Cash Back - ndi chiyani m'mawu osavuta komanso momwe mungaigwiritsire ntchito + TOP-3 ntchito zabwino zobweza

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Moni, okondedwa owerenga Maganizo a Moyo! Lero tikukuuzani m'mawu osavuta kuti Cash Back ndi chiyani, momwe imagwirira ntchito komanso momwe mungaigwiritsire ntchito, komanso kukupatsirani mwayi wazobweza ndalama ndi masamba.

Mwa njira, mwawona kuti mtengo wa dola ndiwofunika kale motani? Yambani kupanga ndalama pamasiyana pamitengo yosinthira apa!

Ambiri amaganiza za mfundoyi "Kubweza" makamaka pamakhadi aku banki. Komabe, mutha kubweza zina mwa ndalama zogulira pogwiritsa ntchito zida zina zambiri.

Mukasanthula nkhaniyi kuyambira koyambirira mpaka kumapeto, muphunzira:

Kubweza ndalama ndi chiyani komanso momwe mungagwiritsire ntchito ntchito yobweza ndalama;
Kubweza ndalama ndi chiyani pa khadi yakubanki;
Kodi ntchito zabwino kwambiri zobweza ndalama ndi ziti?

Kumapeto kwa nkhaniyi, mwachizolowezi timayankha mafunso otchuka kwambiri kuchokera kwa ogwiritsa ntchito.

Mosakayikira, kubweza ndalama ndi njira yabwino kwambiri yomwe imakuthandizani kuti muzisunga ndalama mukamagula. Ngati mukufuna kudziwa momwe mungagwiritsire ntchito, musataye nthawi - yambani kuwerenga tsopano!

Werengani za kubweza ndalama (kuphatikiza pa khadi yakubanki) ndi momwe mungagwiritsire ntchito, komanso momwe mungasankhire ntchito yabwino komanso yopindulitsa yobwezera ndalama - werengani nkhaniyi

1. Kodi Cash Back ndi chiyani komanso momwe imagwirira ntchito - mwachidule lingaliro mophweka 💰

Masiku ano, mwamtheradi aliyense amagula zinthu pafupipafupi. Komabe, ambiri sagwiritsa ntchito mwayi womwe waperekedwa. Ichi ndichifukwa chake ogula ambiri amagula zinthu zambiri pamtengo wokwera kwambiri kuposa momwe angathere... Pogwiritsa ntchito njira zovuta, zachikale zolipirira, amalipira pafupipafupi.

Nthawi zambiri, pamakhala chifukwa chimodzi chokha chogwiritsa ntchito mopitirira muyeso - chizolowezi... Kukuthandizani kuti muchotse zizolowezi zovuta komanso zodula, tinaganiza zopereka zolemba za lero pamutuwu kubweza ndalama.

Musaiwale Kusunga ndi kukhathamiritsa mtengo kumakupatsani mwayi wopeza ndalama zambiri pachaka chonse. Kuphatikiza apo, kuwerenga ndalama kumapereka mpata wokwaniritsa maloto ambiri okhudzana ndi ndalama.

1.1. Kodi kubweza ndalama kumatanthauza chiyani kugula

Ndiye kodi mawu akuti "kubweza" amatanthauza chiyani?

Anamasuliridwa kuchokera ku Chingerezi kupita ku Chirashakubweza ndalama ndikubweza ndalama... Kumasulira kwenikweni kumawonetsera bwino tanthauzo la zachuma. Kugwiritsa ntchito kubweza ndalama kumakupatsani mwayi wobwezera gawo lina la ndalama zomwe mumagwiritsa ntchito polipira katundu ndi ntchito.

Nthawi zambiri kukula kobweza zimasiyanasiyana pamitundu kuchokera 0,5% mpaka 5%... Mabungwe ena obwereketsa ndalama amapereka ndalama zambiri, koma izi sizodziwika kwenikweni. Kuchuluka kwa kubwezeredwa kumatsimikiziridwa osati ndi kuwolowa manja kwa ntchito yolipira, komanso ndi mfundo za mgwirizano winawake.

Kodi ntchito yobweza ndalama ndi chiyani?

Masiku ano, akukhala otchuka kwambiri malo apaderaimatumiza makasitomala kuti asunge zipata. Ndi ntchito izi zomwe zimasinthira kubwezeredwa kwa makasitomala. Kuphatikiza pakubweza ndalama, amapereka ntchito zowonjezera - kuyerekezera mitengo ya ogulitsa osiyanasiyana, fufuzani zomwe zikufunika ndi ena.

Ntchito zina zimagwirizana ndi masitolo mazana angapo omwe ali m'maiko osiyanasiyana padziko lapansi. Nthawi yomweyo, kubwezeredwa kwa mnzake aliyense ndi kosiyana. Amatengera mgwirizano womwe wapangidwa pakati pa sitolo, ntchito, ndi makasitomala ake.

Ndikofunikira kudziwa kuti mawu akuti kubweza ndalama amagwiritsidwa ntchito m'malo osiyanasiyana: banki, malonda apaintaneti, juga... Chofunikira chake chimakhala pakupereka mapulogalamu osiyanasiyana a bonasi kuti akope makasitomala atsopano ndikuwonjezera kukhulupirika.

1.2. Momwe ndalama zimabwezera - momwe ndalama zimathandizira

Ndondomeko yobwezeretsanso kugula idapangidwa kuti onse omwe akutenga nawo mbali pazogulitsidwayo akhalebe wopambana.

