Zolakwitsa 5 zomwe oyamba kumene amapangira akafuna kubweza
Ngongole ndi gawo lofunikira kwambiri m'moyo wamunthu. Ndikukuuzani momwe mungakonzekerere bwino ngongole yanyumba, kuti kwa zaka zambiri musakhale ndi ngongole, mupereke theka la malipiro anu pangongole ndikusunga chilichonse. Kapenanso kudikirira nthawi yayitali kuti mupereke nyumba yanu ndikukhala ndi china chosiyana kwambiri ndi zomwe mudakonzekera.
Mwa njira, mwawona kuti mtengo wa dola ndiwofunika kale motani? Yambani kupanga ndalama pamasiyana pamitengo yosinthira apa!
Cholakwika 1. Kusankha mwachangu nyumba
Palibe chifukwa chomwe mungapangire chisankho mopupuluma kapena motengeka, kutenga nawo gawo pazokwezedwa ndi zithunzi zokongola kuchokera kwa opanga, zopindulitsa.
Zonsezi cholinga chake ndi kugulitsa nyumba zochulukirapo - mtengo wake ndi mtundu wake sizigwirizana nthawi zonse ndi zomwe zalengezedwazo, koma ndichedwa kuganizira izi mgwirizano ukasainidwa. Chifukwa chake, kuti musasochere, choyambirira, muyenera kuwunika msika, kudzidziwitsa bwino zopereka zosiyanasiyana, kukaona malo omwe akukonzedwa ndikupanga mavoti azomwe akufuna. Tikukulangizani kuti muwerenge nkhaniyi yokhudza kugula nyumba munyumba yatsopano.
Muyenera kuyankha nokha mafunso mwachangu: posachedwa nyumbayo ipatsidwa ntchito, koti muzikhalamo mpaka nthawi ino ndi ndalama zingati, komanso malo omwe nyumbayo ilipo komanso mtengo wake wokonzanso nyumba yatsopano.
Cholakwika 2. Kusainira mwachangu pangano lanyumba
Nthawi zambiri, akalembera ngongole yanyumba, mameneja amaumiriza kuti asayine mgwirizano mwachangu kwambiri. Amati m'masiku ochepa chabe zinthu zitha kusintha ndipo mtengo ukwera, chifukwa chake ndikofunikira kwambiri kusaina mgwirizano pakadali pano komanso ndi banki inayake kampani yomwe imagwirizana nayo. Izi zimachitika kuti kasitomala asakhale ndi nthawi yoti azidziwika bwino momwe makampani ena amagwirira ntchito.
Ndi bwino kumvetsera zotsatsa zosiyanasiyana m'mabanki osiyanasiyana, pendani tsatanetsatane ndikusankha njira yoyenera nokha. Musaope kuti pakapita masiku angapo mphindiyo idzaphonyedwa ndipo simudzatha kumaliza bwino. Izi ndi zotsatsa chabe za mamaneja. Momwe mungagulire nyumba kuti musalakwitse, werengani nkhaniyo kulumikizana.
Cholakwika 3. Kuwerenga mwachidwi kwa mgwirizano
Sikuti aliyense amawerenga mosamala asanasaine mgwirizano. Chifukwa cha izi, mtsogolomo mutha kukumana ndi mavuto angapo, mwachitsanzo, kuchuluka kwa chiwongola dzanja, kufunika kotsimikizira moyo wanu ndi zina zabwino, mafunso awa samanenedwa nthawi zonse ndi manejala.
Chifukwa chake, choyamba, muyenera kupempha mgwirizano woyambirira, muwerenge mosamala mumkhalidwe wabata, ndikumveketsa bwino mfundo zonse zomwe zikubweretsa mafunso. Ngati zina sizikukuyenderani, palibe chifukwa choti muyenera kukakamizidwa ndi manejala ndikusainirana mgwirizano.
Cholakwika 4. Osakonzekera bajeti yanu
Mosakayikira, muyenera kumvetsetsa momwe ngongole yanyumba ikukhudzira bajeti yabanja. Ngati nyumbayo idakali mkati, ndiye kuti mudzachita lendi nyumba mpaka nyumbayo itangolembedwa.
Kuti tiwerenge zoopsa zonse, ndibwino kuti tichite maphunziro omwe amalangiza machitidwe azachuma. Mwachitsanzo, miyezi 2-3 mutha kuyimitsa ndalama zowerengeka pamwezi, zomwe mudzayenera kulipira mtsogolo pangongole yanyumba.
Ngati kumapeto kwa mwezi bajeti idzapita kudera loipa, ndiye kuti zikuwonekeratu kuti kutenga ngongole yanyumba tsopano ndi chisankho chosamveka bwino, chifukwa ndalama izi sizikugwirizana ndi kuchuluka kwa ndalama, ndizotheka kuti mudzayenera kutenga kirediti kadi ndikukhalanso ndi ngongole zatsopano. Tikukulangizani kuti muwerenge zinthu zathu - "Momwe mungasungire nyumba".
Cholakwitsa 5. Kulipira ngongole yanyumba yonse
Chifukwa chakusasamala kwanu, mutha kuyamba kubweza ngongole zanyumba. Mwachitsanzo, kubweza mochedwa, ngakhale tsiku limodzi, kumalangidwa. Komanso, ngati inshuwaransiyo siyikukonzedwanso munthawi yake, mutha kukumana ndi vuto loti ngongole idzawonjezeredwa, kuwonjezera apo, wobwerekayo azilipira chindapusa. Chifukwa chake, muyenera kukumbukira nthawi zonse zofunikira, kulipira panthawi ndi kukonzanso inshuwaransi. Izi zimapewa ndalama zosafunikira.
Inde, ngakhale obwereketsa omwe ali ndiudindo komanso chidwi nthawi zina amakumana ndi zodabwitsa. Koma ngati mutsatira malamulowa, mutha kuwachepetsa.
Pomaliza, tikulimbikitsa kuwonera kanema momwe mungatengere ngongole yanyumba -
Ndiponso kanema - Kodi ndi pati komwe mungagule nyumba yopanda oyimira pakati: