komabe, pali kufunika kwa iwo.

Pakhoza kukhala zifukwa zingapo izi:

• katundu wogulitsa nthawi zambiri amagulitsidwa pamtengo wotsika;
• pazinyumba zomwe zili m'malo otchuka, zofunikirazo ndizokwera kwambiri, ngakhale atakhala olemedwa ndi ngongole yanyumba;
• yotchuka ndi nyumba zokhala ndi zomaliza zabwino, komanso kukonzekera bwino.

Tiyenera kukumbukira kuti wogula ayenera kukhala ndi ntchito yokhazikika, malipiro okwanira, komanso zabwino mbiri ya ngongole.

Wogula nyumba adzafunika kuchita momwe angagwiritsire ntchito ngongole yanyumba. Zikakhala kuti chisankho chabwino chapangidwa kutengera zotsatira zakuganizira kwake, pomaliza pamachitika chatsopano mgwirizano.

Malinga ndi mgwirizano, nyumba imakhala katundu wa wogula, koma imakhalabe lonjezo... Nthawi yomweyo, ngongole yanyumba imalipira ndi kasitomala watsopano.

Poterepa, kuyesetsa kochepa kudzafunika kuchokera kwa wobwereka. Bungwe loyang'anira ngongole nthawi zambiri limalemba kulembetsa chikole ndi Makampani Nyumba palokha. Wogulitsayo amangofunika kusaina chikalata chofuna kupereka ngongole yanyumba.

Mwambiri, kugulitsa nyumba kudzera muntchito kudzafunika za 20 masiku... Asanu mwa iwo adzagwiritsidwa ntchito pochotsa chovutacho ndipo ena 14 adzafunika kuti alembetse mgwirizano ndi mwiniwake watsopano.

Njira 3. Kukhazikitsa mothandizidwa ndi kampani yobwereketsa

Nkhaniyi ikusiyana ndi kugulitsa ndalama chifukwa zochita zonse zogulitsa nyumba zimasamutsidwa ku banki. Njirayi ndiyabwino kwa iwo omwe, pazifukwa zingapo, alibe mwayi wogulitsa malo.

Ngongole imapeza wogula payekha. Kupitilira apo, magawo onse amachitidwe amachitidwa popanda kutenga nawo gawo ngongoleyo.

Kuwerengedwa kumapangidwa monga momwe amagulitsira koyamba: wogula amathetsa ngongole yanyumba, ndalama zotsalazo zimalonjezedwa mchipinda kapena ku akaunti yakubanki yokhala ndi zofunikira. Zikalata zonse zakampaniyo zikamalizidwa, wogulitsa azitha kutenga ndalamazo.

Njira 4. Kudzikhazikitsa

Kuchokera pa dzina la njira yogulitsa, zitha kuwoneka kuti sizololedwa kwathunthu ndipo zimachitika popanda banki kutenga nawo mbali.Izi sizowona, chifukwa mulimonsemo, kampani yobwereketsa iyenera kudziwitsidwa magawo onse amachitidwe. Mfundo ndiyakuti wogulitsa ndi wogula azichita zonse zofunikira mosadalira.

Zofunika! Akatswiri amalangiza ogulitsa kuti adziwitse ogula kuti nyumbayo yalonjezedwa kale pagawo loyambirira la malonda... Ngati izi sizingachitike, kudalira pakati pa omwe akukhudzidwa ndikugulitsa ndi kugula kungatayike. Wogula zotere atha kusankha kuti zochitika munyumbayo sizovomerezeka kwenikweni.

Pogulitsa nokha nyumba yanyumba, muyenera kudutsa magawo otsatirawa:

1. Wogulitsayo amapeza wogula yemwe avomera kugula nyumba.
2. Wogula amatumiza fomu ku banki kuti akaombole zomwe walonjezazo.
3. Chigwirizano choyambirira chogulitsa ndi kugula chimapangidwa ndikudziwika.
4. Maselo awiri akubanki amabwereka. Mmodzi wogula amalipira ndalama zofunika kubweza ngongole yanyumba, lachiwiri - zotsala mu kuchuluka kwa kusiyana pakati pa mtengo wanyumba ndi kuchuluka komwe kuphatikizidwa mchipinda choyamba. Muthanso kusankha njira zina zolipira pakati pa wogula ndi wogulitsa (kalata yangongole, akaunti yakubanki).
5. Nyumbayi yachotsedwa kubweza.
6. Zambiri zokhudzana ndi kugulitsa nyumba zalowa mu Rosreestr.
7. Atalandira chitsimikiziro cha zolembedwa zakulembetsa kwa zomwe zikuchitikazo, banki imatenga ndalama kuchokera kuchipinda choyamba, ndipo wogulitsa - kuchokera pa chachiwiri.

Njira iyi yogulitsa nyumba nthawi zambiri imakhala yachangu kwambiri. Koma kupeza wogula pankhaniyi kumakhala kovuta.

Kuphatikiza apo, kuti tilandire chilolezo cha banki kuti tigulitse nyumba, ndikofunikira kuti kampani yobwereketsa ndalama isakhale ndi zotsutsana ndi wobwereka. Mwanjira ina, njirayi ndi yoyenera kwa iwo omwe pafupipafupi amalipira pamwezi ndipo sachedwa.

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Chifukwa chake, pali njira zinayi zazikulu zogulitsira nyumba yomwe idagulidwa ndi ngongole yobweza ngongoleyo isanabwezeredwe. Mwachilengedwe, aliyense wa iwo ali ndi zake ubwino ndipo zofooka.

Pofuna kuyerekezera, tawonetsa zabwino ndi zoyipa zosankha zonse patebulo:

Njira yogulitsa	Ubwino (+)	Zoyipa (-)
Kugulitsa ndalama	Wobwereka amachotsa ngongole yanyumba, amapeza kusiyana pakati pa mtengo wogulitsa ndi kuchuluka kwa ngongole	Zovuta kupeza wogula
Kubwezerani ngongole	Ndikotheka kuthana ndi ngongole yanyumba msanga	Zovuta pakupeza wogula amene angavomereze kubweza ngongole kubanki inayake ndipo azitsatira zomwe akufuna
Gulitsa kwathunthu kudzera kubanki	Wobwereka amachotsa kufunikira kofuna wogula ndi kutenga nawo mbali pazochitikazo	Banki imagwira ntchito zake zokha. Chifukwa chake, nyumbayi nthawi zambiri imagulitsidwa pamtengo wotsika. Zotsatira zake, kulipidwa komwe wobwereka ndi wocheperako kapena kulibiretu
Zogulitsa zokha	Wogulitsa amakhazikitsa mtengo wanyumbayo, amayang'aniranso bwino zomwe zikuchitikazo	Wogulitsayo ayenera kuyesetsa kwambiri ndikugwiritsa ntchito nthawi yambiri payekha

Gome likuwonetsa bwino zomwe zabwino ndi zoyipa za njira iliyonse yogulitsa nyumba yobwereketsa.

9. Zolakwitsa zomwe anthu amagulitsa nyumba yanu ❌

Pogulitsa malo ndi nyumba, ogula ambiri sadziwa momwe angakwaniritsire bwino zopindulitsa mwachangu popanda kuthandizidwa ndi akatswiri. Ndiye tingalakwire chiyani?

Cholakwika 1. Kuyesa kolakwika nyumbayo

Vuto lalikulu la eni nyumba zonse ndikutsimikiza kolakwika kwa mtengo wake. Nthawi zambiri, kuti muwunike, muyenera kugwiritsa ntchito zidziwitso patsamba lodziwika bwino lazogulitsa nyumba mumzinda wanu, sankhani zosankha zomwezo ndikupeza mtengo wake.

Kutengera ndi chidziwitso chomwe walandira, nthawi zambiri mwiniwake amakhala ndi mtengo wokwera kwambiri. Zachidziwikire, mungafune kulandira ndalama zochuluka zogulira malo anu, koma kodi kasitomala amene angafune awone malonda anu?

Ndibwino kuti muphunzire zinthu zonse zofananira poyimbira eni nyumba ndikudziwitsanso momwe chipindacho chiliri, zikalata zomwe zilipo. Ndiye kuti, kuti mudziwe zambiri zomwe zingakhudze mtengo. Pambuyo pofufuza zomwe tapeza, timakhazikitsa mtengo weniweni wamalo ndi nyumba. Osapambanitsa, koma osapeputsanso.

Vuto 2. Kukonzekera kwa nyumba sikunachitike

Nyumbayi siyokonzeka kugulitsidwa. Izi nthawi zambiri zimakhala kuyeretsa, kuchotsa zinyalala zochulukirapo ndikuziwonetsa. Poterepa, muyenera kuyika zinthu mwadongosolo osati mchipinda momwemo, komanso pamakwerero ndi pakhomo.

Chidziwitso choyamba chimapangidwa ndi wogula pakhomo. Izi zitha kuchitika pokambirana ndi woyeretsa kapena wosamalira.

Ngati chipindacho chilibe mawonekedwe owoneka bwino, ndiye kuti kukonzanso pang'ono kuyenera kupangidwa, pomwe okwera mtengo sayenera kuchitidwa, chifukwa kulibe ntchito. Koma njira yosankhira bajeti idzawonjezera kukopa pamaso pa kasitomala amene angafune.

Cholakwika 3. Wogulitsa sakukonzekera kwathunthu kukambirana ndi ogula

Mgwirizano ndi wogula sayenera kungokhala m'mawu okha, komanso papepala. Atalonjeza kugula malo ndi nyumba kuchokera kwa inu, atha kumayang'ana modekha zosankha zina zopindulitsa, ndipo mutha kutaya kasitomala amene angakhalepo. Chifukwa chake, ndiyofunika nthawi yomweyo kufunsa funso lakutsogolo kapena chiphaso.

Bisani zoyipa ndikukambirana zaubwino wanyumba. Musaope kukambirana ndi kutsutsana chifukwa chake malo anu ali abwino kuposa ena. Onetsani chipinda modekha popanda kutengeka. Pitani ku zokambirana, ngati simunakonzekere, ndiye kuti zikhale zovuta kumaliza mgwirizano wopindulitsa.

Cholakwika 4. Zikalata zomwe sanachite bwino

Musanagulitse nyumba yanu, muyenera kukonzekera zikalata zonse zofunika:

• Kuchokera ku USRR (Unified State Register of Real Estate).
• chiphaso cha mwini,
• awo. pasipoti kuchokera ku BTI,
• cadastral,
• chotsani,
• USRR.

Ngati malowo adagulidwa movomerezeka, ndiye chilolezo cha wokwatirana kapena mgwirizano wapabanja, ndi satifiketi yolembetsa ukwati.

Ngati nyumba zigulidwa pogwiritsa ntchito ngongole yanyumba, ndiye kuti mufunika:

• satifiketi yakusowa ngongole kubungwe lomwe limapereka zofunikira,
• chotsani ku Unified State Register ndi zolemba zina.

Zolemba zokonzedwa bwino ndichinthu chofulumira komanso chopindulitsa.

Tiyeneranso kukumbukira kuti mgwirizano wogulitsa uyenera kukhala ndi zidziwitso zonse zofunikira kuti tipewe mavuto mtsogolo.

Mapemphero ndi ziwembu zogulitsa mwachangu nyumba

10. Momwe mungagulitsire nyumba mwachangu: ziwembu ndi mapemphero ☯ - 100% zotsatira

Ena amakhulupirira kuti kuti mugulitse nyumba pamtengo wabwino mwachangu, muyenera kugwiritsa ntchito zikhulupiriro ndi zikhulupiriro zowerengeka. Kodi zili choncho?

10.1. Pempherani kuti mugulitse nyumba yopindulitsa

Kuti mugulitse nyumba pamtengo wokwera, muyenera kuchita izi:

• Pakakhala mwezi watsopano, chotsani zinyalala zonse m'nyumba, mupite nazo pamphambano ndi kunena kuti:"Muli ndi zinyalala izi, ndipo ndalama zanga zabwerera!"
• Pambuyo pake, ikani nickle m'makona onse ndikunena mokweza muzipinda zonse: "Lekani ndalama zibwerenso ndalama".
• Pambuyo pake tsiku sonkhanitsani zosintha ndikupereka kwa anthu omwe akusowa thandizo.
• Bweretsani kandulo kuchokera kutchalitchi kupita kunyumbayo ndikuyatsa, kenako nkuti:"Amalonda ndi amalonda akuthamangira kumoto wa Mulungu".

Kenako lengezani ndikuwonetsa malowo kwa omwe angakhale makasitomala awo.

10.2. Momwe mungagulitsire nyumba mwachangu - mankhwala azikhalidwe

Pali njira zina zokuthandizani kugulitsa malo. Muyenera kuchita miyambo yokhayo m'nyumba yomwe mukufuna kugulitsa. Nazi izi:

1. Asanayambe kugulitsa nyumba, iyenera kukhala yodzaza ndi mphamvu zoyera, iyenera kukwera mlengalenga. Izi zimafunikira chidebe choyera, makamaka chatsopano. Dzazeni ndi madzi ozizira ndikuyika m'malo amdima masiku angapo. Pambuyo pake Masiku atatu sambani pansi bwino. Pambuyo poyeretsa konyowa, munthuyo ayenera kuganizira zopereka ngodya zake zakale ndikupereka kwa wina yemwe amalipira ndalama zambiri.
2. Malo onse okhala ali ndi brownie. Musanagule nyumba yoti mugulitse, muyenera kuwonetsetsa kuti kasitomala amene akufuna kukhala naye amakhala omasuka komanso odekha poyang'ana malo. Kuti muchite izi, tikulimbikitsidwa kuyika mbale ndi zinthu zabwino patebulo.
3. Kuyambira kale, tirigu amadziwika ngati chizindikiro cha ndalama. Pali malingaliro kuti ngati mutayika njere imodzi nthawi zonse pamakona onse, mutha kuzindikira nyumba.

Miyambo yonse imachitika bwino mbandakucha, patsiku lomwe ofuna chithandizo adzafika.

10.3. Momwe mungagulitsire nyumba mwachangu - zizindikiro zowerengeka

Iwo amene amakhulupirira zizindikiro zonse, amakwaniritsidwa. Ndizovuta kutsutsana ndi zikhulupiriro zambiri, chifukwa zomwe akumana nazo zakhala zikuchulukirachulukira kwazaka zambiri.

Kodi pali zikwangwani zilizonse zogulitsa nyumba mwachangu komanso mopindulitsa? Inde alipo. Zina zitha kugwiritsidwa ntchito kugulitsa kulikonse, pomwe zina zingagwiritsidwe ntchito kugulitsa nyumba.

1. Simungauze aliyense kuti mukufuna kuchotsa mita yanu yakale. Izi ziyenera kunenedwa pokhapokha ntchitoyo ikamalizidwa.
2. Akafunsidwa za momwe njira yogulitsira malo ndi nyumba ikuyendera, wina sayenera kukambirana za izi ndi chisangalalo. Ndikoyenera kuyankha modekha, komanso popanda zodandaula.
3. Ngati wina akutsutsana ndi malonda, nyumbayo ipachika.
4. Wogula kasitomala akabwera, sikofunikira kwenikweni, koma ngati mwamwayi amupangitsa kukhala mchipinda. Kutheka kwa mgwirizano pankhaniyi kudzawonjezeka.
5. Wogula wotopetsa - pamtengo wabwino. Ingokhalani oleza mtima.
6. Wogula kasitomala nthawi zonse amakhala ndi ndalama zambiri kuposa zomwe akuyesera kuwonetsa. Ngati akufuna kugula nyumba kuchokera kwa inu, amatha kupeza ndalama zomwe zikusowapo.
7. Chizindikiro chakale cha anthu: ngati nyumbayo ili ndi mwini m'modzi, ndiye kuti ndizosavuta kugulitsa.

10.4. Pemphero lomwe limakupatsani mwayi wogulitsa nyumba mwachangu komanso bwino

Nazi zitsanzo za ziwembu zingapo zomwe ndizodziwika:

1. Werengani pemphero pa chidebe chamadzi: "Makona anayi, nyumba yanga ndi brownie. Ndikukana iwe, kuyambira maloko, zitseko zolemera, kuchokera ku brownie ndi ngodya zinayi. Aliyense amene angandipatse ndalama chifukwa cha inu mupezanso. Amen - katatu»... Pambuyo pake, timatsuka pansi ndi madzi, chofunikira kwambiri ndikutsuka holo. Timatsanulira madzi molunjika mumsewu. Koma ngati, ponyamula chidebe, wina walowa panjira, ndiye kuti pempherolo silikhala ndi mphamvu zake.
2. Pa 3 koloko m'mawa, tikunena za chiwembu pa tsache: “Ndimasesa chilichonse bwino ngati zinyalala, kusesa, ndi kukhomera kasitomala kunyumba kwanga. Wogula kasitomala woyamba abwera kwa ine, wachiwiri, koma wotsatira adzagula - apita kunyumba. Amen "... Pambuyo pake, muyenera kugona, ndikuyamba kubwezera m'mawa kwambiri, pomwe cheza choyamba cha dzuwa chikuwonekera. Mwambo bwerezani masiku atatu motsatizana.
3. Pempheroli limawerengedwa kasitomala asanabwere, muyenera kudziwa nthawi yeniyeni yomwe adzayendere nyumbayo. “Mawindo anga owala, malo anga okutidwa, matric opindika, zipilala. Yang'anani ndikupangana ndi ine. Amen ".
4. Mwambo wokhala ndi kandulo yosavuta. Yesetsani kutulutsa chingwe, kuyatsa mbali zonse ziwiri, ndipo mpaka itayamba fodya muyenera kuwerenga chiwembucho: “Moto ndi wamuyaya, ndipo mzimu wanga umadziwika ndi siliva, golidi komanso wabwino. Zomwe zatsala pambuyo poti chingwe cha moto chazima chiyenera kuchitidwa kulikonse mpaka mutagulitsa malo.

10.5. Momwe mungakulitsire mphamvu m'nyumba kapena m'nyumba musanagulitse

Mwambo wosavuta wokhazikika pamoto:

1. Yatsani kandulo ya tchalitchi ndikuyang'ana pamoto wake, poyesera kuganizira zakuti kusayanjanitsika konse kumatha, ngati moto woyaka.
2. Ndi kandulo yoyaka, yandikirani kukhomo lakumaso ndikudutsa nyumba yonse yomwe ili nayo, kukhoma mozungulira. Musaiwale kuyang'ana lawi, pomwe mukuganiza kuti zonse zili bwino ndi inu, kuti nyumba yanu ndiyabwino komanso yotentha.
3. Yesetsani kuzindikira kuti m'nyumba mwanu mwadzaza chikondi ndi mtendere. Makoma anu amathandiza anyumba onse ndipo mumasintha malingaliro kukhala owona.
4. Mukakhala otsimikiza kuti nyumba yanu ikuthandizanidi, ndiye ganizirani zakuti m'nyumba muli otetezedwa kwathunthu ku zoyipa za anthu ndi zoyipa.

Mwambo wosavutawu uthandizira kukonza nyumbayo kapena nyumba, kupangitsa kuti wogula mtsogolo azikhala omasuka.

Timalimbikitsanso kuwerenga nkhani yathu: "Momwe mungakope ndalama ndi zabwino pamoyo wanu kunyumba" - zinsinsi, zamatsenga ndi ziwembu.

Mafunso otchuka omwe amabwera pogulitsa nyumba ndikuwayankha

11. Mafunso omwe amafunsidwa kawirikawiri (FAQ) ogulitsa nyumba 🔔

Mukamaliza kugula malo ndi kugulitsa, zovuta zimatha kubwera chifukwa chakuti wogulitsa sakudziwa zovuta zomwe mungakumane nazo pogulitsa nyumba komanso Civil Code ya Russian Federation.

Funso 1. Kodi ndizotheka kugulitsa nyumba yogulidwa ndi capitalism?

Kugulitsa nyumba, yomwe idapezedwa kale pogwiritsa ntchito ndalama za chiphaso cha banja, yolembetsedwa mu umwini molingana ndi mamembala onse imayang'aniridwa mosamala ndi kuyang'anira. Amaonetsetsa kuti ufulu wa ana osakwanitsa zaka zambiri sukuphwanyidwa - ndiye kuti, kutha kwa malonda ogulitsa malo omwe agulitsidwa mothandizidwa ndi satifiketi, anawo sataya gawo lawo. Pachifukwa ichi, sizingatheke kugulitsa nyumba popanda chilolezo cha boma.