Ntchito yobweza ndalama imakopa makasitomala, chifukwa m'masitolo awa amasamutsira iye gawo limodzi la malonda. Ntchitoyi imagawa phindu lomwe mwalandira ndi 2 mbali: chimodzi imadzitengera yokha chachiwiri amawerengera kasitomala.

Mmodzi yekha kuchotsa (-) Ndondomeko yobwezeretsa ndalama ndikuti obwezeredwa sangapangidwe nthawi yomweyo... Nthawi zina, kasitomala amalandila ndalama zobweza ndalama ataiwala kale.

Pachikhalidwe, ntchito zimawonetsa nthawi yoyerekeza kusamutsidwa kwa ndalama nthawi yomweyo. Nthawi zambiri, kubweza ndalama kumachitika pasanathe mwezi umodzi, mocheperako pasanathe masiku ochepa.

Mapulogalamuwa amayesa kukhazikitsa nthawi yokwanira kuti wogula azikhala ndi nthawi yopereka katundu ngati kuli kofunikira.

Njira yobwezera ndalama imafotokozedwa sitepe ndi sitepe pansipa:

Wogula amatsata ulalo woperekedwa ndi ntchito yobweza ndalama patsamba la sitolo yapaintaneti. Apa amasankha zomwe akufuna kapena ntchito. Pambuyo pake, wogula amalipira mtengo wawo;
Wogulitsa amasamutsa gawo la ndalama zomwe amalandila ku akaunti ya ntchito yobweza ndalama. Zikuoneka kuti masitolo amalipira ntchito zamakampani kuti akope makasitomala kwa iwo. Kwa ogulitsa ambiri, izi zimakhala zopindulitsa kwambiri komanso zothandiza kwambiri kuposa kulimbikitsa malonda ndi ntchito zawo, komanso ntchito zotsatsa;
Ntchito yobweza ndalama imasamutsira gawo la ndalama zomwe walandira kwa wogula. Nthawi zambiri, kasitomala amalandira kuchuluka kwake 5% ya ndalama zomwe zawonongedwa.

M'malo mwake, pali kusiyana pang'ono pakati pazantchito zobweza ndalama. Aliyense amatha kudziwa momwe angagwiritsire ntchito izi kapena izi.

Ziyenera kuganiziridwa, kuti zinthu zambiri zapaintaneti zimafunikira kuti mupeze ndalama zochulukirapo musanatenge ndalama. Komabe, simuyenera kuchita mantha ndi izi, chifukwa zinthu zambiri zimayika malire pamlingo 10-20 rubles.

2. Kodi kubweza ngongole ndi chiyani pa khadi yakubanki? 💳

M'magawo amabanki, kubweza ndalama ndikubweza gawo la ndalama zomwe zinagwiritsidwa ntchito pogwiritsa ntchito khadi. Kutengera ndi tanthauzo la lingaliroli, nthawi zambiri limatchedwa imodzi mwamitundu pulogalamu ya bonasi.

Kubweza ndalama kumagwiritsidwa ntchito makamaka pofuna kulimbikitsa kugwiritsa ntchito makhadi aku banki, ngati njira ina yopezera ndalama.

Nthawi zambiri, imodzi mwanjira ziwiri zobwezera gawo la ndalama zomwe mudagula imagwiritsidwa ntchito:

kubwezera ndalama kumabwezeretsedweratu kuchokera kugula zonse;
mutha kubwezeredwa kokha kuchokera kumudzi wokhala nawo kubanki.

Chofunikira kwambiri pobweza ndalama pamakadi aku banki ndikuti sizikhala ngati kuchotsera kamodzi kuchotsera. Wosunga makhadi ayenera woyamba kukonza maakaunti ndi wogulitsa katundu kapena ntchito.

Pokhapokha pakadutsa nthawi, ndalama zomwe tidavomerezana kale kapena gawo la ndalamazo zimabwezedwa kwa iye. Atalandira kubwezeredwa, wokhala ndi makhadi ali ndi ufulu wogwiritsa ntchito ndalama zobwezeredwa kulikonse komwe angafune.

Ndikofunika kukumbukira kuti chisonyezo chachikulu cha kupereka kwathunthu kwa ntchito kubanki ndi kubwerera kwa ndalama zenizeni... Ngati mukufuna, ndalama zolandilidwazo zitha kuperekedwanso.

Mwanjira ina, sitingathe kuyankhula zakugwiritsa ntchito kobweza ndalama powerengera mfundozomwe zimangogwiritsidwa ntchito pokhapokha pazogulitsa zingapo komanso pazogwirizana kale. Kubwerera koteroko kumangoganiziridwa kukwezedwa kuchotsera.

Ndani amapindula pogwiritsa ntchito Cash Back system

3. Pindulani ndi kubweza ndalama kumbali iliyonse yazogulitsa 📑

Akatswiri otsatsa malonda amati ndizovuta kukopa wogula wamakono kuti agule mwachangu... Makasitomala awa nthawi zambiri amakhala ndi njira yawoyawo yopangira zinthu ndi mtengo wapatali.

Amasankha zofunikira kapena ntchito, amaphunzira zotsatsa m'masitolo osiyanasiyana ndi makampani. Ogula odziwa zambiri amagwiritsa ntchito ntchito zofananitsa.

Posachedwa, kuyendera zothandizira kubweza... Ndikokwanira kuti tilembetse ntchito imodzi kapena zingapo kuti mulandire ndalama zina zomwe munagula pogula katundu ndi ntchito. Ubwino wa ntchitoyi ndiwodziwikiratu kwa onse omwe akuchita.

1) Ubwino wamakampani ogulitsa

Kuti akope makasitomala, ogulitsa amayenera kuwononga ndalama zambiri. Kwa makampani ogulitsa, kutsatsa nthawi zambiri kumakhala chinthu chofunikira kwambiri pamakampani omwe amagwiritsidwa ntchito. Izi zikufotokozedwa mwachidule: ngakhale chinthu chabwino kwambiri chiyenera kugulitsidwa... Nthawi yomweyo, mpikisano pamsika uli pamlingo wapamwamba kwambiri.

M'machitidwe amakono, pamene malonda amakhudza kwambiri zovuta, ndi kuchulukitsaNjira iliyonse yokopa makasitomala iyenera kugwiritsidwa ntchito moyenera.

Ichi ndichifukwa chake masitolo ambiri amasankha kuchita nawo mapulogalamu obweza ndalama. Amagawana zina mwazabwino, komabe ↑ Kukula kwa ndalama chifukwa chakulitsa malonda ↑ imakupatsani mwayi wopeza ndalama zazing'onozi.

2) Zopindulitsa pantchito yobweza ndalama

Ntchito zobweza ndalama zimapanga phindu mwa kukopa makasitomala. Amapereka ogula omwe angathe kuyerekezera makampani ambiri ogulitsa.

Chiwembu chogwiritsira ntchito chida chotere ndichosavuta:

Pambuyo kutsimikizira kugula komwe kwapangidwa posintha ntchito yobweza ndalama kupita patsamba la sitolo, wogulitsa amasamutsira gawo la phindu kuzinthuzo;
Zomwe zidavomerezedwa kale zantchito yobweza ndalama zibwerera kwa wogula. Malo ogulitsira osiyanasiyana amatha kukhazikitsa njira zosiyanasiyana zobwezera: nthawi zambiri, kuchokera 3 kale 90 masiku.

Mwa njira iyi, ntchito zobweza ndalama zimapereka chithandizo chokomera pakutsatsa ndi kutsatsa malonda. Zotsatira zake, ogulitsa nawonso sayenera kuwononga ndalama pakutsatsa malonda. Zinthu zokwanira zokwanira zimamasulidwa kuti zikwaniritse kuchuluka kwa ntchito, komanso mtundu wa katundu ndi ntchito zomwe zagulitsidwa.

3) Zosungira ogula

Anthu ambiri amatcha wogulawo kuti amatenga nawo mbali pazogulitsa kudzera muntchito yobweza ndalama. Popanda izi, ophunzira ena sakanatha kutsatira mfundo zoyambira izi.

Makasitomala obweza ndalama amalandira ndalama kuti agule. Ubwino waukulu wochita nawo mapulogalamuwa ndikuti munthu ma point ndi ma bonasi sapatsidwa omwe sangakhale othandiza kwa iye.
M'malo mwake, iye perekani ndalama zomwe zingatengeredwe ku khadi yakubanki, chikwama chamagetsi kapena foni. Pambuyo pake, wogula ali ndi ufulu wogwiritsa ntchito ndalamazi mwakufuna kwake.

Ziwerengero zimatsimikizira kuti kuchuluka kwa ogula omwe amagwiritsa ntchito ntchito yobweza ndalama kukukulirakulira. Zaka zingapo zapitazo, chuma chamtunduwu chatha kukhala zosangalatsa chabe, chakhala chosowa kwenikweni.

Ubwino wina kwa ogula ndi awa:

Palibe kuwonjezeka kwa mtengo. Mtengo wa katundu umatsalabe wofanana ndi poyendera wogulitsa mwachindunji;
Kusavuta kugwiritsa ntchito ntchito komanso chitetezo. Kuti mulembetse, simuyenera kuwonongeranso zina 5 mphindi. Makasitomala amapatsidwa zosankha zingapo pakubweza ndalama zomwe alandila;
Ntchito zosiyanasiyana zobwezera ndalama. Pali mpikisano wokwanira kwambiri pazinthu zoterezi. Izi zimalola ogula kusankha njira yabwino kwambiri kwa iwo, Mwachitsanzo ntchito mogwirizana ndi masitolo akunja;
Nthawi zambiri, kukula kwakubwezeretsanso ndalama kumayikidwiratu, komabe ntchito zina zimapereka mwayi wowonjezera ndalama zomwe amalandila ↑. Za ichi, Mwachitsanzo, mutha kugwiritsa ntchito mwayiwu kukopa otumizidwa.

Momwe mungagwiritsire ntchito ndikupeza ndalama paintaneti - kalozera woyamba

4. Momwe mungagwiritsire ntchito kubweza ndalama - magawo 6 akulu obwezeretsanso ndalama pa intaneti 📝

Ubwino wogwiritsa ntchito kubweza ndalama ndizowonekeratu. Komabe, si aliyense amene amadziwa momwe angalandire maubwino moyenera komanso mwachangu. Zomwe zili pansipa zingathandize kulongosola tsatane-tsatane kwa njira yopezera ndalama.

Gawo 1. Kusankhidwa kwa ntchito ndi kulembetsa

Pazinthu zopitilira khumi ndi ziwiri zandalama zobwezeretsa ndalama zomwe anthu aku Russia angagwiritse ntchito. Chida chilichonse chimagwirizana ndi malo ogulitsira ambiri pa intaneti, nthawi zambiri ogulitsa mazana angapo amakhala othandizana nawo.

Komabe, malowa mdziko lathu sanakule bwino. Ntchito zakunja zobwezera ndalama zimapatsa makasitomala mwayi wopeza amalonda masauzande ambiri padziko lonse lapansi.

Nthawi zambiri, ntchito zobweza ndalama zimagwiritsidwa ntchito kugula zovala ndi nsapato (pafupifupi 35% zonse zomwe zapezeka), zipangizo zapakhomo (pafupifupi 20%), ndi zodzoladzola, zosindikizidwa, chakudya.

Ndikofunikira kukhala ozindikira momwe mungathere posankha ntchito yobwezera ndalama. Poterepa, munthu ayenera kulingalira osati kukula kwa ndalama zomwe abweza, komanso mbiri ya gwero, komanso kuwunika kwa makasitomala enieni.

Mukasankha ntchito yobweza ndalama, muyenera kutsata ndondomekoyi kulembetsa... Nthawi zambiri, izi zimangofunika imelo.

Gawo 2. Letsani kutsekereza zotsatsa

Ogwiritsa ntchito intaneti ambiri amagwiritsa ntchito kompyuta ntchito zapadera zomwe zimakulolani kuletsa zotsatsa... Kuti mugwiritse ntchito zobweza ndalama, muyenera kuzimitsa.

Muyeneranso kusiya kugwira ntchito ndi zowonjezera zina pa intaneti. Zochita zonse zofunika kuchokera kwa inu zidzafotokozedwa pa ntchito yobweza ndalama. Nthawi zambiri, amaikidwa pamalo odziwika kwambiri patsamba loyamba la tsambalo.

Mungafunike chotsani ma cookie pa intaneti... Izi zidzafunika kuti wogulitsa amvetsetse ntchito yomwe ayenera kulandira kwa kasitomala wina. Ngati izi sizingachitike, kubweza ndalama sikungalembedwe. Komanso, zatsimikizika kuti siziyambitsidwa.

Gawo 3. Kuvomerezeka mu akaunti yanu ndikusinthira kumalo osungira

Chimodzi mwazosankha zingapo chingagwiritsidwe ntchito chilolezo:

lowani ndi mawu achinsinsi;
malo ochezera - Pogwirizana ndi, Twitter ndi ena;
nkhani pa makalata kapena Google.

Chilolezo chikamalizidwa, zimatsalira kuti mupite patsamba la sitolo ndikusankha zomwe mukufuna kapena ntchito.

Ndikofunika kukumbukira malamulo ochepa: musazimitse kompyuta yanu, tsekani osatsegula pa intaneti, kapena musokoneze gawolo. Izi zikachitika, kubweza ndalama sikudzatamandidwa chifukwa cha kulephera kwaukadaulo.

Gawo 4. Sakani malonda kapena ntchito, kulipira

Pakadali pano, muyenera kusankha malonda ndi ntchito, muwalipire. Ngati ntchitoyi ikuyenda bwino, kasitomala adzalandira imelo yotsimikizira kugula ndi kubweza ndalama. Ndibwino kuti wogula agule atangopita patsamba la sitolo.

Mwanjira ina, muyenera kugwiritsa ntchito njira zotsatirazi:

pitani patsamba laogulitsa;
kusankha mankhwala ndi kuwonjezera pambuyo pa ngoloyo;
kusamutsa ndalama zolipira.

Otetezeka kwambiri kugulira ndi kubweza ndalama pulogalamu yowonjezerachopangidwira izi. Amaperekedwa kwa makasitomala ndi ntchito zobweza ndalama.

Pulagi iyi imakupatsani mwayi kuti mutsimikizire kuti ndalama zobwezeredwa zidzaperekedwa ku akaunti yoyenera. Kuphatikiza apo, imakulitsa kuthamanga kwakubwezeretsanso ntchito yobwerera.

Gawo 5. Kuwona kuchuluka kwa ndalama zomwe mwapeza

Pakadali pano, muyenera kupita ku nduna yobweza ndalama. Ndikofunikira kuwonetsetsa kuti ndalama zolonjezedwa zobwezeredwa zasinthidwa.

Tsoka ilo, zolakwitsa zimachitika, ngakhale sizichitika kawirikawiri. Izi zikachitika, ndi bwino kufufuza mosataya nthawi. Poterepa, mwayi wowongolera kuchuluka kwa zolipirira ndi wokulirapo kuposa kudikirira kwanthawi yayitali.

Gawo 6. Kutaya ndalama

Ndalama zokwanira kuchotsera zikawonongeka pa akaunti ya kasitomala ya ntchito yobweza ndalama, mutha kuyitanitsa malipiro.

Wogula amatha kusankha njira yolandirira ndalama pawokha, kutengera zosankha zobwezeredwa zoperekedwa ndi ntchito yobweza ndalama.

Ngati mutsatira mosamalitsa malangizo omwe ali pamwambapa, mutha kubweza ndalama mwachangu popanda vuto lililonse.

Njira zodziwika bwino zochotsera ndalama: 1) ku khadi yakubanki; 2) ku foni; 3) ku chikwama chamagetsi

5. Momwe mungatulutsire kubweza ndalama - mwachidule njira zitatu zodalirika komanso zodalirika 📋

Ntchito iliyonse yobweza ndalama imadzipangira yokha momwe ingabweretsere ndalama zomwe abweza. Komabe, pali lamulo limodzi. Kuti mulandire ndalama, choyamba muyenera kupeza ndalama zochepa, kenako kuitanitsa ndalama.

Njira zabwino kwambiri komanso zodalirika zochotsera ndalama zomwe zimalandiridwa kubwezera zalembedwa pansipa.

Yankho 1. Kwa foni yam'manja

Ngati ndalama zochepa zoti muchotse sizikhala zazikulu, nkoyenera kulingalira ngati mungalandire ndalama pafoni.

Poterepa, ambiri sakuwona kufunika kosamutsira ndalama kubweza. Ichi ndichifukwa chake makasitomala amasankha kusamutsa ndalama zomwe amalandira kwa omwe amapereka ma cellular kuti athe kulipirira ntchito zake.

Mafoni am'manja amayenera kulipidwa pafupipafupi, ntchito yomwe ikufunsidwayo ingathandize pa izi.

Yankho 2. Kwa khadi la pulasitiki la banki iliyonse

Ogwiritsa ntchito ambiri amakonda kutulutsa ndalama kumakhadi apulasitiki. Kuphatikiza apo, nthawi zambiri posankha ntchito yobwezera ndalama, makasitomala choyambirira amayang'anitsitsa kuthekera kolipira koteroko.

Pambuyo pochotsa ndalama ku khadi laku banki, mutha kugwiritsa ntchito popanda malire, kuwagulira pazogula zilizonse, kulipirira ntchito zilizonse.

Njira 3. Ku chikwama chamagetsi

Mwa anthu aku Russia, njira zotsogola zotchuka kwambiri ndi WebMoney, Yandex ndalama, ndi Qiwi... Ndiwo ma wallet omwe ndalama zambiri zomwe zimabwezeretsanso ndalama zimapereka ndalama zomwe amalandila.

Makasitomala amagwiritsa ntchito njira zolipirira padziko lonse lapansi nthawi zambiri, mwachitsanzo PayPal ndipo Ndalama yangwiro.

Zomwe tafotokozazi zakubweza ndalama sizokhazo. Ntchito zina zimapereka ndalama zothandizira zina, Mwachitsanzo Masewera apaintaneti. Chifukwa chake, ena omwe amakonda kugwiritsa ntchito njuga amatenga ndalama kubweza Dziko La Matanki.

6. Ntchito zabwino kwambiri zobweza ndalama - kuyerekezera ndikuyerekeza kwa TOP-3 masamba obwezeretsanso ndalama 📊

Gawo loyamba panjira yobwezera ndalama ndikusankha njira yomwe ntchitoyi idzalandiridwire. Kuti musasanthule ndikusanthula ntchito nokha, muyenera kugwiritsa ntchito mavoti azabwino kwambiri obweza ndalama (masamba)... Mmodzi wa iwo ali m'munsimu.

Ntchito yobweza ndalama # 1. Kugulitsa Kwanzeru

Kugulitsa Kwanzeru inapezeka pamsika wobwezeretsa ndalama waku Russia imodzi mwazoyamba. Lero akupereka kuti abweze gawo lina la zomwe adagula mu 850 malo ogulitsira pa intaneti m'njira zosiyanasiyana.

Ndi ntchitoyi, Mwachitsanzo, gulani zovala, katundu wa ana, masewera ndi katundu wapaulendo, zodzoladzola, ndi zipangizo zapakhomo.

Masitolo otchuka kwambiri pa intaneti pakati pa makasitomala a Smarty Sale service ndi awa:

AliExpress - kubweza ndalama kuli 3%;
eBay - akubwerera kuchokera 1,5%;
Mpweya umenewo - kubweza ndalama za 2,5%;
Lamoda – 4%.

Ubwino waukulu wazinthu zomwe zikufunsidwa ndi izi:

njira zambiri zotulutsira ndalama, kuphatikizapo makhadi akubanki;
chithandizo chamaluso apamwamba, kugwira ntchito 7 masiku sabata osasokonezedwa.

Mwa makasitomala okhutira ndi ntchitoyi pali kale anthu opitilila miliyoni padziko lonse lapansi.

Ntchito yobweza ndalama # 2. Alibonus

Alibonus ndi imodzi mwamautumiki othandiza kubweza ndalama omwe mumagwira nawo ntchito AliExpress... Omwe amapanga izi akuti adasonkhanitsa zabwino zonse zantchito muubongo wawo.

Akatswiri ambiri amakhulupirira kuti mukamagwiritsa ntchito gawoli - chitetezo ndi chuma zitha kukwezedwa mukamagula AliExpress.

Zina mwazabwino za Alibonus ndi izi:

Kupeza mwayi wopeza ndalama;
kutha kuwunika momwe malo amagulidwira;
kupezeka kwa chitsimikiziro cha kukhulupirika kwa ogulitsa;
kuthekera kofikira ntchito padziko lonse lapansi.

Ntchito yobweza ndalama # 3. ePN

ePN Ndi chinthu china chodziwika bwino chobweza ndalama chomwe chikugwirizana nacho Aliexpress... Kwa omaliza, mulingo wa ndalama zobwezeredwa umafika 15%.

Zomwe mukufunsazi zimapereka Osati kokha bwezerani ndalama pazogula zanu. Apa mutha kugwiritsa ntchito zosiyanasiyana kuchotsera m'magulu osiyanasiyana azogulitsa. Zina mwa izo ndizokhazikika, zina ndizoperekedwa nyengo.

Wina mwayi ntchito imalingaliridwa ndi ambiri kupezeka kwa pulogalamu yothandizana nayo... Kutenga nawo gawo kumakupatsani mwayi wokulitsa of kubwerera, kupeza nambala zotsatsira ndi zina zothandiza mabhonasi.

Kuti zikhale zosavuta kuyerekezera masamba omwe abwezedwawa pamwambapa, tafotokoza zomwe zili patsamba lotsatira.

