Ngongole ku QIWI wallet - momwe mungapezere ma microloan pachikwama cha QIWI popanda kukana pa intaneti + TOP-7 MFOs yobwereketsa ndalama nthawi yayitali

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Moni kwa owerenga magazini azachuma Ideas for Life! Lero tikukuwuzani momwe mungapangire ngongole ku QIWI popanda kukana pa intaneti komanso makampani omwe amapereka ma microloans kuzikwama za QIWI nthawi yayitali (24/7).

Mwa njira, mwawona kuti mtengo wa dola ndiwofunika kale motani? Yambani kupanga ndalama pamasiyana pamitengo yosinthira apa!

Mukamaliza kuwerenga bukuli, mudzadziwa:

Kodi zabwino ndi zoyipa za ngongole ya Qiwi wallet ndi ziti?
Ndani angapeze ngongole ya QIWI chikwama kudzera pa intaneti / pa intaneti;
M'makampani omwe mutha kutenga ma microloan pa Kiwi nthawi yayitali.

Komanso kumapeto kwa nkhaniyi mupeza maupangiri amomwe musagwere muukapolo wa ngongole ndi mayankho amafunso omwe amafunsidwa kawirikawiri.

Bukuli lidzakhala lothandiza kwa iwo omwe asankha kulembetsa ngongole pa intaneti pachikwama cha Qiwi mwachangu. Zikhala zothandiza kuti muzidziwe bwino za kufalitsaku komanso iwo omwe ali ndi chidwi ndi zachuma. Mulimonsemo, musataye mphindi. Kulibwino kuyamba kuwerenga tsopano.

Mwa njira, makampani otsatirawa amapereka zabwino kwambiri pangongole:

Udindo	Yerekezerani	Nyamula nthawi	Zolemba malire kuchuluka	Osachepera kuchuluka	Zaka malire	Madeti omwe angakhalepo
1	Zogulitsa	3 min.	RUB 30,000 Onani!	RUB 100	18-65	Masiku 7-21
2	Zogulitsa	3 min.	RUB 70,000 Onani!	RUB 2,000	21-70	Masiku 10-168
3		1 min.	RUB 80,000 Onani!	RUB 1,500	18-75	Masiku 5-126.
4	Zogulitsa	Mphindi 4	RUB 30,000 Onani!	RUB 2,000	18-75	Masiku 7-30
5	Zogulitsa	-	RUB 70,000 Onani!	RUB 4,000	18-65	Masiku 24-140.
6		Mphindi 5.	RUB 15,000 Onani!	RUB 2,000	20-65	Masiku 5-30

Tsopano tiyeni tibwerere kumutu wankhani yathuyi ndikupitiliza.

Mwa njira, makampani otsatirawa amapereka zabwino kwambiri pangongole:

Udindo	Nyamula nthawi	Zolemba malire kuchuluka	Osachepera kuchuluka	Zaka malire	Madeti omwe angakhalepo
1	3 min.	RUB 30,000 Onani!	RUB 100	18-65	Masiku 7-21
2	3 min.	RUB 70,000 Onani!	RUB 2,000	21-70	Masiku 10-168
3	1 min.	RUB 80,000 Onani!	RUB 1,500	18-75	Masiku 5-126.
4	Mphindi 4	RUB 30,000 Onani!	RUB 2,000	18-75	Masiku 7-30
5	Mphindi 5.	RUB 15,000 Onani!	RUB 2,000	20-65	Masiku 5-30

Tsopano tiyeni tibwerere kumutu wankhani yathuyi ndikupitiliza.

Momwe mungapezere ngongole yapaintaneti pa Qiwi nthawi yomweyo osakana ndipo komwe mungapeze ma microloan pachikwama cha QIWI popanda khadi yaku banki nthawi yayitali - werengani m'magazini ino

1. Ngongole ku Qiwi wallet (QIWI) - zabwino ndi mawonekedwe a pulogalamu yobwereketsa

Zomwe zimachitika ngati ndalama zikufunika mwachangu ndizodziwika kwa aliyense. Nthawi yomweyo, si aliyense amene angadzitamande kuti ali ndi ndalama kapena anthu apafupi omwe ali okonzeka kubwereketsa ndalama zomwe zikufunika. Zikatero, mutha kulumikizana ndi wobwereketsa waluso. Komabe, kwa ambiri, kubwereketsa kubanki sikupezeka chifukwa cha mbiri yoyipa ya ngongole kapena kusowa kwa ndalama kuboma.

Chifukwa chake, anthu ochulukirachulukira adayamba kufunsira ngongole ku ma wallet amagetsi, Mwachitsanzo, Qiwi... Njirayi imaperekedwa ndi mabungwe ambiri azachuma. Ngongole zamtunduwu zimapezeka pafupifupi kwa aliyense, kuphatikiza ophunzira, opuma pantchito ndipo osagwira ntchito.

Ngongole ku Qiwi wallet ndi kachidutswa kakang'ono komwe ndalama zimayamikiridwa kudzera mu njira yolipirira Qiwi... Mbali yake yayikulu ndikutenga ngongole popanda kuchoka panyumba.

Ngati nzika itaganiza zopempha ngongole kwa nthawi yoyamba, kuchuluka kwake kudzakhala Ma ruble 10,000... Pakukwaniritsa kwakanthawi zofunikira zomwe akuganiza, wobwereketsayo amachulukitsa ngongole yomwe ikupezeka.

Ubwino (+) ndi kuipa (-) kwa ngongole pa QIWI

Monga ntchito iliyonse yazachuma, ngongole ya Qiwi ili nayo ubwino ndipo zofooka.

Zina mwazabwino ndi izi:

liwiro la kulembetsa ndipo, chifukwa chake, kulandira ndalama;
Mutha kupeza ndalama kulikonse, chokhacho ndikupezeka pa intaneti;
Njira zosiyanasiyana zobwezera;
kuthekera kwa kuwonjezera ngati sikutheka kulipira nthawi.

Ntchito zomwe zaperekedwa zimawerengedwa malinga ndi mfundozo cheke chosavuta cha ngongole... Izi zimakuthandizani kuti mulandire ndalama mwachangu kwambiri. Kuphatikiza apo, kutsimikizika kosavuta kumalola anthu omwe adawonongeka ngongole ndipo opanda ntchito yokhazikika kuti akhale obwereka.

Ngati angafune, wobwereka sangatenge ndalama zomwe alandila. Zonse zimatengera cholinga chobwereketsa.

Mutha kubwereka Kiwi gwiritsani ntchito mwachindunji pa intaneti kulipira ntchito zosiyanasiyana ndi kugula. Ngati mukufunabe ndalama, mutha kutero kutulutsa ndalama mchikwama mapu pasanathe mphindi.

Ngakhale maubwino angapo obwereketsa ndalama ku Qiwi, alinso ndi zazikulukuipa— chiwongola dzanja chachikulu... Zimafotokozedwa ndi chikhumbo cha wobwereketsayo kuti ateteze zoopsa zake. Kukhulupirika kwa makasitomala kumakhala ndi mwayi waukulu pakabweza ngongole. Kuchuluka kwakukulu kumachepetsa kutayika kotheka chifukwa cha izi.

Iwo amene asankha kutulutsa ma microloan ayenera kukumbukira kuti nthawi zambiri kuchuluka kwake kumawonetsedwa ngati kuchuluka kwa tsiku limodzi. Pafupifupi, mumayenera kulipira tsiku lililonse kuti mugwiritse ntchito ndalama 2-3%... Mlingowo ukhoza kuchepetsedwa pokhapokha mukalembanso ngongole kapena ngati mulemba zomwe mwapeza.