Kuti mupeze chilolezo, makolo akupereka umboni kuti ufulu wa ana awo sudzaphwanyidwa ntchitoyo ikamalizidwa, monga:

• pobwezera, adzapatsidwa magawo munyumba yatsopano kapena nyumba;
• mutapeza chinthu china chokhalamo, kukula kwa malowo munyumba yatsopano sikudzakhala kocheperako poyerekeza ndi nyumba zogulitsa, ndiye kuti, zosakhalitsa zidzakhala pamlingo womwewo kapena bwinoko.

Chifukwa chake, ndizotheka kugulitsa nyumba zogulidwa ndi capitalism, koma malinga ndi zikhalidwe zina:

1. Chilolezo kuchokera pakuyang'anira zakulekanitsa malo ndi malo chidapezeka.
2. Ana ochepera zaka zakubadwa sangataye magawo awo munyumba ina iliyonse ndipo malo okhala sangawonjezeke.

Funso 2. Kodi ndizotheka kugulitsa nyumba pangongole yanyumba?

Inde, ndizotheka kugulitsa nyumba pangongole yanyumba. Kuphatikiza apo, pali njira zambiri zotsimikizika zogulitsa nyumba yanyumba, yomwe tidakambirana koyambirira kwa nkhaniyi.

Vuto lokhalo lomwe lingachitike pakumaliza ndikupeleka ndi kuchotseredwa layisensi ku kampani yobwereketsa, koma izi zimachitika kawirikawiri.

Kugulitsa malo ndi ngongole yanyumba ziziwoneka motere:

1. zofunikira zonse zimakambitsirana pakamwa pakati pa wogulitsa ndi wogula;
2. mgwirizano woyambirira umamalizidwa ndipo kulipidwa pasadakhale kuchokera ku ndalama za wogula;
3. wogulitsa amasamutsira kasitomala zikalata zonse zokhudzana ndi nyumba yogona: Chotsani ku mgwirizano wa USRN / zopereka, mapepala a pasipoti / satifiketi yakubadwa, satifiketi yolembetsa, satifiketi yochokera ku BTI, pulani, kopi ya akaunti yanu ndikuchotsa m'buku / satifiketi ya nyumba;
4. banki imayang'ana zikalata zomwe zaperekedwa ndi zomwe zapeza, kuziyesa, kenako kuvomereza kugulitsa;
5. mgwirizano wogulitsa nyumba umakonzedwa ndikumaliza monga maziko;
6. chikalata chogulitsa ndi kugula chinalembetsedwa;
7. malipiro a nyumbayo amaperekedwa ku akaunti ya wogulitsa kapena kudzera mu bokosi lotetezedwa, lomwe ndi losavuta kwambiri. Palinso njira zina zothetsera wogula ndi wogulitsa - kalata yobwereketsa, bokosi losungika bwino pogwiritsa ntchito ngongole zosinthana, ndi ena.

Monga mukuwonera pamndandanda womwe watchulidwa pamwambapa, ndizotheka kugulitsa malo pangongole yanyumba ndipo sizovuta monga zimawonekera poyamba, makamaka popeza ogwira ntchito kubungwe lazachuma amakhala okonzeka kuyankha mafunso anu onse.

Funso 3. Kodi ndizotheka kugulitsa nyumba pangongole ndikugulanso ina pangongole?

Nthawi zambiri, obwereketsa amakhala ndi chidwi chosamukira ku nyumba yomwe ili mdera lina, kapena nyumbayo imayamba kuwoneka yaying'ono kwambiri.

Palibe zovuta pakuchita izi ngati nyumba osakhala ndi chikole ndipo ndi ya wogulitsa, yomwe pali umboni wolemba.

Ngati malowo adagulidwa ndi ngongole yanyumba, wogulitsa adzafunika kuti aphatikize chachikulu kuchuluka kwa khama lanu ndikukhala ndi nthawi yambiri.

Koma mwamaganizidwe ndizotheka:

1. Muyenera kupeza wogula nyumba yomwe ilipo yomwe ivomereze kulipira ngongole yanyumba yobwereketsa.
2. Pambuyo pake, banki imapanga chatsopano pangano la ngongole, pomwe nyumba yogulidwayo idzakhala chikole.

Mabanki amavomereza kuchita izi pokhapokha atakhala kwa iwo aliwonse phindu.

Funso 4. Momwe mungagulitsire gawo m'nyumba?

Kugulitsa gawo munyumba ya anthu angapo kumachitika malinga ndi malamulo okhazikitsidwa. Eni ake onse ayenera kudziwa kuti ali ndi mwayi wogula kuti apewe mavuto ndi lamulo pakugulitsa malo.

1) Choyamba. Kugulitsa gawo munyumba kumayendetsedwa Code Yachikhalidwe ya Russian Federation Art. 250... Kodi makinawa akuwonetsedwa kuti malinga ndi omwe ali nawo pagulu limodzi ali ndi mwayi, ndiye kuti ufulu "Chiwombolo choyamba" share yogulitsidwa kwa akunja.

Zofunika!

Ufulu wowomboledwa makamaka ndi wa eni ake, ndipo pokhapokha atakana kugwiritsa ntchito, mpomwe katunduyo atha kugulitsidwa kwa munthu wina.

Koma zoletsazi sizikugwirizana ndi mgwirizano wamgawidwe. Chifukwa chake, pankhaniyi, mutha kutaya malo anu ngakhale popanda chilolezo cha eni nawo. Poterepa, eni ake atha kukasuma kumakhothi kuti atsimikizire kuti zoperekazo ndi zabodza. Poterepa, watsopanoyo amakhala pachiwopsezo chotaya gawo lomwe wapeza.

Mwachizoloŵezi, nthawi zambiri munthu amayenera kuchita ndi chakuti koyamba wogula amatenga mgwirizano wopereka gawo, kenako amapeza nyumbayo yonse monga mwini. Poterepa, phindu la gawolo lidzatsimikiziridwa ndi chikalata chogula ndi kugulitsa.

2) Kusankha ndi chidziwitso. Kutengera Civil Code ya Russian Federation Article 250 p. 2.3 Mwini gawolo akuyenera kudziwitsa eni ake mwa kulemba asanagulitse. Zikakhala kuti akukana kugula kapena sangathe kuwombolera pasanathe mwezi umodzi, ndiye kuti wogulitsa atha kugulitsa gawo lake kwa wina.

Mutha kudziwitsa za chisankho chokwaniritsa gawo lanu mothandizidwa ndi notary kapena ndi telegalamu / kalata ndikudziwitsidwa kuti mwalandira.

3) Mavuto ndi misampha. Ngati, chidziwitsocho chitatumizidwa kwa eni ake za momwe angagulitsire gawolo, ma nuances omwe agulitsidwayo asintha, pofuna kukonza ufulu wa kasitomala, mwachitsanzo, mtengo udatsika kapena kuti gawo limaperekedwa pang'onopang'ono, eni ake ayenera kudziwa za zatsopanozi.

Zikakhala kuti kugulitsa kumachitika mosemphana ndi ufulu wa eni eni, ndiye kuti onse omwe ali mgulu lawo ali ndi ufulu 3 miyezi Tsutsani kugulitsa ndi kugula zochitika kukhothi.

Funso 5. Kodi ndi msonkho uti womwe uyenera kulipidwa pogulitsa nyumba mu 2020?

KUCHOKERA2016 chaka ogulitsa akuyenera kulipira msonkho pakugulitsa nyumba mu kuchuluka kwa 13% kuchokera pamtengo wopitilira ruble 1 miliyoni. (kuchotsera msonkho) kulandiridwa chifukwa chogulitsa nyumba, ikadakhala yake osakwana zaka 5(ngati ntchitoyo idachitika koyambirira kwa 2016, ndiye kuti msonkho uyenera kulipidwa ngati malowo anali ochepera Zaka zitatu).

Komanso, kuyambira mu 2016, ndikofunikira kuwonetsa mtengo wanyumbayo pamgwirizano wogula ndi kugulitsa osachepera 70% kuchokera pamtengo wa cadastral wa chinthucho.

Mutha kuchepetsa ndalama zomwe misonkhoyo amawerengeranso kuyatsa 1 000 000 Ma ruble, ndiye kuti, gwiritsani ntchito mwayi wochotsera msonkho, kapena pamtengo wogwiritsidwa ntchito pogula nyumba.