Tebulo "TOP-3 ntchito zobweza ndalama zomwe zimakhala ndi makasitomala abwino":

Dzina	Kukula kwa ndalama	Zida zantchito
Kugulitsa Kwanzeru	Asanachitike 6%	Zambiri 850 abwenzi
Alibonus	Asanachitike 4,9%	Kutha kutsatira phukusi, kupezeka kwa cheke kukhulupirika kwa anzawo
ePN	Kufikira 15%	Kuphatikiza zabwino zamautumiki ena ogwirizana ndi Aliexpress

Gome lomwe likufunsidwalo lithandizira woyamba sankhani chisankho chobweza ndalama ndikumvetsetsa kuti ndi chiti chabwino.

Malangizo othandiza posankha ntchito yabwino komanso yopindulitsa yobweza ndalama

7. Momwe mungasankhire ntchito yopindulitsa kwambiri yobweza ndalama - maupangiri 5 ofunikira kuchokera kwa akatswiri 💎

Kuchuluka kwa zinthu zomwe zimabweza pamsika nthawi zambiri zimasokoneza ngakhale ogwiritsa ntchito intaneti. Sankhani pakati pawo yopindulitsa ndipo bwino kwambiri zingakhale zovuta. Komabe, upangiri wa akatswiri ndi malingaliro atha kuthandizira kwambiri ntchito yovutayi.

Khonsolo nambala 1. Unikani kuchuluka kwa kubweza

Ambiri, posankha ntchito, amangoyang'ana pamalipiro obwezeredwa. Mwachilengedwe, aliyense amafuna kubwezera ndalama zochuluka momwe angathere. Koma musaiwale kuti pali malire obwezera.

Pafupifupi pamsika lero, kukula kwa kubweza ndalama kuli pafupifupi 5%... Ngati ntchitoyi ikupereka mphotho yowolowa manja yomwe ndiyosiyana kwambiri ndi msika (Mwachitsanzo, amafikira 30%), muyenera kulingalira za izi ndikuyang'ana misampha yazachuma.

Khonsolo yachiwiri. Samalani kuthekera kokuwonjezeka kwachuma

Ntchito yobweza ndalama imatha kupanga ndalama zochulukirapo ngati ikupereka njira zowonjezera zopezera ndalama.

Nthawi zambiri amagwiritsidwa ntchito pazinthu izi mapulogalamu otumiza, mapulogalamu okhulupirika kwa makasitomala wamba azamagwiritsidwe ntchito, ndi dongosolo lamakampu otsatsirakukulolani kuti muwonjezere kuchotsera.

Khonsolo nambala 3. Chongani magwiritsidwe antchito

Ndikofunikira kuti muwerenge mosamala zosankha zomwe zimaperekedwa ndi mawonekedwe obweza ndalama.

Chowonekera bwino komanso chosavuta kugwiritsa ntchito mawonekedwe a makasitomala ndi, the pamwamba ↑ mwayi wofika pafupipafupi kuzinthu zotere ndi wogula.

Makasitomala ambiri amataya nthawi yomweyo chifukwa chogwiritsa ntchito ntchito zomwe sizabwino. Ngakhale kuli kwakuti kukula kwa kubweza ndalama kumakhala kokwanira, palibe amene amafuna kuyang'ana batani lofunikira kwa mphindi zingapo.

Nambala ya khonsolo 4. Werengani mosamala momwe mungawerengere ndikuchotsa ndalama kubweza

Nthawi zambiri, akatswiri amatcha chimodzi mwazizindikiro zodalirika komanso zothandiza pobweza ndalama kukhalapo kwa njira yosavuta yowerengera ndalama, komanso kuchotsera kosavuta pambuyo pake.

Wina mwayi Mutha kulingalira zopereka zothandizira njira zambiri zopezera ndalama zobwezeredwa.

Khonsolo nambala 5. Phunzirani mosamala zowunikira pakugwiritsa ntchito ndalama zomwe makasitomala enieni amapereka

Ndemanga zamakasitomala zimangothandiza kuti mumvetsetse momwe ntchitoyo ilili yodalirika, komanso kuti mudziwe bwino mitundu yosiyanasiyana yogwiritsa ntchito ngakhale isanalembedwe.

Nthawi yomweyo, simuyenera kukhulupirira mwakachetechete mauthenga a ogwiritsa ntchito tsambalo palokha. Ndikofunika kwambiri kuphunzira zambiri zomwe zaperekedwa pazinthu zodziyimira pawokha: Flampe, IR yolimbikitsidwa, Otzovike.

Malangizo pamwambapa sanapangidwe kuti akhale okwanira. Akatswiri ambiri amalimbikitsanso kuti muzisamala ndi zina zofunika pazobweza ndalama.

Choyamba ndi kuchuluka kochepera... Ngati ndi yayikulu kwambiri, sipadzakhala chifukwa chogwiritsa ntchito zinthuzi kwa iwo omwe sagula zinthu kudzera pa intaneti.

Zofunikanso kwambiri mulingo wothandizira ukadaulo, ndi chiwerengero cha ogwira nawo ntchitopazogula zomwe zimabwezeredwa.

8. FAQ - Mafunso Ofunsidwa Kawirikawiri 💬

Masiku ano kubweza ndalama ku Russia kukukonzedwa. Ichi ndichifukwa chake, pophunzira gawo ili lazachuma, ogwiritsa ntchito amakhala ndi mafunso ambiri. Kuti tisungire nthawi, timayankha omwe amadziwika kwambiri.

Funso 1. Kodi kubweza ndalama mumasewera ndi chiyani?