Ndi liti pamene kuli koyenera kupeza ma microloan pachikwama cha Qiwi?

Microloan ya chikwama cha Qiwi - zosangalatsa zokwera mtengo. Zimakhala pafupifupi 730% pachaka... Chifukwa chake, ngongole zotere ziyenera kutengedwa pokhapokha pazifukwa izi:

ndalama zikufunika mwachangu;
pali chidaliro kuti zidzatheka kubweza ngongoleyo mwachangu kwambiri;
microcredit iyenera kuperekedwa pamilingo yocheperako.

Zinthu zitatuzi zakwaniritsidwa kuti zitsimikizire izi malipiro ochulukirapo zidzakhala zochepa. Kuphatikiza apo, wobwereka adzalandira zabwino zambiri kuchokera ku microcredit kuposa kukhumudwitsidwa.

Ndikofunikira kubweza ma microloans omwe adalandiridwa pa Kiwi mwachangu. Poterepa, kulipira kwakukulu sikungakhale kochepa.

Ndani ali ndi mwayi wopeza ngongole mwachangu ku chikwama cha Qiwi pa intaneti - mudzaphunziranso za izi

2. Ndani angalembetse ngongole yapaintaneti ya Qiwi wallet nthawi yomweyo kudzera pa intaneti - zofunika zazikulu za obwereka 💻📑

Mabungwe azachuma amapereka njira yodalirika kwambiri kwa makasitomala. Komabe, zofunika zingapo zimaperekedwa kwa obwereketsa.

Zofunikira kwa anthu omwe akufuna kufunsa ngongole mwachangu pa chikwama cha QIWI pa intaneti:

Choyamba, zimakhudza malire azaka. Mulingo wocheperako umakhazikitsidwa ndi wobwereketsa aliyense. Koma wobwereka ayenera kukhala wazaka zovomerezeka. Kutalika zaka zambiri sichipitirira 70 zaka.
Momwemo, wopemphayo ayenera kukhala ndi ntchito yokhazikika. Komabe, izi ndizofunikira. Ma MIs ena amatha kubwereka ndalama, kuphatikiza omwe alibe ntchito. Mlandu uliwonse m'mabungwe azachuma amayang'aniridwa mosiyana. Munkhani yomaliza, tidakambirana mwatsatanetsatane za ngongole kwa anthu osagwira ntchito omwe ali ndi mbiri yoyipa ya ngongole - tikukulangizani kuti muwerenge.
Ma MFIs ena amafuna kukhala nzika zaku Russia.Komabe, izi sizofunikira. M'mabungwe ambiri, nzika zakumayiko akunja zimatha kutenga ngongole ya Qiwi wallet. Mkhalidwe wokhawo ndi kupezeka kwa kulembetsa kudera la Russia.

Chifukwa chake, malo ogwira ntchito, komanso kupezeka kwachuma chotsimikizika kwa mabungwe azachuma sikofunikira. Komabe, kupezeka kwa izi kumatha kukulitsa mwayi wololeza pempho la ngongole.

Kuphatikiza pazomwe zimaperekedwa kwa wobwereka, ndikofunikira pakubwereketsa kupezeka kwa zikalata zofunika... Mukamapereka ma microloan pachikwama cha Qiwi, nthawi zambiri chimangokhala pasipoti... Komabe, ma MFIs ena amakhazikitsa njira yopezera chikalata chachiwiri chomwe chitha kutsimikizira kuti wobwerekayo ndi ndani.

Musaiwale kuti kuti mulandire ngongole ku Qiwi e-ndalama, mufunikiranso zofanana chikwama cha qiwi... Komabe, ngati kulibe, simuyenera kuda nkhawa. Mutha kutsegula chikwama ku Qiwi mkati mwa mphindi zochepa mu pa intaneti.

Kuwongolera mwatsatanetsatane kwamomwe mungapezere ngongole yapaintaneti ndi chikwama cha Qiwi nthawi yomweyo

3. Momwe mungapezere ngongole pa intaneti ya QIWI wallet (QIWI) mwachangu pamadongosolo 5 osavuta - malangizo ndi sitepe kwa oyamba kumene 📋

Sikovuta kupeza ngongole ya chikwama cha Qiwi. Komabe, iwo omwe akukumana ndi chosowachi kwa nthawi yoyamba samadziwa momwe angachitire.

Pofuna kupewa mavuto ndi kapangidwe kake, ndikofunikira kuti muphunzire mosamala malangizo ndi sitepe kwa anthu omwe akufuna kupeza ngongole ya chikwama cha Qiwi.

Gawo 1. Pangani chikwama cha Qiwi

Kufunsira ngongole kudzera mu dongosolo la Qiwi, choyambirira, chikwama chokha chimafunika. Ngati sichoncho, muyenera kuyamba. Kuti muchite izi, choyamba muyenera pitani patsamba lawebusayiti lomalipira – qiwi (dontho) com... Pamwamba pa tsamba mutha kuwona batani "Pangani chikwama cha ndalama"... Mukadina pamenepo, mupita ku fomu yolembetsa, momwe muyenera kulemba mizere yonse.

Zofunika osayiwala mukadzaza fomu yolembetsa, kumapeto, sonyezani manambala omwe akuwoneka pachithunzichi. Mwanjira imeneyi, zimawunikidwa kuti mayankho amafunsowo si loboti.

Muyeneranso kutsimikizira mgwirizano wanu ndi momwe mungagwiritsire ntchito ntchito yolipira. Izi zisanachitike, ndikofunikira kuti mudzidziwe bwino. Gawo lotsatira ndi kuyambitsa 2 nthawi anatulukira achinsinsi... Mapeto olembetsa mu chikwama ndiye oyamba mbiri kachidindozomwe zidzabwera mu uthenga wa SMS.

Gawo 2. Kusankha wobwereketsa

Nthawi zambiri obwereketsa, akufulumira kusankha wobwereketsa, amagwera m'maneti a achinyengo. Nthawi zambiri, makampani osadalirika amagwiritsa ntchito makasitomala pazinthu zawo. Chifukwa chake, kusankha kwa ngongole ndi gawo lofunikira kwambiri pakupeza ngongole.

M'pofunikanso kuganizira osati kokha mawu obwereketsa, komanso mlingo bungwe lazachuma. Choyamba, chidwi chiyenera kulipidwa kwa ma MFIs omwe akhalako kwanthawi yayitali pamsika wothandizira zachuma. Zimathandizanso kuphunzira ndemanga za makasitomalaomwe agwiritsa kale ntchito zamakampani.

Gawo 3. Kulembetsa ntchito

Ntchito yobwereketsa ndalama Qiwi imaperekedwa pa intaneti... Ndikokwanira kuyika zidziwitso zanu patsamba lanu la wobwereketsayo mwanjira yomwe akufuna, komanso kuchuluka kwa ngongole yomwe akufuna. Kuphatikiza apo, mufunso lomwe muyenera kudziwa manambala achikwama mumachitidwe a Qiwi.

Polemba pulogalamuyi, ndikofunikira kukhala osamala momwe zingathere. Zolakwitsa zilizonse zimabweretsa chisankho chosayenera ku bungwe la ngongole.

Gawo 4. Chitsimikizo chofuna kulandira ngongole

Ntchitoyo ikamalizidwa, imapita kwa wobwereketsayo kuti akaiganizire. Komanso, imayang'aniridwa.

Ngati, kutengera zotsatira zakugwiritsa ntchito, zabwino chisankho, muyenera kutsimikizira cholinga chanu. Popeza ndizosatheka kusaina zikalatazo ndikulembetsa kwakutali, pali njira yochitira izi mwanjira zina ziwiri zomwe zingatheke.

Pali njira ziwiri zotsimikizira kuti mukufuna kubweza ngongole:

Mwa kulowa kachidindoanalandira mu uthenga wa SMS.
Pokambirana patelefoni ndi woimira wobwereketsayo, yemwe amayitanitsa payokha wobwereketsayo mtsogolo.

Gawo 5. Kubweza ngongole pangongole yomwe walandira

Ntchitoyo ikangovomerezedwa, ndalama zidzaperekedwa ku chikwama cha wobwereka cha Qiwi. Pachikhalidwe, kuyambira nthawi yodzaza mafunso kufunsa kuti mulandire ndalama, zimafunika osaposa mphindi 10.

Komabe, ngongole sikutha ndi kusamutsa ndalama ku chikwama. Pambuyo pake, iyenera kulipidwa. Njira yosavuta yochitira izi pogwiritsa ntchito chikwama cha Qiwi... Poterepa, palibe ntchito. Komabe, sialiyense amene ali ndi ndalama muzikwama zawo, chifukwa ndalama zobwereketsa ziwonongeka kale. Chifukwa chake, muyenera kugwiritsa ntchito njira zina.

Njira zina zobwezera ndalama ndi izi kulipira ndalama ndipo pogwiritsa ntchito khadi yakubanki... Sizothandiza kubweza ngongole ku Qiwi ndi ndalama, chifukwa potero muyenera kupita kuofesi ya wobwereketsa.

Chifukwa chake, sizovuta kupeza ngongole pachikwama cha Qiwi ndipo mutha kuzichita mwachangu kwambiri pa intaneti. Kuti tichite izi, ndikwanira kuti tidziwe momwe zochita zikuyenera kuchitikira. Tikukulangizaninso kuti muwerenge nkhani yathu momwe zingakhalire ndi bwino kutenga ngongole ku khadi nthawi yomweyo osakana pa intaneti.

4. Komwe mungapeze ngongole ya chikwama cha Qiwi popanda kukana nthawi yomweyo pa intaneti - mwachidule ma TF-5 MFOs omwe akugwira ntchito usana ndi usiku (24/7) 💳

Lero kuchuluka kwakukulu kwa mabungwe azachuma perekani kuti mupeze ngongole / ngongole ku Qiwi popanda kukana komanso osayang'ana mbiri yanu yangongole pa intaneti.

Momwe mungasankhire MFI kuti mupeze ngongole yapaintaneti pa Qiwi popanda kukana kapena kutsimikizira kwa CI?

Kusankha m'modzi mwa obwereketsa abwino kwambiri kumakhala kovuta. Chifukwa chake, ndikofunikira kulabadira mndandanda wa ma MFIs opangidwa ndi akatswiri omwe aperekedwa pansipa.

1) Zimer

Zimer imakulolani kuti mulandire ndalama nthawi yomweyo ku chikwama cha Qiwi mu kuchuluka kwa mpaka ma ruble 30,000... Kuti muchite izi, ndikwanira kuti muwonetse nthawi ndi kuchuluka kwa ngongoleyo, komanso kuyika zochepa zazidziwitso zanu mwapadera. Ndalama zomwe zalandilidwa ziyenera kubwezedwa pazambiri 30 masiku.

Lingaliro lopanga ngongole limapangidwa nthawi 5 mphindi... Izi zimachitika modzidzimutsa - ndi loboti. Njirayi imakuthandizani kuti mubwereke ndalama panthawi yomwe mukufuna - nthawi iliyonse yamasiku ndi masiku asanu ndi awiri pa sabata.

2) Kredito 24

Zolemba 24 Ndi njira yachangu komanso yosavuta yopezera ngongole. Nthawi yomweyo, simuyenera kutenga ziphaso zosafunikira, kupereka katundu ngati chikole, komanso kukopa othandizira.

Ndikosavuta kulembetsa ngongole pano - ingotenga njira zitatu:

lembani fomu patsamba lino;
dikirani chisankho cha wobwereketsa;
alandire ndalama ku chikwama cha Qiwi.

MFI yomwe idaperekedwa ikupereka ngongole mpaka ma ruble 30,000 kwakanthawi kuchokera 7 kale 30 masiku.

Komabe, ziyenera kukumbukiridwa kuti kwa makasitomala atsopano kuchuluka kwa ngongole kumachepetsa kuchuluka kwakeMa ruble 10,000... Ngati m'tsogolo ngongole idzabwezedwa popanda mavuto, mutha kuyembekezera kuwonjezeka kwa ngongole yomwe ingakhalepo.

Ngongole 24, pomaliza mgwirizano, alibe chidwi ndi mbiri ya wobwereketsa, komanso cholinga chopeza ndalama. Kuti mulembetse muyenera chikalata chimodzi - pasipoti... Nthawi yomweyo, palibe zolipiritsa zobisika.

3) Vivus

Vivus - kampani yomwe chigamulo chazomwe zaperekedwacho chapangidwa pasanathe theka la ola... Poterepa, kuti mumalize kufunsa mafunso, mufunika osatinso 10 mphindi... Mutha kutenga ngongole pano ndi pasipoti yokha.

Otsatsa angaone kuti ndizothandiza kudziwa kuti omwe akuyimiridwa ndi MFI nthawi zonse amayang'ana mbiri ya ngongole ya omwe angabwereke. Komabe, nthawi zambiri, amanyalanyaza machimo akale.

Vivus imapereka makasitomala atsopano kuti apeze mpaka ma ruble 15,000... M'tsogolomu, pakakwaniritsa zomwe zakwaniritsidwa munthawi yake, kuchuluka kwa ngongole zomwe zingapezeke kungakulitsidwe.

Kuti mulandire ndalama ku chikwama cha Qiwi, simudzafunika zambiri. Ndikokwanira kungosonyeza nambala yafoni yam'manja.

4) NdalamaMan

Apa chisankho chimapangidwa pafupifupi mu mphindi 5... Nthawi yomweyo idzafunika kumaliza ngongoleyo.

MoneyMan imapereka kubwereka mpaka 70,000 ruble... Koma ziyenera kukumbukiridwa kuti ngongole yoyamba siyidutsa 10 000 Ma ruble.

Kukula msinkhu ndi Masabata 18... Ngati sizotheka kubweza ndalamazo munthawi yomwe agwirizana, wobwereketsayo amatha kugwiritsa ntchito ntchito yolipira ngongole... Poterepa, nthawi yolipira imatha kupitilizidwa ndi milungu inayi.

Pali zabwino zingapo za MFI yomwe ikuganiziridwa:

kukonza zinthu pobwereka mobwerezabwereza;
kupezeka kwa magawo omwe amakulolani kuti mupereke ngongole yopanda chiwongola dzanja.

5) Lime-Zaim

Mzere-Zaim ndi imodzi mwa magawo omwe amagwiritsa ntchito malonda a zamalonda mu 2013. Mu kanthawi kochepa, kampaniyo idakwanitsa kupanga mbiri yabwino kwambiri ndikupangitsa kudalira nzika zambiri.

Kampaniyo imapereka ndalama pafupifupi mu mphindi 10... Kwa iwo omwe adalembetsa pano koyamba, pali mwayi woti atenge mpaka ma ruble 5,000... Ngati ngongole zingapo zimalipira munthawi yake, pali mwayi wopeza Mkhalidwe wa kasitomala wa VIP... Izi zimapangitsa kutsika kwa chiwongola dzanja ndikuwonjezeka pamalipiro angongole ambiri.

M'bungwe lomwe laperekedwa, aliyense amene watembenuka kale atha kutenga ngongole ya chikwama cha Qiwi 20 zaka. Zaka zazitali za wobwereka zimayikidwa mkati 90 zaka. Pogwiritsa ntchito ndalama, peresenti imaperekedwa mu kuchuluka kwa 0.8 mpaka 2.14 tsiku lililonse.