Funso 6. Kodi ndi tsiku liti lomaliza kupereka msonkho wa 3-NDFL wogulitsa malo?

Pambuyo kugulitsa nyumba, kulengeza 3-NDFL mutha kugonjera ku ofesi yokhomera msonkho chaka chamawa chokha, mpaka Epulo 30 kuphatikiza.

Mwachitsanzongati kugulitsa ndi kugula kwakwaniritsidwa mu 2020, chilengezocho chimaperekedwa mu 2021 pasanafike pa Epulo 30, ndipo msonkho womwewo umalipira pasanafike pa Julayi 15.

Ngati kuphwanya nthawi yomaliza yolemba lipoti, wokhometsa msonkho adzamulipiritsa chindapusa 5% pamisonkho yomwe simunalipire ya mwezi uliwonse wosakwanira kapena mwezi wonse kuyambira tsiku lomwe idaperekedwa, koma osachepera ma ruble 1,000 komanso osapitirira 30% ya ndalama zomwe zafotokozedwazi.

Funso 7. Ndi zikalata ziti zomwe ziyenera kuperekedwa ku ofesi yamsonkho pogulitsa nyumba?

Wokhometsa misonkho amapereka mndandanda wazotsatira kwa omwe amapereka msonkho:

• 3-NDFL
• mgwirizano wogulitsa nyumba;
• chiphaso;
• zikalata zolipira zomwe zingatsimikizire mtengo wogula nyumba zogulitsidwazo, ngati mtengo wake upitilira ma ruble oposa 1 miliyoni.

Funso 8. Zomwe muyenera kudziwa za 3-NDFL pogulitsa malo mu 2020?

Mukamagulitsa malo mu 2020, muyenera kulemba chikalata pofika Epulo 30, 2021 kuphatikiza.

N'chimodzimodzinso ndi kugulitsa malo mu 2021 - kulembetsa chilengezo cha 3-NDFL pofika Epulo 30, 2022.

Ngati malo okhalamo anali a mwini zaka zosakwana 5, pakadali pano muyenera kunena za ndalama zomwe mudalandira popereka 3-NDFL.

Kuti mumalize kulengeza, zikalata ndi deta zotsatirazi zikufunika:

• Dzinalo, malo ndi tsiku lobadwa, nambala ndi mndandanda, tsiku lomwe adatulutsa komanso yemwe pasipoti idaperekedwa, adilesi yolembetsa;
• mgwirizano wogulitsa nyumba;
• manambala olumikizirana ndi ofesi yamsonkho, ngati katswiri ali ndi mafunso;
• ngati mtengo wamalo ndiopitilira ruble 1 miliyoni, pangano logula nyumba lidzafunika.

P.S. Ngati muli ndi mafunso pa mutu wogulitsa nyumba, afunseni mu ndemanga za nkhaniyi.

Popeza mwaganiza zoyamba kugulitsa nyumba yanu panokha popanda kuthandizidwa ndi akatswiri, muyenera kudziwa bwino kuti choyambirira muyenera kukonzekera mosamala njirayi. Ndipo chifukwa cha izi muyenera kudziwa malamulo ndi zinsinsi zazikulu zamalonda opambana omwe ogulitsa amakhala nawo.

Chopereka chanu chiyenera kukhala chopikisana komanso chofunikira. Mtengo sayenera kupitilizidwa, koma sayeneranso kuchepetsedwa. Konzani zikalata zofunika pasadakhale, ndipo konzani malowo. Chofunika koposa, khalani oleza mtima komanso nthawi.

Ngati mukukayikira kuti mutha kugulitsa nyumba yanu mwachangu komanso mopindulitsa (kaya ndi nyumba, nyumba, ndi zina zambiri), ndibwino kuti musawononge nthawi ndikupempha thandizo kwa akatswiri.

Pamapeto pa mutuwo, tikukupemphani kuti muwone kanema pamutuwu, momwe wolemba amafotokozera zoyenera kuchita mukafunika kugulitsa nyumbayo nokha popanda wothandizila:

Ndizo zonse kwa ife. Tikukufunirani zabwino zonse ndi kugulitsa bwino malo anu! Gawani malingaliro anu, zokumana nazo ndi ndemanga mu ndemanga.