Mwachidule, kubweza ndalama mumasewera Amapereka kwa wogwiritsa ntchito ngati atenga nawo mbali pamasewera aliwonse.

Ngati tilingalira zipinda zodyerako, apa lingaliro la kubweza ndalama limafanana kubwezera... Kusiyanitsa pakati pawo kumakhala pakuwerengera ma bonasi, omwe amagwiritsidwa ntchito kudziwa kukula kwa mphothoyo.

Ndimasewera pamasewera pafupipafupi kubweza ndalama kumakupatsani mwayi wobwereranso poyerekeza ndikubweza. Chowonadi ndi chakuti:

Pachiyambi ndalama zimalipira pang'onopang'ono. Izi zikutanthauza kuti kuwonjezeka kwa zochitika paogwiritsa ntchito kumabweretsa kuwonjezeka kwa mphotho yomwe amalandila;
njira yachiwiri yowerengera amatenga ndalama zowonjezera.

Zomwe zimabweza zomwe zimakopa ogwiritsa ntchito kuzipinda za poker amalandila ndalama pazomwe amachita. Amamasulira ena a iwo kwa makasitomala awo. Chifukwa chake, mutha kukulitsa kubweza ndalama mwa kusewera masewera nthawi zonse mchipinda china.

Funso 2. Kodi mungapange bwanji ndalama pakubweza ndalama?

Ntchito yobweza ndalama sikuti imangokulolani kuti mubweze gawo la ndalama zomwe mumagula pogula zinthu ndi ntchito, komanso kuti mulandire ndalama zowonjezera.

Zambiri zimapempha ogwiritsa ntchito kutenga nawo mbali pulogalamu yotumiza (imadziwikanso kuti mnzake). Malinga ndi izi, kasitomala amalandira chindapusa kwa kasitomala aliyense yemwe wakopeka ndi ntchito yobweza ndalama.

Dongosolo lotumizira limaphatikizapo mgwirizano pakati pa ntchito yobweza ndalama ndi anzawo kuti athandize base makasitomala. Kuti muchepetse mtengo wotsatsa, zodzikongoletsera zakonzeka kugawana gawo la ndalama ndi omwe akuitanira ogwiritsa ntchito ena kutsambali.

Omwe amatenga nawo gawo pulogalamu yotumiza amatumizidwa ulalo wapadera... Itha kutumizidwa patsamba lanu patsamba lanu, patsamba lanu, kutumizidwa ndi makalata kapena ma SMS kwa anzanu. Ulalo uwu ukalembetsedwa, eni ake amalandila ndalama zowonjezera.

Kumbukirani kuti kutenga nawo gawo pulogalamu yotumizira kuli zovuta. Kutumiza, ndiye kuti, wogwiritsa ntchito pulogalamuyo, ayenera Osati kokha pitilizani njira zolembetsa, komanso gwiritsirani ntchito mwakhama zinthu zomwe zilipo. Pachifukwa ichi, wogwiritsa ntchito yemwe adamukopa adzalandira ndalama zotumizira.

Nthawi zambiri, potumiza, ogwiritsa ntchito amakhala ndi kuchuluka kwa ndalama zomwe amalandila. Ndikofunika kumvetsetsa kuti ntchito iliyonse imadzipangira yokha mawu a pulogalamu yothandizana nawo.

Kutali kulikonse komwe angatchulidwe kuti ndiopindulitsa, zina zimalipira ndalama zenizeni kutumizira ena. Ichi ndichifukwa chake, musanatenge nawo gawo pazogwirizana, muyenera kuwerenga mosamala mawu ake.

Tinalemba mwatsatanetsatane za momwe mungapangire ndalama pamapulogalamu othandizana nawo munkhani imodzi.

Funso 3. Kodi khadi yobweza ndalama ndi chiyani ndipo ndi makhadi ati omwe angagwiritsidwe ntchito kupeza Cash Back yayikulu kwambiri?

Khadi lomwe limabweza ndalama ndi khadi yakubanki, yopanda kulipirira ndalama yomwe gawo la ndalama zomwe zidagwiritsidwa ntchito zimabwezeredwa kwa mwini wake. Kuchuluka kwa kubweza (kubweza) kumatsimikiziridwa ndi banki iliyonse palokha.

Pafupifupi pamsika, mabanki aku Russia adabweza ndalama zochulukirapo kuchokera 0,5% mpaka 10% kuchokera pamtengo wogula. Poterepa, zolipira zitha kupangidwa ngati ndalamandi zosiyanasiyana mabhonasi... Mabanki ena amapereka kubweza ndalama momwemo Malipiro azithandizo zam'manja.

Mapulogalamu odziwika kwambiri mdziko lathu ndi awa zikomo kuchokera ku Sberbank ndipo Kutolere kuchokera ku VTB24 Bank.

Malinga ndi zomwe ena amapereka, ma bonasi omwe amalandila amatha kugulitsidwa m'makampani ogulitsa.

Izi ndi zikhalidwe zomwe Banki Yapositi pa khadi lanu Pyaterochka... Malinga ndi pulogalamuyi, ma bonasi amatenga kuwerengera kulikonse, koma ku Pyaterochka mutha kupeza phindu lochulukirapo, komanso kugwiritsa ntchito mabhonasi omwe mwapeza.

Ndikofunika kumvetsetsa kubweza ndalama si mtundu wina wa khadi yakubanki. Ndi ntchito yowonjezera yomwe imatha kulumikizidwa ndi makadi apulasitiki. Ichi ndichifukwa chake kubweza ndalama itha kukhazikitsidwa pamakhadi a debit ndi ma kirediti kadi.