Kuti mumvetsetse bwino zomwe zaperekedwa ndi MFIs, mutha kugwiritsa ntchito tebulo ili pansipa.

Mndandanda wazinthu zoperekera ngongole ku Qiwi Wallet m'mabungwe osiyanasiyana azachuma:

№	Dzina la MFO	Kuchuluka kwa ngongole, zikwi zikwi	Chiwongola dzanja	Nthawi yobwereranso
1	*Zimer*	30,0	1.90% tsiku lililonse	21 tsiku
2	*Chidwi*	30,0	1.90% tsiku lililonse	Mpaka masiku 30
3	*Vivus*	15,0	Kuyambira 1.10% tsiku lililonse	Masiku 28
4	*NdalamaMan*	70,0	1.85% tsiku lililonse	Masabata 18
5	*Lime-Zaim*	20,0	0.80-2.14% patsiku	Masiku 90

Munkhani yapadera, onaninso kuti ndi banki iti yomwe mungatenge ngongole ndi mbiri yoyipa ya ngongole popanda ziphaso ndi olandila.

5. Momwe mungabwezeretsere tizilombo tating'onoting'ono tomwe talandira pa chikwama cha Qiwi - njira 4 zabwino kwambiri 💸

Mukamapereka ma microloan pachikwama cha Qiwi, ndikofunikira kufotokozera pasadakhale njira zomwe zingabwerenso. MFI iliyonse imapereka mndandanda wa njira zomwe zilipo, komabe, zachikhalidwe komanso zabwino pakati pawo, malinga ndi azachuma, zafotokozedwa pansipa. Zosankha 4 pakubweza ngongole.

Njira 1. Kubweza ndi Qiwi Wallet

Njirayi ndi yopindulitsa kwambiri. Chowonadi ndichakuti polipira ngongole yolandila ndalama za Qiwi pogwiritsa ntchito chikwama choyenera palibe ntchito yomwe wapatsidwa... Komabe, izi zitha kufuna kuti ndalama zomwe amafunazo zidali munjira yolipirira.

Ndi ochepa okha omwe amakhala ndi ma e-ndalama wamba ochokera kunja. Chifukwa chake, muyenera kuyang'ana njira yobwezeretsanso chikwama chanu. Zitha kutero khadi la kubanki kapena Pokwerera... Ndalamazo zikakhala mchikwama, ndizokwanira kuti mulowemo ndikusamutsa zolipazo malinga ndi tsatanetsatane wa wobwereketsayo.

Njira 2. Ndi khadi yakubanki

Pali njira zingapo zolipira ngongole pogwiritsa ntchito khadi la kubanki... Losavuta komanso lodalirika - kugwiritsa ntchito nduna yoyendetsera ngongole.

Ngati pazifukwa zina njirayi palibe, mutha kusamutsa ndalama pogwiritsa ntchito intaneti kapena kukaona nthambi yantchito yobwereketsakuti anapereka khadi. Komabe, pakadali pano, muyenera kufotokozera pasadakhale zomwe ndalamazo ziyenera kutumizidwa.

Njira 3. Kutumiza kwa banki

Njirayi ndiyabwino chifukwa sikutanthauza kulumikizidwa pa intaneti. Koma palinso zovuta pazomwe mungalandire.

Zoyipa zakugwiritsa ntchito banki kulipira ngongole:

Tiyenera kuyendera nthambi ya banki yapafupi.
Mufunika zambiri za wobwereketsa ndi nambala ya mgwirizano.
Pakhoza kukhala komishoni (kaya ndi ayi kapena ayi malinga ndi momwe banki imasamutsira).

Mukamalipira ngongole posamutsa banki, ndikofunikira kukumbukira kuti ndalamazo zidzafunika 1-2 masiku ogwira ntchito... Nthawi yomweyo, kulandila ndalama mosayembekezereka ku MFO kumadzaza ndi chindapusa... Zonsezi ziyenera kuganiziridwa posankha tsiku lomwe mungasamutse.

Njira 4. Pogwiritsa ntchito njira yolumikizirana yolumikizirana

Akatswiri amalangiza kugwiritsa ntchito njirayi pokhapokha ngati kulibe njira ina yobwezera.

Zoyipa zogwiritsa ntchito njira yolumikizirana ndi izi:

Muyenera kulumikizana ndi ofesi yomwe ikuwamasulira molingana;
Zambiri za wobwereketsa zidzafunika;
nthawi zambiri, ntchito imaperekedwa.

Chifukwa chake, pali njira zingapo zobwezera ngongole yolandila pa chikwama cha Qiwi. Wotsatsa aliyense ayenera kuphunzira mosamala njira zomwe zingapezeke ndikusankha zomwe zikuwoneka ngati zabwino kwambiri kwa iye.

Zotsatira zoyipa zakusalipira ngongole pa chikwama cha Qiwi

6. Chichitika ndi chiyani ngati simubweza ngongole ya Qiwi munthawi yake - 5 zotsatira za wobwereka 🔔

Kutsimikizira kufunitsitsa kwake kuti akapemphe ngongole ku QIWI, kasitomala amavomereza zomwe wobwereketsayo apereka.

Ngati wobwereka akana kukwaniritsa zomwe wakwaniritsa, izi zikhala ndi zotsatirapo zingapo. Poterepa, zilango zomwe obwereketsa amakhala malinga ndi machitidwe a wobwereka, momwe zinthu ziliri, komanso kukula kwa ngongole.

Pansipa tilingalira mwatsatanetsatane zotsatira zomwe zimabwera wobwereka akalephera kutsatira zomwe agwirizana pangano la ngongole.

Zotsatira zake 1. Zilango

Muyeso woyamba womwe wobwereketsayo amakhala kuti sangabwezere ngongole yomwe adapereka ndi chindapusa. Wobwereka akabweza ngongoleyo atangozunzidwa, njira zowopsa sizingatsatire.

Zotsatira zake 2. Kuwonjezeka kwa kuchuluka

Ngati, ngakhale atatha kuwerengera chindapusa, wobwerekayo sakufuna kuthetsa ngongoleyo, MFI ili ndi ufulu wokulitsa chiwongola dzanja pa chilango... Kukula kwake kwakukulu kumatha kufikira 0,1% kuchuluka kwa ngongole.

Zotsatira zake 3. Kukopa kwa osonkhanitsa

Kupitiliza kunyalanyaza zomwe wobwereketsa ananena kuti abweza ngongoleyo kumatha kubweza kwa mabungwe osonkhanitsa... Mabungwe oterewa ndi akatswiri pakubweza ngongole ndipo ali ndi njira zawo zopanikizira obwerekera osasamala.

Zotsatira zake 4. Kusamutsa mlanduwo kukhothi

Nthawi zomwe ngakhale omwe amatolera ndalama amalephera kukopa wobwereketsa kuti abweze ngongoleyo, wobwereketsayo ali ndi ufulu wopereka mlanduwo kukhothi.

Kutengera zotsatira za mayeserowo, apanga chisankho pakufunika kolipira ngongoleyo. Ngati sizikwaniritsidwa munthawi yoyenera, mlanduwo ulowererapo olipiritsa.

Zotsatira zake 5. Kusamutsa chidziwitso ku ofesi ya ngongole

Nthawi zambiri, zambiri zokhudzana ndi mavuto obwezera ngongole zimasamutsidwa ku ofesi ya ngongole. Izi zimabweretsa kuti mtsogolomo, zitha kukhala zotheka kukonza ngongole yatsopano kubanki komanso ku MFO. zosatheka.

Musaiwale kuti mabungwe ambiri ang'onoang'ono amalola makasitomala awo kuti azigwiritsa ntchito ntchito yokonzanso ngati ndizosatheka kubweza ngongoleyo panthawi. Pachifukwa ichi, nthawi yobwezera idzasinthidwa, ndipo wobwereka azitha kubweza ngongoleyo.

7. Ngati palibe chobwezera ngongole ku chikwama cha QIWI - yankho lavuto mu magawo atatu ✅

Pambuyo popereka ma microloan, zinthu sizingakhale bwino kwa wobwereketsayo. Mwina sipangakhale ndalama zolipira ngongoleyo. Komabe, zivute zitani, munthu sayenera kubisala kwa wobwereketsayo zavutolo.

Ndikofunika kumvetsetsa!MFI ikadziwitsidwa posachedwa za komwe wobwereka amakhala, mwayi woti wobwereketsayo ayesetsa kuthandizira kuthetsa vutoli.

Ngati ndizosatheka kukwaniritsa zomwe amakakamizidwa panthawi yake, wobwereka atha kuthetsa vutolo m'njira zitatu.

Gawo 1. Kudziwitsa wobwereketsa zavutolo

Wobwereketsa akawuza wobwereketsa mavuto omwe wakumanapo nawo, pamakhala mwayi woti kumvetsetsa kumveke.

Polankhula za momwe zinthu ziliri, wobwereketsayo akuwonekeratu kuti ali ndi zovuta, koma samakana ngongoleyo. Khalidweli limayambitsa kudalira... Koma musaiwale kuti chinthu chaumunthu chimagwira gawo lalikulu pazochitika zoterezi.

Poterepa, uthengawo ungatumizedwe mawonekedwe apakamwa... Komabe, ndibwino kuti muzipereka. zolembedwa... Ngati pakufunika kuyimbidwa mlandu mtsogolo, kalata yotere ikhoza kukhala yothandiza kwambiri.

Gawo 2. Kufotokozera momwe zachuma ziliri

Wobwereketsa ayenera kudziwa zovuta zomwe wobwereka adakumana nazo zomwe zidadzetsa vuto pakubweza ngongoleyo. Ngati kuli kotheka, zovuta ziyenera kulembedwa.

Kuti mutsimikizire zovuta zomwe mwakumana nazo pakubweza ngongole, mutha kugwiritsa ntchito:

chochokera ku mbiri yakale ya zamankhwala chotsimikizira kuti wobwerekayo anali mchipatala;
zikalata zochokera kuntchito zotsimikizira kuchepa kwa ogwira ntchito ndi zovuta zina;
zikalata zina zotsimikizira kuwonongeka kwachuma.

Kufuna kwa wamangawa kuti afotokoze zovuta zakuthupi zomwe zachitika kumatsimikizira kuti samapewa kubweza ngongoleyo. Kupezeka kwa zikalata zothandizira kumatsimikizira kuti wobwerekayo ali ndi zovuta.

Gawo 3. Umboni wofufuza njira zothetsera vutoli

Sikokwanira kuti wobwereka atsimikizire zovuta. Komanso, wobwereketsa ayenera kutsimikizira kuti wamangawa akuyesera kupeza njira zothetsera mavuto azachuma.

Ngati kuli kotheka kutsimikizira MFI kuti mavutowa atha posachedwa, wobwereketsadi akumana theka. Mwayi wokwaniritsa zosokoneza kapena maholide a ngongole adzawonjezeka.

Wobwereka sayenera kuiwala izi, mosiyana ndi kubankimicrocredit siyofunika kutsatira malamulo okhwima... Chifukwa chake, nthawi zambiri ubale pakati pa wobwereketsa ndi wobwereketsa umapitilira mgwirizano. Muyenera kugwiritsa ntchito izi ndikuyesera kupeza chilankhulo kuti muchepetse njira zokhudzana ndi kuchedwa.

Malangizo othandiza amomwe mungapewere kukhala akapolo angongole m'dziko lamakono

8. Momwe musagwere muukapolo wa ngongole - Malangizo 7 othandiza ochokera kwa akatswiri 💡

Obwereka ayenera moyenera kuwunika kuthekera kwanu pazachuma. Simuyenera kulembetsa ma microloans pachikwama cha Qiwi ngati palibe chifukwa chofulumira. Ngati vutoli likhoza kudikirira mpaka malipiro, ndi bwino kuchedwetsa chisankho chake.

Othandizira azachuma amapereka maupangiri angapo kwa omwe amabwereka kuti apewe ukapolo wa ngongole kwa moyo wawo wonse.

Langizo 1. Zomwe mgwirizano wa ngongole uyenera kuwerengedwa mosamala momwe angathere

Aliyense amadziwa kuti kusadziwa lamuloli sikungamasule munthu kuyambira pomwe udindowu udayambika. Komabe, sikuti aliyense amakumbukira kuti izi zimakhudzanso mapangano a ngongole.

Musaiwale, ngakhale wobwerekayo sanasamalire gawo lililonse la mgwirizano, akuyenerabe kukhala ndiudindo. Chifukwa chake, mgwirizano wa ngongole uyenera kuwerengedwa mosamala momwe angathere.

Asanatsimikizire kumaliza mgwirizano, zofunika werengani kwathunthu (ngakhale zinthu zomwe zimawonetsedwa pansi pa asterisk ndizolemba zochepa). Ndikofunikanso kuwunika ngati momwe ngongole zomwe zafotokozedwazo zikugwirizanira ndi pulogalamu yomwe yasankhidwa.

Langizo 2. Ndikofunikira kusankha ndalama zoyenera momwe mungaperekere ngongoleyi

Ena obwereka amakhulupirira kuti ndibwino kukonza ngongole kubanki yakunja, popeza mitengo yake ndiyotsika. Komabe, amaiwala kuti maphunzirowa akusintha nthawi zonse. Ngati ndalama zimalandiridwa mu ruble, pamakhala chiopsezo chachikulu kuti kuchuluka kwa zolipira molingana ndi kuchuluka kwa malipiro kumakulirakulira kwambiri.

Kukula kwa kusinthitsa kwa ndalama kumatha kubweretsa zazikulu wonjezani malipiro owonjezera... Izi zitha kubweretsa kuwonongeka kwa chuma cha wobwereka.

Langizo 3. Kubwezeretsanso ndalama kuyenera kupewedwa

Nthawi zambiri, kufunsira ngongole kuti mulipire yomwe ikupezeka pano kumabweretsa mavuto azachuma. Chifukwa chake, musanavomereze pamalingaliro amenewa, muyenera kusanthula bwino momwe zinthu ziliri.

Ndikofunika kuvomereza pakubwereketsa kokha ndiye, pomwe palibenso njira ina yothetsera momwe zinthu ziliri pano... Mwachidziwikire, kuyambiranso ndalama kuyenera kuchititsa kuti musungire ndalama ndikusintha momwe ngongole ingakhalire yabwino.

Langizo 4. Simungathe kudziunjikira ngongole

Kuchuluka kwa ngongole kumabweretsa kuonjezera chilango ndipo chindapusa... Mwachilengedwe, zotsatira zake ndikukula kwachuma chachuma pa bajeti yabanja.

Kuchuluka kwa ngongole kudzawonjezeka tsiku ndi tsiku osachepera 1%... Poterepa, kuwonjezeraku kudzachitika osati pamalipiro omwe analandira poyamba, koma pa ngongole yonse. Zotsatira zake, ngongole imakula ngati chipale chofewa.

Langizo 5. Perekani ngongole panthawi

Simungakhale wopusa pazomwe mungaganizire ngongole. Izi zitha kubweretsa kuti wobwereka agwere mumsampha wa ngongole. Kudzakhala kovuta kwambiri kukonza vutoli.

Ndikofunikira kuyesetsa kupereka zolipira panthawi yake. Ngati pazifukwa zina sizotheka kubweza ngongoleyo panthawi, ndikofunikira kudziwitsa wobwereketsa za izo.

Nthawi zambiri, ngati simubisala kwa omwe akubwereketsa, amatha kukumana ndi wobwereka theka. Monga njira zothetsera vutoli, kuimitsa kaye ndipo maholide a ngongole.

Langizo 6. Muyenera kufunsira ngongole pamakampani odalirika

Musagwirizane ndi MFIs osadalirika. Monga obwereketsa, muyenera kusankha mabungwe odziwika omwe ali ndi mbiri yabwino. Kuphatikiza apo, ayenera kugwira ntchito kumsika wazachuma kwakanthawi.

Chinthu chabwino kwambiri PAMBUYOkulembetsa ngongole werengani ndemanga zamakasitomala za kampaniyo, lankhulanani pamisonkhano yapadera. M'mitu yambiri yokhudzana ndi kubwereka, mutha kufunsa mafunso zakudziwika kwakubwerekera pakampani inayake.

Langizo 7. Muyenera kusamala ndi kudalira ngongole

Kwa ambiri omwe amakonza ngongole nthawi zonse, iyi imakhala chizolowezi. Anthu otere amatenga ngongole pafupipafupi, amazolowera kukhala ndi moyo wopitilira zomwe sangakwanitse. Khalidwe ili nthawi zambiri limabweretsa kuwonjezeka kwa ngongole.

Pofuna kuti musagwere muukapolo wa ngongole, ndikofunikira kupeza ngongole kokha nthawi yomwe mumafunikiradi. Ngati yankho lavuto lazachuma litha kuimitsidwa, ndibwino kuti mutenge nthawi yanu ndikudikirira mpaka mphothoyo ithe.

Kuphatikiza apo, munthu ayenera kuphunzira kukonzekera bwino bajeti yabanja, kuyesetsa kuwonetsetsa kuti ndalama zomwe amakhala nazo ndizochepera kuposa ndalama.

9. FAQ - Mafunso Ofunsidwa Kawirikawiri 📚

Kutchuka kwa ngongole ku Qiwi wallet kumakulirakulira. Nthawi yomweyo, sikuti aliyense ali ndi ndalama zokwanira kuti angopeza ngongole zazing'ono popanda zovuta.

Zonsezi zimapangitsa kuti pakhale kulembetsa mafunso ambiri. Kupeza mayankho kwa iwo kumatha kutenga nthawi yambiri yamtengo wapatali. Chifukwa chake, kumapeto kwa kufalitsa, takhala tikuyesera kufotokoza mfundo zomwe omwe amabwereka chiwongola dzanja nthawi zambiri.

Funso 1. Kodi ndingapeze kuti ngongole mwachangu ya chikwama cha Qiwi popanda kukana nthawi yomweyo pa intaneti popanda khadi yakubanki, ndikungokhala ndi pasipoti?

Ngongole ku chikwama cha Qiwi zikuchulukirachulukira masiku ano. Malongosoledwe ake ndiosavuta - njira yobwereketsa iyi ndiyosavuta kugwiritsa ntchito. Mutha kuzipereka mwachangu kwambiri, ndikupulumutsa nthawi yambiri.

Kuti mulandire ndalama pangongole motere, SIMUFUNIKIRA ngakhale khadi yakubanki. Ndikokwanira kukhala nazo pasipoti... Komanso, kuwonjezera pa chiphaso cha ngongole pompopompo Pali maubwino ena: kuthekera kowonjezera, mulingo wovomerezeka.

Ma microloans aposachedwa pama wallet a Qiwi nthawi yayitali popanda kukana pasipoti pa intaneti

Pansipa pali ma MFIs omwe ali ndi mawu abwino kwambiri obwereketsa ndalama mu e-ndalama Qiwi:

Zaimberi imakupatsani mwayi wopeza ndalama mwachangu komanso mosavuta. Mutha kulemba fomu yofunsira nthawi 3 mphindi... Nthawi yomweyo, zotsatira zakulingalira za pempholi sizidalira mbiri ya ngongole, chisankho chabwino chimapangidwa mu 99% yamilandu.
Ezaem amatitsimikizira pafupifupi 100% chivomerezo. Izi zimapangitsa kampaniyi kukhala yosangalatsa kwa iwo omwe ali ndi mbiri yangongole yangongole. Ubwino wa Ezaem ndikuti ngongole zotsatirazi zimakonzedwa ndi kuchotsera pafupifupi 50%.
Cashrussia Amapereka mwayi wopeza ngongole ku chikwama cha Qiwi nthawi yayitali komanso masiku asanu ndi awiri pa sabata (24/7). Kusintha kwakanthawi kwamakhalidwe a ngongole kumaperekedwa kwa makasitomala wamba. Ngongole iliyonse yotsatira imaperekedwa pamtengo wokulirapo pamlingo wotsika.

Mukamagwiritsa ntchito intaneti ku MFI iliyonse, ndibwino kukumbukira kuti ndikofunikira kukhala owona mtima momwe zingathere. Ngati kungatheke kulumikiza malo ochezera a pa Intaneti ndi akaunti yanu, chifukwa pakadali pano mwayi wosankha zabwino udzawonjezeka.

Palibe zolakwika ndipo Kusagwirizana pamafunso imakulolani kuti mutsimikizire molimba mtima kuti mungalandire ngongole mwachangu pamtengo wofunikira.

Ngati pempho lanu lakanidwa, simuyenera kukhumudwa. Ndizotheka kuti mu ma MFIs ena njira zowunikira omwe abwereke ndizokhulupirika kwambiri.Chifukwa chake, simuyenera kuopa kufunsira makampani ena.

Kuti musunge nthawi, mutha lembani mafunso pamawebusayiti angapo nthawi imodzi... Ngati zivomerezedwa ndi kampani yopitilira ngongole imodzi, chidzakhala chokwanira kusankha yomwe zinthuzo ndizovomerezeka.

Funso 2. Kodi ndizotheka kupeza microloan online pa Qiwi kuchokera kwa munthu wachinsinsi?

Ndikofunika kudziwa kuti microloan ya chikwama cha Qiwi imatha kupezeka osati polumikizana ndi bungwe lazachuma. Lero, mutha kupezanso ngongole polumikizana munthu wachinsinsi... Werengani zambiri za ngongole zachinsinsi munkhani yapadera "Ngongole kuchokera kwa anthu omwe sanalandire".

Pachikhalidwe, omwe amabweza ngongole pankhaniyi ndi nzika zomwe zimakhala ndi ndalama zaulere zomwe zimafuna kupanga ndalama kuti apange ndalama. Koma musaiwale kuti kubwereketsa kudzera mwa anthu ndiwowopsa kuposa ma MFIs.

Lero, pali mwayi wambiri pa intaneti kuti muthe kubwereketsa ndalama za Qiwi kuchokera kwa munthu wamba. Komabe, sikofunikira kuyanjana ndi obwereketsa omwe akufuna obwereketsa. m'malo ochezera a pa Intaneti kapena m'malo okayikitsa... Apa, mwayi wokumana ndi chinyengo ndiwokwera kwambiri.

Zimakhala zosavuta kufufuza pamabwalo apadera... Apa, mwazinthu zina, mutha kuphunzira ndemanga za obwereketsa ena omwe adalandira ngongole kwa wochita bizinesi wina.

Kuti mutenge ngongole ndi chiopsezo chochepa kwambiri, ndikofunikira kukumbukira lamulo limodzi. Simungatumize ngongole kwa wobwereketsayo.

Nthawi zambiri, zofunikira pakulipiriratu zimayikidwa patsogolo molondola zachinyengo... Amanena kuti choyamba muyenera kutumiza ndalamazo ngati Commission kuti mumalize kugwiritsa ntchito, kenako ndalama zandalama zidzasamutsidwa kwa wobwereka. Komabe, nthawi zambiri, nzika zopanda nzeru, zitatumiza ndalama, sizilandiranso chilichonse.

Funso 3. Kodi ndingapeze kuti ngongole mwachangu pachikwama cha Qiwi popanda kukana ku Moscow?

Mutha kupeza ngongole ya chikwama mu njira yolipirira Qiwi pafupifupi MFI iliyonse. Popeza ambiri a iwo amagwira ntchito pa intaneti, ntchito za aliyense wa iwo zimapezeka kwa a Muscovites.

Mwachilengedwe, muyenera kuyesetsa kwambiri musanapemphe ngongole. Ndikofunika kuti mudziwe bwino makampani omwe akugwira ntchito pamsika, phunzirani za zomwe amapereka, yerekezerani zikhalidwe. Kupeza kumatha kukhala kosavuta pogwiritsa ntchito mindandanda yama MFIs yolembedwa ndi akatswiri azachuma.

Pansipa pali makampani otchuka azachuma.

1. E-zaem

M'bungwe lazachuma mungabwereke mpaka ma ruble 6,000... Nthawi yobwerera kwambiri ndi Masiku 30, chiwongola dzanja chimayikidwa pa 2% patsiku.

Nthawi yomweyo, E-zaem imatsimikizira kuchuluka kwakuchepa kwa omwe atumizidwa. Zaka za wobwereka zitha kukhala pamlingo kuyambira zaka 18 mpaka 70.

2. NdalamaMwamuna

MoneyMan ndi bungwe lazachuma lomwe limakupatsani mwayi wokonza ngongole pamodzi wotsika kwambiri - 0.75% yokha patsiku... Ndipo uwu si mwayi wokhawo. Nthawi yomwe adzafunikire kubweza ndalama zomwe zalandiridwa pano ndi imodzi mwazikulu kwambiri pamsika wama microcredit - Masiku 126.

Ubwino wina wa MoneyMan ndikotheka kubwezeredwa pang'onopang'ono, zomwe zimakupatsani mwayi woti muzipanga bajeti yanu moyenera momwe mungathere. Ndalama zomwe muli nazo mu MFO ili mkati 1,500 - 8,000 ma ruble.

3. Cash Russia

CashRussia ndi kampani yotchuka kwambiri. Komabe, mawu abwino obwereketsa samakulolani kuti mudutse. Ndalama mu CashRussia ndi kuchokera ku ruble 3,000 mpaka 15,000.

Kugwiritsa ntchito kumaganiziridwa kwa mphindi 20, koma nthawi zambiri zotsatira zake zimadziwika kale - pafupifupi kuwoloka 2 mphindi... Poterepa, milingo ya wobwereka aliyense imakhazikitsidwa payekhapayekha.

4. Platiza

Platiza akufuna kukonza ngongole ya ndalamazo mpaka ma ruble 15,000... Kugwiritsa ntchito kumawerengedwa osaposa mphindi 5.

Muyenera kubweza ngongoleyo mkati mwa mwezi umodzi... Chiwongola dzanja chimatsimikizika payekha. Olembera omwe ali ndi mavuto ang'onoang'ono m'mbiri yawo ya ngongole ayenera kukhala okonzekera chiwongola dzanja.

5. Moona mtima

MFO Moona mtima imapereka kuti ipeze kuchokera ku ruble 1,000 mpaka 8,000 pansi 1,9% tsiku lililonse... Kampani yomwe ikufunsidwa, nthawi yobwererayi ndiyachidule - Chiwerengero 15 masiku... Komabe, izi zimakuthandizani kuti muzisunga kwambiri, chifukwa kubweza kopitilira ndalama zochulukirapo kumachepa.

6. Ngongole Mwachidule

Kampani Loan Simply, chiwongola dzanja chimayikidwa kutengera mbiri yakale ya ngongole. Kwa makasitomala wamba omwe abweza ngongole kuno kangapo mwachikhulupiriro, malire a ngongole amapezeka pamtengo wa Ma ruble 15,000kubwerera pasanathe mwezi umodzi... Mutha kulandira ngongole kuchokera ku MFI yomwe yaperekedwa kale kuyambira zaka 18.

7. E Kabichi

Kampani yopanga zachuma iyi imatha kubwereka mpaka ma ruble 15,000... Kukula kwa chiwongola dzanja, monga m'mabungwe ena ambiri, kumatsimikizika payekha. Choyamba, chizindikirochi chimakhudzidwa ndi mbiri ya ngongole.

Nthawi yobwerera kwambiri yakhazikitsidwa pa Masiku 21... Zaka za wobwereka zitha kukhala mkati kuyambira zaka 21 mpaka 74 zakubadwa... Mikhalidwe yabwino yobwereketsa imapezeka kwa makasitomala wamba.

Ngakhale kuti intaneti ikupezeka paliponse masiku ano, ambiri obwerekabe amasankhabe kufunsa ngongole polumikizana ndi nthambi ya MFI. Chifukwa chake, tebulo ili m'munsiyi likuwonetsa ma adilesi a nthambi za kampani iliyonse yomwe ili ku Moscow.

Maadiresi a nthambi zaku Moscow zachuma:

№	Ma IFI	Adilesi
1	*E-zaem*	Zemlyanoy Val Street, wazaka 33
2	*NdalamaMan*	Msewu wa Barclay, 6
3	*Platiza*	Lane Monetchikovskiy wachisanu, nyumba 16, ofesi 2
4	*Moona mtima*	Polkovaya Street, 3, nyumba 4
5	*Ngongole Mwachidule*	Starokashirskoe msewu waukulu, 2, womanga 2
6	*E Kabichi*	Mzere wa Presnenskaya, 12

Funso 4. Kodi ndizotheka kutenga ngongole ya Qiwi wallet osayang'ana mbiri ya ngongole yanu?

Pali zifukwa zambiri zomwe anthu aku Russia adawonongera mbiri yakale yangongole. Zotsatira zake nthawi zambiri zimakhala zofanana - ndizosatheka kupeza ngongole yatsopano. Ndiye chifukwa chake funso limakhala loti, ndizotheka kukhala wobwereka ngati m'mbuyomu panali zovuta pakubweza ngongole.

M'malo mwake, yankho lake ndi losavuta - palibe chosatheka... Komabe, pakadali pano, muyenera kuyesetsa kwambiri. Pansipa pali malingaliro amomwe mungapezere ngongole ndi mbiri yoyipa ya ngongole.

Ngati zinthu sizili bwino ndi mbiri yanu, palibe chifukwa cholumikizira banki. Kubetcha kwanu ndikuyesera kubwereka ndalama ku mabungwe azachuma. Nthawi yomweyo, ndikofunika kutumiza mapulogalamu ku makampani osadziwika pang'ono.

Nthawi zambiri, ma MFI otere samayang'ana mbiri yawo ya ngongole, chifukwa cholinga chawo chachikulu ndikupanga mbiri potumiza ngongole kwa makasitomala ambiri momwe angathere. Koma ziyenera kukumbukiridwa kuti m'mabungwe osadziwika bwino azachuma, momwe ngongole zimakhalira sizosangalatsa kwenikweni.

Kuti mupeze ngongole, monga ma MFIs ena, mutha Lumikizanani ndi nthambi ya kampaniyo kapena lembani zolemba pa intaneti... Njira yotsirizayi ndiyabwino kwambiri, chifukwa imakupatsani mwayi wosunga nthawi. Kuphatikiza apo, ndi kudzera pa intaneti pomwe mutha kutenga ngongole ku Qiwi e-currency. Nthambi, ndalamazo nthawi zambiri zimaperekedwa ngati ndalama.

Werengani za momwe mungatengere microloan pa khadi mumphindi 5 osayang'ana mbiri yanu yangongole mwatsatanetsatane.

Funso 5. Kodi ndizotheka kutenga ngongole popanda chiwongola dzanja mu chikwama cha Qiwi?

Posachedwa, zopereka zikuyamba kupezeka pa intaneti perekani microloan popanda chidwi pa Qiwi pa intaneti... Mwachilengedwe, kutsatsa kotere kumadzetsa kukayikira komanso kusakhulupirira kwa obwereketsa, omwe amadabwa kuti ndizowona bwanji. Kwenikweni ngongole pa 0% SIZOYENERA. Tiyeni tiyesere kudziwa mwatsatanetsatane momwe mungapezere.

Ngongole zopanda chiwongola dzanja pa QIWI pa 0%

Zomwe zimayambitsa ngongole zopanda chiwongola dzanja ndizosavuta. Chiwerengero chachikulu cha MFIs chikugwira ntchito pamsika lero. Aliyense amayesetsa kukopa makasitomala ambiri momwe angathere. Ndicho chifukwa chake obwereketsa akupanga kuvomereza, ndikupereka mawu owoneka bwino komanso osangalatsa.

Komabe, ngakhale zokongola za ngongole zopanda chiwongola dzanja, ali ndi malire ena.

Nthawi zambiri pamsika wazachuma pamakhala ma microloans pa 0% yamitundu iwiri:

Ngongole imaperekedwa popanda chiwongola dzanja kwa kasitomala yemwe adalemba ku MFO koyamba. Poterepa, kusakhala ndi malipiro ochulukirapo kumatha kuwerengedwa kamodzi kokha. Mwa njira iyi,ngongole yoyamba pachikwama cha Qiwi idzakhala yopanda chiwongola dzanja.
Micoloan yopanda chidwi imapezeka kwa makasitomala onse. Komabe, kuchuluka ndi nthawi yakupereka koteroko ndizochepa kwambiri.

Zoletsa pangongole zopanda chiwongola dzanja zimafotokozedwa ndi zifukwa ziwiri:

palibe bungwe limodzi lazachuma lomwe lingavomereze kugwira ntchito nthawi zonse osapanga phindu;
pali malamulo oletsa zopereka.

Pafupifupi Ndondomeko yolembetsa ngongole popanda chiwongola dzanja kukhazikitsidwa mophweka. Wobwereka amalandila ndalama kuchokera kwa wobwereketsa mkati mwa malire omwe akhazikitsidwa kwakanthawi kwakanthawi pokhapokha ngati kulibe chiwongola dzanja.

Komabe, powerenga mosamalitsa mgwirizano, mutha kuwona kuti kuchuluka kumakonzedwabe, koma kulipidwa kokha kukachitika kuti wobwereka sabweza ngongoleyo panthawi. Mwanjira ina, pakalibe kulipira munthawi yomwe agwirizana, MFI siziilipiritsa kokha chilango, komanso chidwi nyengo yonse yogwiritsa ntchito ndalama.

Likukhalira kuti Microan yopanda chidwi kwenikweni ndi ngongole yanthawi zonse yokhala ndi chiwongola dzanja chochedwa. Ndiye kuti, kupezeka kwa malipiro ochulukirapo ndizotheka kokha kukachitika kuti wobwereketsa amakwaniritsa udindo wake mokhulupirika.

Pachikhalidwe, mukalembetsa ma microloan opanda chiwongola dzanja, zofunika izi zimaperekedwa kwa wobwereka:

zaka zosachepera 18 zaka;
Nzika zaku Russia;
kulembetsa kwamuyaya kudera la Russian Federation;
kupezeka kwa ndalama zokhazikika pamwezi.

Kuti mupeze Ngongole yopanda chiwongola dzanja mu ndalama za qiwi, sizitenga nthawi yochuluka. Ndikokwanira kupeza MFI yoyenera ndikuigwiritsa ntchito. Kusanthula kwathunthu kwa omwe angabwereke ndalama kumakupatsani mwayi wolandila ndalama usana ndi usiku, tsiku lililonse la sabata.

Tebulo ili m'munsiyi likuwonetsa momwe ngongole zopanda chiwongola dzanja zomwe zimaperekedwa ndi mabungwe odziwika bwino azachuma.

Mabungwe azama Microfinance ndi zikhalidwe zawo popereka ngongole yopanda chiwongola dzanja pa QIWI:

Dzina la MFO	Pulogalamu	Kuchuluka kwa ngongole, ma ruble zikwi	Ngongole yayitali	Zaka zochepa zobwereka	Zowonjezera zolemba
*Emzaem*	Ngongole yoyamba yopanda chiwongola dzanja	2 mpaka 15	Masiku 5 mpaka 30	Zaka 18	Ayi
*Ngongole*	Ngongole pa 0%	1 – 15	1 - masiku 30	Zaka 18	Zosafunika
*Ngongole Yazaka*	Zero basi	1 mpaka 7	Kuyambira tsiku limodzi mpaka sabata	Zaka 18	Khodi Yotsatsira TIN

Funso 6. Kodi ndingapeze kuti ngongole mwachangu za ma ruble 500-1000 ku chikwama cha Qiwi nthawi yomweyo?

Ena obwereka amafuna kupeza ngongole zochepa kwambiri za Qiwi, Mwachitsanzondicholinga choti lipirani intaneti... Komabe, si ma MFO onse omwe amavomereza kupereka ngongole za ma ruble ochepera 1,000, chifukwa phindu lomwe amapeza ndi locheperako. Komabe, mabungwe amenewa alipo.

Mwachitsanzo, kampani E Kabichi imagwira ntchito ndi makasitomala aliwonse. Chifukwa chake, apa mutha kutenga Ma ruble 500 ndipo ngakhale zochepa... Poterepa, nthawi yobwereketsa ndi kuchokera 1 kale 3 masabata, ndi mlingo 2 % patsiku... Ngongole imatha kupezeka nthawi yomweyo mukaganizira za ntchitoyo - pafupifupi mphindi 5. Kubwereketsa kwa anthu kuyambira zaka 18.

Onaninso mndandanda wa ma MFIs onse ku Russia omwe amapereka ngongole zazing'ono pa intaneti ku khadi mwachangu nthawi yayitali kudzera pa intaneti.

10. Kutsiliza

Lero tayesetsa kukuwuzani mwatsatanetsatane momwe ngongole pachikwama cha Qiwi ilili komanso momwe zimakhalira zosavuta kuzipeza. Kuphatikiza apo, tidaganiziranso makampani momwe izi zitha kuchitidwira mwachangu komanso mopindulitsa momwe zingathere.

Mafunso kwa owerenga!

Kodi mudakhalapo ndi ngongole za Qiwi wallet kale? Kodi mudakhala ndi zovuta zina popereka ma microloan pa QIWI kudzera pa intaneti (pa intaneti)?

Tikulakalaka owerenga Maganizo a Life magazine atukuke pazachuma ndipo tikukumbutsani kuti ma microloans sangakhale njira yokhayo yothetsera zovuta zakanthawi, komanso mutu. Chifukwa chake, muyenera kuwatenga mozama momwe mungathere.

Tidzakhala othokoza kwambiri ngati mutagawana malingaliro anu ndi ndemanga zanu pamutu wankhani yanuyi mu ndemanga pansipa. Zabwino zonse ndipo tiwonana posachedwa!