Mabanki ambiri amalipira mabhonasi pokhapokha ngati ndalamazo zinagwiritsidwa ntchito kuchokera ku khadiyo mosagwiritsa ntchito ndalama, ndiye kuti, ndalama zonse zimaperekedwa ndi katundu aliyense. Nthawi yomweyo, kubweza sikubwezedwa ngati ndalamazo zidachotsedwa mu ATM kapena kaundula wa ndalama, kapena zidagwiritsidwa ntchito pobwezeretsanso foni yam'manja, komanso zikwama zamagetsi.

Kumbukirani kuti bungwe lililonse la ngongole limakhazikitsa zochitika zawo pulogalamu yobweza ndalama. Mwachitsanzo:

yekha Mabanki amalola kugwiritsa ntchito ndalama zomwe amalandira kuchokera kwa omwe adachita nawo pulogalamuyo;
ena ikani kuchuluka kwakubweza ndalama mukamawerengera pamisika ina.

Mulimonsemo, njira zopeza ndalama zimaphatikizaponso magawo angapo akulu:

Wosunga makhadi amalipira osapereka ndalama pazinthu ndi ntchito zomwe amafunikira kuti azigwiritse ntchito;
Ndalama zonse zogulidwa zimachotsedwa muakaunti yolumikizidwa ndi khadi yakubanki;
Pamapeto pa nthawi yolipiritsa, kampani yobwereketsa ndalama amawerengera ndi kubweza ndalamazo chifukwa cha mwiniwake wa khadi yobweza. Poterepa, ndalama zobwezeredwa zitha kulamulidwa mwachindunji khadi la kubankindi kupitirira patula akaunti yapadera.

Banki iliyonse imayika nthawi yokhazikitsira payokha. Iye akhoza kukhala kuchokera 1 masiku asanachitike 1 miyezi.

Masiku ano, mabanki ambiri amapereka ma kirediti kadi Nthawi yachisomo, pomwe chiwongola dzanja sichilipidwa. Zikatero, makasitomala amakonda kupeza khadi yomwe imapereka ndalama zambiri kubweza. Ndi pamenepa pomwe titha kunena kuti kirediti kadi ibweretsa phindu lalikulu.

Pogwiritsa ntchito makhadi obweza ngongole, kasitomala amapeza mwayi Osati kokha kulipira mtengo wogwirira ntchito ndi chiwongola dzanja pochita ndalama zopanda ndalama, komanso mulandire ndalama zochepa zowonjezera.

Mwa mabanki aku Russia omwe amatulutsa makhadi obweza ndalama, zotsatirazi zitha kusiyanitsidwa:

AT Alfa-Bank kuchuluka kwa mayendedwe amitundu ina yazogula kumafika 15%... Nthawi yomweyo, mutha kupeza zonse kubweza ndi kirediti kadi pobweza;
Banki ya Tinkoff amatulutsa gulu kubanki Platinamumomwe mungabwerere 1% kuchokera kugula kulikonse. Nthawi yomweyo, kuchuluka kwakubwezeredwa ndalama kumayikidwa m'magulu ena, omwe amatha kufikira 30%;
Rosselkhozbank imapempha makasitomala ake kuti akhale eni ake a khadi yakubanki, momwe amathandizira kubweza chilichonse mukamagula 1%. Mukamalipira m'malo opangira mafuta, ndizotheka kubwerera 5% ndalama zomwe zagwiritsidwa ntchito.

Ndikofunika kukhala osamala momwe mungathere posankha khadi yakubanki yomwe yabweza ndalama. Ndikofunikira kusankha osati pazomwe zidzakhale: ngongole kapena kubweza... Ndiyeneranso kusankha pazinthu zina zowonjezera zomwe mukufuna. Mabanki ena amapereka ma kirediti kadi ndi kubweza ndalama chiwongola dzanja chikuwonjezeka pamalipiro.

Kawirikawiri, komabe zimachitika, makhadi omwe amabweza ndalama ndi ntchito yaulere... Izi ndizomwe akufuna kuti amasule Gwiritsani Bank... Apa ndikotheka kubwerera 1% ya ndalama zonse zomwe mwagwiritsa ntchito, mukamalipira m'masitolo amtundu womwe mwasankha, mutha kulandira ndalama zobwezeredwa mpaka 3%.

Muyeneranso kulabadira kuthekera kwa kulipira osalumikizidwa. Mabanki omwe akuyesetsa kutsatira mosamala matekinoloje amakono akufuna kukhazikitsa mapulogalamu apadera pafoni... Poterepa, khadi yakubanki siyofunikira konse kulipira mumaketoni ogulitsa.

Kugwiritsa ntchito kubweza ndalama ku Russia kukukulira mphamvu. Sikuti aliyense akudziwabe pano kuti ndalama zothandiza izi zimathandizira kupulumutsa ndalama zambiri. Ndikofunikira kuti muphunzire mosamala ma nuances onse a Cash Back system.

Pomaliza, tikupangira kuti muwonere kanema wofunikira pazobweza ndalama momwe mungagwiritsire ntchito:

Ndizo zonse kwa ife.

Maganizo a Moyo amakufunirani zabwino zachuma! Lolani zonse zomwe mumagula zipite ndi phindu lalikulu.

Ngati muli ndi mafunso kapena ndemanga pamutu wofalitsa, lembani mu ndemanga pansipa. Tidzakhalanso okondwa ngati mutagawana nkhaniyi ndi anzanu. Mpaka nthawi yotsatira!

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